Crédit Agricole S.A (ACA.PA) Financial Statements

Price: $17.135
Market Cap: $51.58B
Avg Volume: 7.04M
Country: FR
Industry: Banks - Regional
Sector: Financial Services
Beta: 1.482
52W Range: $12.335-17.35
Website: Crédit Agricole S.A

Overview of Financial Statements

Financial statements are records that provide an overview of a company's financial performance and position. There are three main types of financial statements:

  • Income Statement: Shows the company's revenue, expenses, and profit over a specific period.
  • Balance Sheet: Provides a snapshot of the company's assets, liabilities, and equity at a specific point in time.
  • Cash Flow Statement: Details the cash inflows and outflows from operating, investing, and financing activities over a period.

This page presents both annual and quarterly data for these financial statements. The charts below provide a visual representation of the key metrics from each statement, helping you to quickly understand the financial health of Crédit Agricole S.A.


Income Statement

Revenue
Cost of Revenue
Revenue and Costs$40.00B$40.00B$20.00B$20.00B$0.00$0.00-$20.00B-$20.00B-$40.00B-$40.00B-$60.00B-$60.00B-$80.00B-$80.00B20162016201720172018201820192019202020202021202120222022202320232024202420252025
Operating Expenses
Operating Income
Operating Expenses & Income$30.00B$30.00B$24.00B$24.00B$18.00B$18.00B$12.00B$12.00B$6.00B$6.00B$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Revenue $25.33B $23.45B $21.95B $21.40B $18.06B $19.12B $18.69B $18.50B $16.84B $17.01B
Cost of Revenue $- $-60.63B $- $- $- $- $- $- $- $-
Gross Profit $25.33B $84.09B $21.95B $21.40B $18.06B $19.12B $18.69B $18.50B $16.84B $17.01B
Gross Profit Ratio 100.00% 358.50% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Research and Development Expenses $- $- $- $- $- $- $- $- $- $-
General and Administrative Expenses $- $- $- $- $- $- $- $- $- $-
Selling and Marketing Expenses $- $- $- $- $- $- $- $- $- $-
Selling General and Administrative Expenses $- $1.24B $1.90B $1.89B $1.21B $1.10B $818.00M $808.00M $749.00M $707.00M
Other Expenses $25.33B $- $14.58B $13.80B $12.94B $12.76B $-3.00M $-11.00M $11.95B $29.00M
Operating Expenses $25.33B $1.24B $14.58B $13.80B $12.94B $12.76B $12.59B $12.18B $11.95B $12.20B
Cost and Expenses $25.33B $1.24B $14.58B $13.80B $12.94B $12.76B $12.59B $12.18B $11.95B $12.20B
Interest Income $63.44B $59.12B $29.87B $23.80B $23.53B $25.11B $24.82B $24.70B $25.05B $26.27B
Interest Expense $49.15B $44.88B $17.00B $11.68B $11.72B $13.66B $13.25B $12.43B $13.31B $14.71B
Depreciation and Amortization $1.25B $1.16B $1.10B $1.15B $1.14B $1.05B $760.00M $752.00M $694.00M $667.00M
EBITDA $- $10.50B $- $8.88B $5.32B $6.65B $- $10.32B $- $-
EBITDA Ratio 0.00% 44.79% 115.13% 38.57% 27.48% 33.20% 106.34% 100.54% 108.38% 116.33%
Operating Income $- $22.25B $24.10B $7.08B $3.82B $5.30B $19.11B $17.81B $17.55B $19.12B
Operating Income Ratio 0.00% 94.85% 109.78% 33.09% 21.16% 27.72% 102.28% 96.29% 104.19% 112.41%
Total Other Income Expenses Net $10.63B $-12.70B $-12.09B $-11.74B $-12.17B $-11.90B $-11.43B $-10.48B $-11.02B $-11.38B
Income Before Tax $10.63B $9.55B $7.86B $8.08B $4.59B $5.95B $6.50B $5.93B $3.35B $4.89B
Income Before Tax Ratio 41.95% 40.70% 35.81% 37.76% 25.40% 31.12% 34.76% 32.06% 19.88% 28.74%
Income Tax Expense $2.47B $2.20B $1.66B $1.24B $1.13B $456.00M $1.47B $1.73B $695.00M $898.00M
Net Income $7.09B $6.35B $5.31B $5.84B $2.69B $4.26B $3.96B $3.19B $3.07B $3.16B
Net Income Ratio 27.98% 27.07% 24.17% 27.31% 14.91% 22.26% 21.18% 17.27% 18.21% 18.59%
EPS $2.11 $1.94 $1.64 $1.84 $0.80 $1.48 $1.39 $1.08 $1.08 $1.17
EPS Diluted $2.11 $1.94 $1.64 $1.84 $0.80 $1.48 $1.39 $1.08 $1.08 $1.17
Weighted Average Shares Outstanding 3.02B 3.03B 2.99B 2.99B 2.89B 2.87B 2.85B 2.84B 2.74B 2.61B
Weighted Average Shares Outstanding Diluted 3.02B 3.03B 2.99B 2.99B 2.89B 2.87B 2.85B 2.95B 2.84B 2.71B
SEC Filing Source Source Source Source Source Source Source Source Source Source

Balance Sheet

Total Assets
Total Liabilities
Total Assets and Liabilities$2.40T$2.40T$1.80T$1.80T$1.20T$1.20T$600.00B$600.00B$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Equity$100.00B$100.00B$80.00B$80.00B$60.00B$60.00B$40.00B$40.00B$20.00B$20.00B$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Cash and Cash Equivalents $581.47B $598.93B $654.92B $640.85B $561.87B $428.23B $380.28B $350.06B $314.95B $313.89B
Short Term Investments $- $-597.41B $- $- $- $- $- $- $- $-
Cash and Short Term Investments $581.47B $1.52B $654.92B $640.85B $561.87B $428.23B $380.28B $350.06B $314.95B $313.89B
Net Receivables $95.23B $- $- $- $- $- $- $- $- $55.14B
Inventory $- $- $-527.34B $-515.61B $-497.38B $-360.60B $-329.04B $-307.61B $-311.42B $-
Other Current Assets $-95.23B $- $- $- $- $- $- $- $- $-
Total Current Assets $581.47B $1.52B $761.26B $711.05B $618.52B $486.94B $442.15B $404.88B $376.44B $369.02B
Property Plant Equipment Net $9.71B $8.59B $6.02B $6.10B $5.78B $5.60B $4.07B $4.21B $3.83B $3.93B
Goodwill $16.26B $15.93B $15.68B $15.63B $14.66B $15.28B $15.49B $15.42B $13.19B $13.55B
Intangible Assets $3.41B $3.14B $3.20B $3.26B $3.20B $3.16B $2.29B $2.18B $1.58B $1.57B
Goodwill and Intangible Assets $19.68B $19.07B $18.89B $18.89B $17.86B $18.44B $17.78B $17.60B $14.77B $15.12B
Long Term Investments $781.62B $690.11B $669.25B $681.79B $699.20B $662.42B $703.92B $601.47B $642.91B $665.76B
Tax Assets $- $- $5.32B $4.21B $2.97B $3.07B $3.13B $2.97B $2.58B $2.55B
Other Non-Current Assets $-811.01B $930.54B $-5.32B $-4.21B $-2.97B $-3.07B $-3.13B $-2.97B $-2.58B $-2.55B
Total Non-Current Assets $1.73T $1.65T $694.16B $706.78B $722.83B $686.46B $725.77B $623.28B $661.51B $684.81B
Other Assets $2.31T $539.57B $712.20B $656.12B $619.71B $594.24B $456.48B $522.12B $486.27B $475.46B
Total Assets $2.31T $2.19T $2.17T $2.07T $1.96T $1.77T $1.62T $1.55T $1.52T $1.53T
Account Payables $36.16B $4.99B $- $- $- $6.21B $6.16B $6.40B $5.67B $5.48B
Short Term Debt $- $- $- $- $- $- $- $- $- $-
Tax Payables $1.98B $2.06B $1.58B $1.36B $1.36B $1.63B $692.00M $1.14B $788.00M $748.00M
Deferred Revenue $- $1.51B $1.33B $1.25B $1.23B $1.32B $1.31B $1.31B $1.38B $1.42B
Other Current Liabilities $-38.15B $850.48B $1.25T $-2.61B $-2.60B $-7.83B $-6.85B $-7.55B $-6.45B $-6.23B
Total Current Liabilities $- $859.04B $1.25T $1.17T $1.10T $112.02B $101.78B $89.77B $94.45B $103.62B
Long Term Debt $- $1.46B $- $- $- $- $- $- $- $-
Deferred Revenue Non-Current $- $- $1.33B $1.25B $1.23B $1.32B $1.31B $2.33B $6.78B $4.76B
Deferred Tax Liabilities Non-Current $- $- $830.00M $1.57B $1.97B $2.14B $1.68B $2.34B $2.31B $1.89B
Other Non-Current Liabilities $- $888.78B $- $- $- $- $- $- $- $-
Total Non-Current Liabilities $- $890.25B $237.73B $199.33B $188.36B $224.27B $207.24B $214.54B $214.09B $212.70B
Other Liabilities $2.23T $360.19B $-1.25T $-1.17T $-1.10T $1.36T $1.25T $1.18T $1.15T $1.15T
Total Liabilities $2.23T $2.11T $237.73B $199.33B $188.36B $1.70T $1.56T $1.49T $1.46T $1.47T
Preferred Stock $- $- $- $- $- $- $- $- $- $-
Common Stock $30.90B $9.16B $29.60B $28.50B $28.32B $27.37B $27.01B $8.54B $8.54B $7.92B
Retained Earnings $7.09B $6.35B $5.44B $5.84B $2.69B $4.84B $4.40B $3.65B $3.54B $3.52B
Accumulated Other Comprehensive Income Loss $- $41.05B $503.00M $7.50B $4.86B $7.69B $5.62B $2.95B $4.53B $41.76B
Other Total Stockholders Equity $36.72B $14.53B $-8.01B $14.27B $13.69B $13.58B $13.40B $41.99B $13.17B $12.14B
Total Stockholders Equity $74.71B $71.09B $64.63B $68.22B $65.22B $62.92B $58.81B $58.06B $58.28B $53.81B
Total Equity $83.31B $79.92B $73.48B $76.92B $73.50B $70.84B $65.52B $64.71B $63.94B $59.44B
Total Liabilities and Stockholders Equity $2.31T $2.19T $2.17T $2.07T $1.96T $1.77T $1.62T $1.55T $1.52T $1.53T
Minority Interest $8.60B $8.83B $8.85B $8.70B $8.28B $7.92B $6.71B $6.65B $5.66B $5.62B
Total Liabilities and Total Equity $2.31T $2.19T $2.17T $2.07T $1.96T $1.77T $1.62T $1.55T $1.52T $1.53T
Total Investments $781.62B $690.11B $669.25B $681.79B $699.20B $662.42B $703.92B $601.47B $642.91B $665.76B
Total Debt $- $493.26B $237.73B $199.33B $188.36B $224.27B $207.24B $214.54B $214.09B $212.70B
Net Debt $-581.47B $-598.93B $-417.20B $-441.52B $-373.51B $-203.97B $-173.04B $-135.52B $-100.86B $-101.18B

Cash Flow Statement

Operating Cash Flow
Investing Cash Flow
Operating and Investing Cash Flow$60.00B$60.00B$40.00B$40.00B$20.00B$20.00B$0.00$0.00-$20.00B-$20.00B-$40.00B-$40.00B20162016201720172018201820192019202020202021202120222022202320232024202420252025
Financing Cash Flow$18.00B$18.00B$12.00B$12.00B$6.00B$6.00B$0.00$0.00-$6.00B-$6.00B-$12.00B-$12.00B20162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Net Income $10.63B $6.35B $7.86B $8.08B $4.59B $5.95B $6.50B $5.93B $3.35B $4.89B
Depreciation and Amortization $1.25B $1.15B $1.18B $1.17B $1.14B $1.05B $759.00M $786.00M $706.00M $667.00M
Deferred Income Tax $- $- $-61.00M $-60.00M $-70.00M $-51.00M $- $- $- $-
Stock Based Compensation $- $- $61.00M $60.00M $70.00M $51.00M $58.00M $56.00M $55.00M $56.00M
Change in Working Capital $-47.41B $-60.53B $-3.26B $-20.51B $38.56B $-29.95B $7.51B $13.16B $-44.53B $-23.96B
Accounts Receivables $- $- $- $- $- $- $- $- $- $-
Inventory $- $- $- $- $- $- $- $- $- $-
Accounts Payables $- $- $- $- $- $- $- $- $- $-
Other Working Capital $-47.41B $-60.53B $-3.26B $-20.51B $38.56B $-29.95B $7.70B $13.40B $-43.98B $-23.43B
Other Non Cash Items $19.63B $16.52B $-5.18B $22.19B $13.00B $29.79B $10.16B $8.71B $17.77B $11.92B
Net Cash Provided by Operating Activities $-15.91B $-36.51B $594.00M $10.93B $57.29B $6.84B $24.93B $28.58B $-22.71B $-6.49B
Investments in Property Plant and Equipment $-1.07B $-885.00M $-1.09B $-876.00M $-748.00M $-947.00M $-688.00M $-1.06B $-784.00M $-868.00M
Acquisitions Net $-712.00M $10.74B $-3.58B $138.00M $-2.48B $7.23B $-1.07B $-1.52B $16.77B $-442.00M
Purchases of Investments $- $- $-79.31B $-7.30B $-73.18B $-21.87B $- $-4.67B $-7.37B $-39.09B
Sales Maturities of Investments $- $9.39B $79.31B $7.30B $73.18B $14.64B $7.77B $- $- $-
Other Investing Activities $- $-9.39B $-386.00M $-100.00M $-2.00M $7.23B $6.00M $-1.52B $16.77B $-442.00M
Net Cash Used for Investing Activities $-1.78B $9.85B $-5.06B $-838.00M $-3.23B $6.28B $-1.75B $-2.58B $15.98B $-1.31B
Debt Repayment $- $- $- $- $- $- $- $- $1.70B $-
Common Stock Issued $- $- $1.23B $271.00M $351.00M $- $135.00M $835.00M $1.15B $995.00M
Common Stock Repurchased $- $-499.00M $-8.48B $-4.36B $- $- $- $- $- $-
Dividends Paid $-5.14B $-3.46B $-3.23B $-355.00M $-583.00M $-1.98B $-1.80B $-1.59B $-1.02B $-1.61B
Other Financing Activities $14.59B $20.51B $3.82B $1.37B $7.33B $4.87B $535.00M $4.25B $-727.00M $-9.08B
Net Cash Used Provided by Financing Activities $9.45B $16.55B $1.57B $-1.70B $7.68B $2.21B $-1.93B $2.06B $2.12B $-8.09B
Effect of Forex Changes on Cash $-1.20B $-2.73B $-1.27B $125.00M $-1.31B $1.27B $864.00M $-1.52B $799.00M $3.92B
Net Change in Cash $-9.44B $-12.85B $-4.17B $8.52B $60.44B $16.59B $22.11B $26.54B $-3.80B $-11.97B
Cash at End of Period $133.15B $142.58B $155.56B $159.73B $151.21B $90.78B $74.19B $52.08B $25.53B $29.33B
Cash at Beginning of Period $142.58B $155.43B $159.73B $151.21B $90.78B $74.19B $52.08B $25.53B $29.33B $41.30B
Operating Cash Flow $-15.91B $-36.51B $594.00M $10.93B $57.29B $6.84B $24.93B $28.58B $-22.71B $-6.49B
Capital Expenditure $-1.07B $-885.00M $-1.09B $-876.00M $-748.00M $-947.00M $-688.00M $-1.06B $-784.00M $-868.00M
Free Cash Flow $-16.98B $-37.40B $-495.00M $10.05B $56.54B $5.89B $24.24B $27.52B $-23.49B $-7.35B