Ally Financial Key Executives
This section highlights Ally Financial's key executives, including their titles and compensation details.
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Ally Financial Earnings
This section highlights Ally Financial's earnings, including key dates, EPS, earnings reports, and earnings call transcripts.
Next Earnings Date
Last Earnings Results
Earnings Call Transcripts
| Transcript | Quarter | Year | Date | Estimated EPS | Actual EPS |
|---|---|---|---|---|---|
| Read Transcript | Q1 | 2025 | 2025-04-17 | $0.43 | $0.58 |
| Read Transcript | Q4 | 2024 | 2025-01-22 | $0.57 | $0.78 |
| Read Transcript | Q3 | 2024 | 2024-10-18 | $0.53 | $0.95 |
| Read Transcript | Q2 | 2024 | 2024-07-17 | $0.64 | $0.97 |
| Read Transcript | Q1 | 2024 | 2024-04-18 | $0.33 | $0.45 |
| Read Transcript | Q4 | 2023 | 2024-01-19 | $0.44 | $0.45 |
| Read Transcript | Q3 | 2023 | 2023-10-18 | $0.80 | $0.83 |
| Read Transcript | Q2 | 2023 | 2023-07-19 | $0.92 | $0.96 |
| Read Transcript | Q1 | 2023 | 2023-04-19 | $0.87 | $0.82 |
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
$32.92
Stock Price
$10.11B
Market Cap
11.10K
Employees
Detroit, MI
Location
Financial Statements
Access annual & quarterly financial statements for Ally Financial, including income statements, balance sheets, and cash flow statements..
Annual Income Statement
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
|---|---|---|---|---|---|
| Revenue | $8.90B | $9.07B | $7.94B | $8.67B | $6.20B |
| Cost of Revenue | $-5.33B | $- | $-1.30B | $- | $- |
| Gross Profit | $14.22B | $9.07B | $9.24B | $8.67B | $6.20B |
| Gross Profit Ratio | 159.85% | 100.00% | 116.33% | 100.00% | 100.00% |
| Research and Development Expenses | $- | $- | $- | $- | $- |
| General and Administrative Expenses | $3.03B | $2.96B | $2.79B | $2.47B | $2.28B |
| Selling and Marketing Expenses | $285.00M | $308.00M | $366.00M | $241.00M | $244.00M |
| Selling General and Administrative Expenses | $3.32B | $3.27B | $3.16B | $2.71B | $2.45B |
| Other Expenses | $5.58B | $5.48B | $- | $-2.09B | $4.78B |
| Operating Expenses | $8.90B | $9.07B | $3.18B | $2.45B | $7.48B |
| Cost and Expenses | $8.90B | $9.07B | $10.28B | $7.21B | $7.48B |
| Interest Income | $14.22B | $13.96B | $10.62B | $8.65B | $8.80B |
| Interest Expense | $7.47B | $6.90B | $2.86B | $1.91B | $3.24B |
| Depreciation and Amortization | $1.20B | $1.29B | $1.28B | $1.26B | $1.13B |
| EBITDA | $- | $2.38B | $3.56B | $4.94B | $2.55B |
| EBITDA Ratio | 0.00% | 26.19% | 44.83% | 56.99% | 41.06% |
| Operating Income | $669.00M | $2.33B | $4.76B | $6.22B | $2.96B |
| Operating Income Ratio | 7.52% | 25.69% | 59.96% | 71.70% | 47.81% |
| Total Other Income Expenses Net | $167.00M | $-1.25B | $-2.42B | $-2.36B | $-1.55B |
| Income Before Tax | $836.00M | $1.08B | $2.34B | $3.85B | $1.41B |
| Income Before Tax Ratio | 9.40% | 11.94% | 29.49% | 44.46% | 22.81% |
| Income Tax Expense | $167.00M | $61.00M | $627.00M | $790.00M | $328.00M |
| Net Income | $668.00M | $1.02B | $1.71B | $3.06B | $1.08B |
| Net Income Ratio | 7.51% | 11.25% | 21.58% | 35.29% | 17.50% |
| EPS | $2.53 | $3.00 | $5.06 | $8.28 | $2.89 |
| EPS Diluted | $2.50 | $2.98 | $5.03 | $8.22 | $2.88 |
| Weighted Average Shares Outstanding | 306.91M | 303.75M | 316.69M | 362.58M | 375.63M |
| Weighted Average Shares Outstanding Diluted | 311.04M | 305.13M | 318.63M | 365.18M | 377.10M |
| SEC Filing | Source | Source | Source | Source | Source |
| Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.24B | $2.29B | $2.17B | $2.20B | $2.29B | $1.67B | $1.85B | $1.88B | $1.95B | $1.82B | $2.27B | $2.19B | $2.19B | $2.18B | $2.13B | $2.09B | $2.11B | $1.76B | $2.18B | $757.00M |
| Cost of Revenue | $- | $1.09B | $1.10B | $1.20B | $- | $1.12B | $- | $1.18B | $- | $1.09B | $1.05B | $1.06B | $- | $- | $- | $- | $- | $- | $- | $- |
| Gross Profit | $2.24B | $1.20B | $1.06B | $1.00B | $2.29B | $547.00M | $1.85B | $702.00M | $1.95B | $725.00M | $1.22B | $1.12B | $2.19B | $2.18B | $2.13B | $2.09B | $2.11B | $1.76B | $2.18B | $757.00M |
| Gross Profit Ratio | 100.00% | 52.48% | 48.96% | 45.59% | 100.00% | 32.72% | 100.00% | 37.34% | 100.00% | 39.92% | 53.79% | 51.30% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research and Development Expenses | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| General and Administrative Expenses | $723.00M | $734.00M | $827.00M | $731.00M | $707.00M | $683.00M | $793.00M | $771.00M | $724.00M | $714.00M | $526.00M | $719.00M | $614.00M | $540.00M | $520.00M | $649.00M | $536.00M | $531.00M | $649.00M | $598.00M |
| Selling and Marketing Expenses | $64.00M | $69.00M | $79.00M | $106.00M | $77.00M | $104.00M | $107.00M | $105.00M | $128.00M | $89.00M | $99.00M | $92.00M | $98.00M | $76.00M | $24.00M | $62.00M | $59.00M | $53.00M | $43.00M | $67.00M |
| Selling General and Administrative Expenses | $787.00M | $803.00M | $863.00M | $865.00M | $784.00M | $891.00M | $900.00M | $935.00M | $852.00M | $846.00M | $830.00M | $843.00M | $712.00M | $732.00M | $544.00M | $711.00M | $595.00M | $667.00M | $692.00M | $665.00M |
| Other Expenses | $1.45B | $1.49B | $177.00M | $- | $- | $1.28B | $1.36B | $1.41B | $1.58B | $1.36B | $- | $1.49B | $1.62B | $-523.00M | $82.00M | $163.00M | $1.57B | $1.18B | $1.12B | $996.00M |
| Operating Expenses | $2.24B | $2.29B | $745.00M | $789.00M | $814.00M | $2.17B | $2.26B | $226.00M | $2.44B | $238.00M | $1.36B | $217.00M | $2.33B | $139.00M | $82.00M | $163.00M | $2.16B | $175.00M | $252.00M | $248.00M |
| Cost and Expenses | $2.24B | $2.29B | $3.86B | $3.97B | $728.00M | $2.17B | $2.26B | $1.40B | $1.71B | $1.33B | $1.36B | $1.28B | $2.33B | $139.00M | $82.00M | $163.00M | $2.16B | $175.00M | $252.00M | $248.00M |
| Interest Income | $3.53B | $3.57B | $3.54B | $3.58B | $3.62B | $3.60B | $3.45B | $3.29B | $3.10B | $2.76B | $2.45B | $2.31B | $2.25B | $2.18B | $2.13B | $2.09B | $2.12B | $2.15B | $2.18B | $2.35B |
| Interest Expense | $1.80B | $1.89B | $1.87B | $1.92B | $1.91B | $1.85B | $1.68B | $1.46B | $1.19B | $804.00M | $467.00M | $401.00M | $415.00M | $444.00M | $498.00M | $557.00M | $644.00M | $770.00M | $872.00M | $957.00M |
| Depreciation and Amortization | $269.00M | $284.00M | $298.00M | $322.00M | $315.00M | $310.00M | $296.00M | $317.00M | $327.00M | $328.00M | $327.00M | $314.00M | $330.00M | $270.00M | $-15.00M | $268.00M | $279.00M | $284.00M | $280.00M | $67.00M |
| EBITDA | $- | $521.00M | $553.00M | $493.00M | $392.00M | $296.00M | $727.00M | $320.00M | $765.00M | $300.00M | $961.00M | $-25.00M | $1.20B | $712.00M | $899.00M | $1.21B | $1.14B | $845.00M | $628.00M | $-319.00M |
| EBITDA Ratio | 0.00% | 22.71% | 25.54% | 22.43% | 17.12% | 17.70% | 39.25% | 17.02% | 39.21% | 16.52% | 42.33% | -1.14% | 54.74% | 32.71% | 42.27% | 57.89% | 53.87% | 47.98% | 28.83% | -42.14% |
| Operating Income | $- | $357.00M | $257.00M | $171.00M | $179.00M | $296.00M | $175.00M | $320.00M | $1.11B | $300.00M | $634.00M | $601.00M | $1.48B | $712.00M | $899.00M | $796.00M | $1.52B | $476.00M | $242.00M | $-319.00M |
| Operating Income Ratio | 0.00% | 15.56% | 11.87% | 7.78% | 7.82% | 17.70% | 9.45% | 17.02% | 56.79% | 16.52% | 27.93% | 27.51% | 67.60% | 32.71% | 42.27% | 38.05% | 72.05% | 27.03% | 11.11% | -42.14% |
| Total Other Income Expenses Net | $175.00M | $-124.00M | $- | $- | $-115.00M | $-68.00M | $228.00M | $68.00M | $-663.00M | $117.00M | $- | $245.00M | $-578.00M | $195.00M | $143.00M | $211.00M | $-662.00M | $156.00M | $95.00M | $-92.00M |
| Income Before Tax | $175.00M | $233.00M | $257.00M | $171.00M | $64.00M | $228.00M | $403.00M | $388.00M | $445.00M | $417.00M | $634.00M | $846.00M | $899.00M | $907.00M | $1.04B | $1.01B | $856.00M | $632.00M | $337.00M | $-411.00M |
| Income Before Tax Ratio | 7.81% | 10.16% | 11.87% | 7.78% | 2.79% | 13.64% | 21.76% | 20.64% | 22.81% | 22.96% | 27.93% | 38.72% | 41.14% | 41.66% | 48.99% | 48.14% | 40.63% | 35.89% | 15.47% | -54.29% |
| Income Tax Expense | $314.00M | $-124.00M | $-37.00M | $14.00M | $-13.00M | $-68.00M | $74.00M | $68.00M | $167.00M | $117.00M | $152.00M | $191.00M | $241.00M | $195.00M | $143.00M | $211.00M | $169.00M | $156.00M | $95.00M | $-92.00M |
| Net Income | $-140.00M | $357.00M | $294.00M | $157.00M | $76.00M | $296.00M | $329.00M | $319.00M | $278.00M | $299.00M | $482.00M | $655.00M | $652.00M | $712.00M | $900.00M | $796.00M | $687.00M | $476.00M | $241.00M | $-319.00M |
| Net Income Ratio | -6.25% | 15.56% | 13.58% | 7.14% | 3.32% | 17.70% | 17.76% | 16.97% | 14.25% | 16.46% | 21.23% | 29.98% | 29.84% | 32.71% | 42.31% | 38.05% | 32.61% | 27.03% | 11.07% | -42.14% |
| EPS | $-0.54 | $1.07 | $0.87 | $0.42 | $0.16 | $0.88 | $0.99 | $0.96 | $0.83 | $0.88 | $1.41 | $1.87 | $1.80 | $1.90 | $2.43 | $2.12 | $1.83 | $1.27 | $0.65 | $-0.85 |
| EPS Diluted | $-0.54 | $1.06 | $0.86 | $0.42 | $0.16 | $0.88 | $0.99 | $0.96 | $0.83 | $0.88 | $1.40 | $1.86 | $1.79 | $1.89 | $2.41 | $2.11 | $1.82 | $1.26 | $0.64 | $-0.85 |
| Weighted Average Shares Outstanding | 307.11M | 307.31M | 306.77M | 306.00M | 304.51M | 304.13M | 303.68M | 302.66M | 301.28M | 308.22M | 322.06M | 335.68M | 345.87M | 359.18M | 370.41M | 375.23M | 376.08M | 375.66M | 375.05M | 375.72M |
| Weighted Average Shares Outstanding Diluted | 311.04M | 311.04M | 309.89M | 308.42M | 306.73M | 305.69M | 304.65M | 303.45M | 303.06M | 310.09M | 324.03M | 337.81M | 348.67M | 361.86M | 373.03M | 377.53M | 378.42M | 377.01M | 375.76M | 375.72M |
| SEC Filing | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source |
Annual Balance Sheet
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
|---|---|---|---|---|---|
| Cash and Cash Equivalents | $10.29B | $6.95B | $5.57B | $5.06B | $15.62B |
| Short Term Investments | $22.41B | $24.41B | $25.64B | $33.38B | $29.68B |
| Cash and Short Term Investments | $32.70B | $31.36B | $35.11B | $38.65B | $45.45B |
| Net Receivables | $1.24B | $1.12B | $- | $- | $870.00M |
| Inventory | $- | $- | $- | $- | $- |
| Other Current Assets | $- | $10.54B | $- | $- | $554.00M |
| Total Current Assets | $32.70B | $10.54B | $35.11B | $38.65B | $47.98B |
| Property Plant Equipment Net | $- | $10.54B | $11.83B | $12.19B | $10.53B |
| Goodwill | $551.00M | $669.00M | $822.00M | $822.00M | $343.00M |
| Intangible Assets | $54.00M | $73.00M | $98.00M | $129.00M | $50.00M |
| Goodwill and Intangible Assets | $605.00M | $742.00M | $920.00M | $951.00M | $393.00M |
| Long Term Investments | $- | $- | $31.28B | $38.50B | $34.34B |
| Tax Assets | $- | $- | $- | $- | $- |
| Other Non-Current Assets | $- | $178.16B | $-44.03B | $-51.65B | $-3.07B |
| Total Non-Current Assets | $605.00M | $189.45B | $44.03B | $51.65B | $42.19B |
| Other Assets | $158.53B | $-3.59B | $112.68B | $91.82B | $91.99B |
| Total Assets | $191.84B | $196.39B | $191.83B | $182.11B | $182.16B |
| Account Payables | $1.40B | $1.37B | $435.00M | $794.00M | $1.01B |
| Short Term Debt | $1.62B | $2.55B | $1.90B | $- | $2.14B |
| Tax Payables | $- | $- | $- | $- | $- |
| Deferred Revenue | $3.54B | $3.49B | $- | $- | $- |
| Other Current Liabilities | $-1.40B | $- | $408.00M | $-584.00M | $2.42B |
| Total Current Liabilities | $5.16B | $7.41B | $2.74B | $210.00M | $5.57B |
| Long Term Debt | $17.50B | $17.68B | $17.90B | $17.03B | $22.19B |
| Deferred Revenue Non-Current | $- | $103.00M | $169.00M | $176.00M | $3.44B |
| Deferred Tax Liabilities Non-Current | $- | $-216.00M | $1.89B | $- | $92.00M |
| Other Non-Current Liabilities | $128.92B | $164.84B | $128.38B | $147.86B | $132.92B |
| Total Non-Current Liabilities | $146.41B | $182.63B | $146.44B | $165.06B | $158.64B |
| Other Liabilities | $26.36B | $-7.41B | $29.78B | $-210.00M | $3.25B |
| Total Liabilities | $177.93B | $182.63B | $178.97B | $165.06B | $167.46B |
| Preferred Stock | $2.32B | $2.32B | $2.32B | $2.32B | $- |
| Common Stock | $22.14B | $21.98B | $21.82B | $21.67B | $21.54B |
| Retained Earnings | $270.00M | $154.00M | $-384.00M | $-1.60B | $-4.28B |
| Accumulated Other Comprehensive Income Loss | $-3.92B | $-3.82B | $-4.06B | $-158.00M | $631.00M |
| Other Total Stockholders Equity | $-6.91B | $-6.87B | $-6.84B | $-5.19B | $-3.19B |
| Total Stockholders Equity | $13.90B | $13.77B | $12.86B | $17.05B | $14.70B |
| Total Equity | $13.90B | $13.77B | $12.86B | $17.05B | $14.70B |
| Total Liabilities and Stockholders Equity | $191.84B | $196.39B | $191.83B | $182.11B | $182.16B |
| Minority Interest | $- | $- | $- | $- | $- |
| Total Liabilities and Total Equity | $191.84B | $196.39B | $191.83B | $182.11B | $182.16B |
| Total Investments | $22.41B | $24.41B | $56.07B | $69.24B | $61.84B |
| Total Debt | $19.12B | $20.23B | $20.16B | $17.03B | $24.33B |
| Net Debt | $8.83B | $13.29B | $14.59B | $11.97B | $8.71B |
Balance Sheet Charts
| Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and Cash Equivalents | $10.29B | $8.62B | $7.37B | $8.15B | $6.95B | $8.52B | $9.97B | $9.78B | $5.57B | $5.00B | $4.17B | $3.93B | $5.06B | $10.91B | $13.66B | $15.78B | $15.62B | $19.94B | $19.13B | $6.16B |
| Short Term Investments | $19.01B | $23.91B | $- | $40.76B | $19.71B | $22.39B | $1.87B | $31.50B | $25.64B | $26.21B | $28.04B | $33.16B | $33.38B | $33.12B | $34.01B | $33.28B | $29.68B | $29.87B | $29.01B | $26.18B |
| Cash and Short Term Investments | $29.30B | $32.52B | $7.37B | $8.15B | $31.36B | $8.52B | $9.97B | $9.78B | $31.21B | $34.62B | $35.91B | $37.32B | $38.65B | $44.04B | $47.83B | $49.22B | $45.45B | $49.93B | $48.36B | $35.34B |
| Net Receivables | $1.24B | $1.15B | $- | $- | $- | $- | $1.00B | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Inventory | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Other Current Assets | $-1.24B | $- | $9.24B | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $554.00M | $- | $- | $- |
| Total Current Assets | $29.30B | $32.52B | $9.24B | $8.15B | $31.36B | $8.52B | $9.97B | $9.78B | $31.21B | $34.62B | $4.17B | $37.32B | $38.65B | $44.04B | $47.83B | $49.22B | $45.45B | $49.93B | $48.36B | $35.34B |
| Property Plant Equipment Net | $9.34B | $9.67B | $9.74B | $10.10B | $10.54B | $10.95B | $11.31B | $11.62B | $11.83B | $11.96B | $11.88B | $10.73B | $12.19B | $12.28B | $10.71B | $9.94B | $10.53B | $9.45B | $9.09B | $9.06B |
| Goodwill | $551.00M | $669.00M | $669.00M | $669.00M | $669.00M | $822.00M | $822.00M | $822.00M | $822.00M | $822.00M | $822.00M | $822.00M | $822.00M | $343.00M | $343.00M | $343.00M | $343.00M | $343.00M | $343.00M | $393.00M |
| Intangible Assets | $54.00M | $58.00M | $62.00M | $67.00M | $73.00M | $79.00M | $85.00M | $91.00M | $98.00M | $104.00M | $112.00M | $121.00M | $129.00M | $37.00M | $41.00M | $46.00M | $50.00M | $54.00M | $60.00M | $64.00M |
| Goodwill and Intangible Assets | $605.00M | $727.00M | $731.00M | $736.00M | $742.00M | $901.00M | $907.00M | $913.00M | $920.00M | $926.00M | $934.00M | $943.00M | $951.00M | $380.00M | $384.00M | $389.00M | $393.00M | $397.00M | $403.00M | $457.00M |
| Long Term Investments | $27.78B | $28.70B | $11.30B | $7.92B | $28.61B | $27.27B | $28.59B | $29.36B | $30.43B | $31.34B | $33.59B | $38.22B | $38.50B | $37.99B | $38.74B | $35.71B | $34.34B | $34.05B | $33.38B | $30.02B |
| Tax Assets | $- | $1.47B | $3.31B | $6.85B | $-12.90B | $- | $-13.88B | $- | $2.75B | $- | $-33.59B | $- | $-51.65B | $- | $- | $- | $-17.70B | $- | $- | $- |
| Other Non-Current Assets | $-37.72B | $159.58B | $163.40B | $165.97B | $149.55B | $-1.02B | $144.80B | $-436.00M | $143.07B | $-44.23B | $135.13B | $1.31B | $91.82B | $-3.98B | $-2.43B | $- | $119.01B | $-2.18B | $-2.16B | $1.60B |
| Total Non-Current Assets | $162.53B | $198.68B | $185.16B | $184.72B | $189.45B | $38.10B | $185.60B | $41.45B | $186.25B | $44.23B | $181.54B | $51.20B | $143.47B | $46.67B | $47.41B | $46.04B | $164.27B | $41.72B | $40.72B | $41.14B |
| Other Assets | $191.84B | $-38.22B | $-1.87B | $- | $-24.41B | $149.09B | $1.67B | $144.93B | $-25.64B | $109.79B | $- | $95.78B | $- | $88.48B | $85.23B | $86.61B | $-27.56B | $93.62B | $94.99B | $106.05B |
| Total Assets | $191.84B | $192.98B | $192.53B | $192.88B | $196.39B | $195.70B | $197.24B | $196.16B | $191.83B | $188.64B | $185.70B | $184.30B | $182.11B | $179.18B | $180.47B | $181.88B | $182.16B | $185.27B | $184.06B | $182.53B |
| Account Payables | $1.40B | $545.00M | $573.00M | $1.65B | $1.37B | $1.92B | $1.47B | $1.30B | $843.00M | $1.02B | $804.00M | $1.08B | $794.00M | $1.72B | $1.03B | $1.40B | $1.01B | $2.51B | $1.60B | $1.47B |
| Short Term Debt | $1.62B | $5.52B | $2.80B | $- | $2.55B | $- | $- | $- | $1.90B | $7.20B | $- | $3.95B | $- | $- | $- | $- | $2.14B | $3.03B | $3.61B | $9.49B |
| Tax Payables | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Deferred Revenue | $- | $113.00M | $3.50B | $- | $- | $- | $165.00M | $- | $- | $169.00M | $174.00M | $3.50B | $- | $- | $3.54B | $3.49B | $3.44B | $- | $- | $3.31B |
| Other Current Liabilities | $-3.02B | $1.96B | $-207.00M | $5.07B | $- | $1.93B | $1.51B | $914.00M | $- | $3.08B | $-367.00M | $673.00M | $- | $1.82B | $-1.03B | $-1.40B | $-1.01B | $892.00M | $1.82B | $-1.47B |
| Total Current Liabilities | $- | $8.14B | $9.95B | $6.72B | $3.92B | $3.85B | $3.15B | $2.21B | $2.74B | $11.47B | $611.00M | $9.20B | $794.00M | $3.54B | $3.54B | $3.49B | $5.57B | $6.43B | $7.03B | $12.80B |
| Long Term Debt | $17.61B | $13.17B | $11.58B | $17.13B | $17.68B | $20.22B | $15.11B | $20.61B | $17.90B | $16.77B | $17.12B | $16.06B | $17.03B | $32.81B | $17.37B | $43.92B | $22.19B | $25.70B | $29.34B | $31.29B |
| Deferred Revenue Non-Current | $122.00M | $113.00M | $106.00M | $103.00M | $103.00M | $161.00M | $165.00M | $168.00M | $169.00M | $169.00M | $174.00M | $172.00M | $176.00M | $169.00M | $146.00M | $124.00M | $26.90B | $- | $31.58B | $40.18B |
| Deferred Tax Liabilities Non-Current | $- | $-9.00M | $9.93B | $2.12B | $- | $-123.00M | $9.45B | $-130.00M | $- | $- | $-13.18B | $- | $10.00M | $13.00M | $17.00M | $14.00M | $92.00M | $27.00M | $24.00M | $12.00M |
| Other Non-Current Liabilities | $-17.73B | $156.84B | $166.99B | $161.99B | $111.68B | $151.50B | $168.44B | $153.74B | $126.35B | $147.04B | $141.55B | $142.77B | $108.35B | $138.82B | $136.57B | $139.01B | $136.36B | $132.56B | $126.41B | $118.64B |
| Total Non-Current Liabilities | $- | $170.12B | $178.68B | $179.22B | $129.47B | $171.88B | $183.71B | $174.52B | $144.42B | $163.98B | $158.85B | $159.01B | $125.57B | $153.95B | $154.10B | $159.65B | $158.64B | $158.29B | $155.78B | $149.93B |
| Other Liabilities | $177.93B | $- | $-9.95B | $-6.72B | $49.24B | $7.16B | $-3.15B | $6.05B | $31.80B | $755.00M | $12.26B | $677.00M | $38.70B | $4.41B | $5.30B | $4.12B | $3.25B | $6.42B | $7.43B | $6.28B |
| Total Liabilities | $177.93B | $178.26B | $178.68B | $179.22B | $182.63B | $182.88B | $183.71B | $182.79B | $178.97B | $176.21B | $171.72B | $168.88B | $165.06B | $161.90B | $162.94B | $167.25B | $167.46B | $171.14B | $170.24B | $169.01B |
| Preferred Stock | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $2.32B | $- | $- | $- | $- | $- |
| Common Stock | $22.14B | $22.10B | $22.08B | $22.03B | $21.98B | $21.94B | $21.91B | $21.88B | $21.82B | $21.78B | $21.76B | $21.73B | $21.67B | $21.64B | $21.63B | $21.57B | $21.54B | $21.52B | $21.50B | $21.47B |
| Retained Earnings | $270.00M | $595.00M | $360.00M | $188.00M | $154.00M | $197.00M | $23.00M | $-185.00M | $-384.00M | $-544.00M | $-721.00M | $-1.08B | $-1.60B | $-2.14B | $-2.73B | $-3.56B | $-4.28B | $-4.89B | $-5.30B | $-5.46B |
| Accumulated Other Comprehensive Income Loss | $-3.92B | $-3.39B | $-4.01B | $-3.99B | $-3.82B | $-4.76B | $-3.86B | $-3.78B | $-4.06B | $-4.34B | $-3.01B | $-1.79B | $-158.00M | $51.00M | $216.00M | $27.00M | $631.00M | $695.00M | $815.00M | $706.00M |
| Other Total Stockholders Equity | $-6.91B | $-6.90B | $-6.90B | $-6.90B | $-6.87B | $-6.87B | $-6.87B | $-6.87B | $-6.84B | $-6.79B | $-6.37B | $-5.77B | $-5.19B | $-4.59B | $-3.92B | $-3.41B | $-3.19B | $-3.19B | $-3.19B | $-3.19B |
| Total Stockholders Equity | $13.90B | $14.72B | $13.85B | $13.66B | $13.77B | $12.82B | $13.53B | $13.38B | $12.86B | $12.43B | $13.98B | $15.41B | $17.05B | $17.29B | $17.53B | $14.62B | $14.70B | $14.13B | $13.83B | $13.52B |
| Total Equity | $13.90B | $14.72B | $13.85B | $13.66B | $13.77B | $12.82B | $13.53B | $13.38B | $12.86B | $12.43B | $13.98B | $15.41B | $17.05B | $17.29B | $17.53B | $14.62B | $14.70B | $14.13B | $13.83B | $13.52B |
| Total Liabilities and Stockholders Equity | $191.84B | $192.98B | $192.53B | $192.88B | $196.39B | $195.70B | $197.24B | $196.16B | $191.83B | $188.64B | $185.70B | $184.30B | $182.11B | $179.18B | $180.47B | $181.88B | $182.16B | $185.27B | $184.06B | $182.53B |
| Minority Interest | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Total Liabilities and Total Equity | $191.84B | $192.98B | $192.53B | $192.88B | $196.39B | $195.70B | $197.24B | $196.16B | $191.83B | $188.64B | $185.70B | $184.30B | $182.11B | $179.18B | $180.47B | $181.88B | $182.16B | $185.27B | $184.06B | $182.53B |
| Total Investments | $46.79B | $48.61B | $11.30B | $48.69B | $48.32B | $28.53B | $30.45B | $31.21B | $56.07B | $57.38B | $61.29B | $71.38B | $71.89B | $71.11B | $72.75B | $71.18B | $64.02B | $63.92B | $62.39B | $56.20B |
| Total Debt | $19.23B | $18.31B | $17.66B | $17.01B | $20.23B | $22.51B | $21.46B | $21.93B | $20.16B | $23.97B | $24.76B | $20.01B | $17.03B | $14.95B | $16.90B | $20.50B | $24.33B | $28.74B | $32.95B | $40.56B |
| Net Debt | $8.94B | $9.70B | $10.30B | $8.86B | $13.29B | $13.99B | $11.49B | $12.15B | $14.59B | $18.96B | $20.59B | $16.08B | $11.97B | $4.03B | $3.23B | $4.72B | $8.71B | $8.80B | $13.82B | $34.40B |
Annual Cash Flow
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
|---|---|---|---|---|---|
| Net Income | $668.00M | $1.02B | $1.71B | $3.06B | $1.08B |
| Depreciation and Amortization | $1.20B | $1.25B | $1.33B | $1.26B | $1.55B |
| Deferred Income Tax | $- | $-127.00M | $-100.00M | $-140.00M | $-80.00M |
| Stock Based Compensation | $- | $- | $- | $- | $- |
| Change in Working Capital | $60.00M | $34.00M | $1.87B | $-136.00M | $-32.00M |
| Accounts Receivables | $- | $- | $- | $- | $- |
| Inventory | $- | $- | $- | $- | $- |
| Accounts Payables | $32.00M | $450.00M | $198.00M | $-204.00M | $-229.00M |
| Other Working Capital | $28.00M | $-416.00M | $1.67B | $68.00M | $197.00M |
| Other Non Cash Items | $2.60B | $2.49B | $1.43B | $-3.00M | $1.22B |
| Net Cash Provided by Operating Activities | $4.53B | $4.66B | $6.25B | $4.04B | $3.74B |
| Investments in Property Plant and Equipment | $- | $-2.76B | $-3.53B | $-5.12B | $-4.32B |
| Acquisitions Net | $- | $- | $3.02B | $-699.00M | $- |
| Purchases of Investments | $-4.46B | $-857.00M | $-7.31B | $-23.20B | $-18.75B |
| Sales Maturities of Investments | $4.63B | $2.87B | $6.12B | $18.41B | $20.43B |
| Other Investing Activities | $4.82B | $-6.54B | $-15.57B | $-489.00M | $11.07B |
| Net Cash Used for Investing Activities | $4.99B | $-7.29B | $-17.26B | $-11.10B | $8.43B |
| Debt Repayment | $-1.82B | $2.01B | $3.02B | $-6.17B | $-15.84B |
| Common Stock Issued | $- | $- | $- | $- | $- |
| Common Stock Repurchased | $-38.00M | $-33.00M | $-1.65B | $-1.99B | $-106.00M |
| Dividends Paid | $-482.00M | $-478.00M | $-494.00M | $-381.00M | $-289.00M |
| Other Financing Activities | $-3.23B | $2.34B | $10.70B | $4.70B | $16.26B |
| Net Cash Used Provided by Financing Activities | $-5.57B | $3.84B | $11.57B | $-3.85B | $25.00M |
| Effect of Forex Changes on Cash | $-12.00M | $3.00M | $-7.00M | $- | $3.00M |
| Net Change in Cash | $3.94B | $1.22B | $552.00M | $-10.90B | $12.19B |
| Cash at End of Period | $11.38B | $7.44B | $6.22B | $5.67B | $16.57B |
| Cash at Beginning of Period | $7.44B | $6.22B | $5.67B | $16.57B | $4.38B |
| Operating Cash Flow | $4.53B | $4.66B | $6.25B | $4.04B | $3.74B |
| Capital Expenditure | $- | $-2.76B | $-3.53B | $-5.12B | $-4.32B |
| Free Cash Flow | $4.53B | $1.90B | $2.71B | $-1.08B | $-581.00M |
Cash Flow Charts
| Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $-140.00M | $357.00M | $294.00M | $157.00M | $76.00M | $296.00M | $329.00M | $319.00M | $278.00M | $299.00M | $482.00M | $655.00M | $652.00M | $712.00M | $900.00M | $796.00M | $687.00M | $476.00M | $241.00M | $-319.00M |
| Depreciation and Amortization | $269.00M | $314.00M | $17.00M | $322.00M | $324.00M | $310.00M | $296.00M | $327.00M | $327.00M | $334.00M | $327.00M | $339.00M | $330.00M | $291.00M | $252.00M | $373.00M | $391.00M | $357.00M | $416.00M | $386.00M |
| Deferred Income Tax | $- | $- | $- | $- | $-127.00M | $- | $- | $- | $-100.00M | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Stock Based Compensation | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Change in Working Capital | $-166.00M | $-682.00M | $239.00M | $443.00M | $-1.10B | $472.00M | $458.00M | $204.00M | $12.00M | $556.00M | $915.00M | $389.00M | $42.00M | $398.00M | $-786.00M | $210.00M | $16.00M | $481.00M | $-348.00M | $-181.00M |
| Accounts Receivables | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Inventory | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Accounts Payables | $-535.00M | $-290.00M | $30.00M | $260.00M | $-579.00M | $482.00M | $196.00M | $351.00M | $-76.00M | $214.00M | $- | $92.00M | $-214.00M | $58.00M | $-89.00M | $41.00M | $-336.00M | $51.00M | $-13.00M | $69.00M |
| Other Working Capital | $369.00M | $-392.00M | $209.00M | $183.00M | $-521.00M | $-10.00M | $262.00M | $-147.00M | $88.00M | $342.00M | $915.00M | $297.00M | $256.00M | $340.00M | $-697.00M | $169.00M | $352.00M | $430.00M | $-335.00M | $-250.00M |
| Other Non Cash Items | $657.00M | $791.00M | $1.02B | $419.00M | $810.00M | $582.00M | $505.00M | $582.00M | $656.00M | $413.00M | $107.00M | $258.00M | $-65.00M | $60.00M | $86.00M | $-209.00M | $41.00M | $128.00M | $39.00M | $928.00M |
| Net Cash Provided by Operating Activities | $620.00M | $780.00M | $1.57B | $1.34B | $-17.00M | $1.66B | $1.59B | $1.43B | $1.17B | $1.60B | $1.83B | $1.64B | $959.00M | $1.46B | $452.00M | $1.17B | $1.14B | $1.44B | $348.00M | $814.00M |
| Investments in Property Plant and Equipment | $-917.00M | $-934.00M | $-900.00M | $-709.00M | $-585.00M | $-673.00M | $-760.00M | $-741.00M | $-692.00M | $-1.04B | $-853.00M | $-946.00M | $-889.00M | $-1.21B | $-1.76B | $-1.27B | $-1.09B | $-1.28B | $-811.00M | $-1.14B |
| Acquisitions Net | $- | $- | $7.00M | $1.95B | $- | $- | $- | $- | $- | $- | $- | $- | $121.00M | $- | $- | $- | $- | $- | $- | $- |
| Purchases of Investments | $-509.00M | $-389.00M | $-369.00M | $-334.00M | $-240.00M | $-264.00M | $-227.00M | $-199.00M | $-140.00M | $-882.00M | $-1.86B | $-4.43B | $-4.67B | $-3.33B | $-4.55B | $-10.65B | $-5.92B | $-4.39B | $-3.15B | $-5.28B |
| Sales Maturities of Investments | $994.00M | $982.00M | $788.00M | $938.00M | $561.00M | $796.00M | $630.00M | $886.00M | $694.00M | $1.21B | $1.63B | $2.59B | $3.12B | $4.79B | $3.91B | $6.67B | $4.68B | $4.81B | $5.46B | $5.63B |
| Other Investing Activities | $1.97B | $1.61B | $-633.00M | $1.66B | $-2.81B | $-1.59B | $-1.74B | $-328.00M | $-3.22B | $-3.76B | $-2.66B | $-2.90B | $-7.21B | $-1.74B | $1.85B | $5.70B | $-247.00M | $562.00M | $10.14B | $468.00M |
| Net Cash Used for Investing Activities | $1.54B | $1.27B | $-1.11B | $3.50B | $-3.07B | $-1.74B | $-2.10B | $-382.00M | $-3.35B | $-4.47B | $-3.75B | $-5.68B | $-9.52B | $-1.48B | $-543.00M | $452.00M | $-2.58B | $-300.00M | $11.63B | $-325.00M |
| Debt Repayment | $524.00M | $-542.00M | $2.07B | $-3.87B | $-287.00M | $153.00M | $383.00M | $1.76B | $-3.69B | $-946.00M | $4.87B | $2.79B | $1.49B | $-1.34B | $-2.32B | $-1.28B | $-4.63B | $-4.31B | $-7.72B | $812.00M |
| Common Stock Issued | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Common Stock Repurchased | $-7.00M | $-1.00M | $-1.00M | $-29.00M | $-4.00M | $- | $-2.00M | $-27.00M | $-51.00M | $-415.00M | $-600.00M | $-584.00M | $-594.00M | $-679.00M | $-502.00M | $-219.00M | $-1.00M | $-1.00M | $- | $-104.00M |
| Dividends Paid | $-119.00M | $-119.00M | $-119.00M | $-125.00M | $-118.00M | $-117.00M | $-119.00M | $-124.00M | $-113.00M | $-122.00M | $-127.00M | $-132.00M | $-115.00M | $-122.00M | $-71.00M | $-73.00M | $-72.00M | $-73.00M | $-72.00M | $-72.00M |
| Other Financing Activities | $-470.00M | $-212.00M | $-2.93B | $389.00M | $1.82B | $-1.48B | $288.00M | $1.72B | $6.54B | $5.33B | $-2.08B | $916.00M | $1.72B | $-735.00M | $399.00M | $409.00M | $2.09B | $3.90B | $8.71B | $1.56B |
| Net Cash Used Provided by Financing Activities | $-72.00M | $-874.00M | $-982.00M | $-3.64B | $1.41B | $-1.44B | $550.00M | $3.32B | $2.68B | $3.84B | $2.07B | $2.99B | $2.69B | $-2.88B | $-2.50B | $-1.17B | $-2.61B | $-486.00M | $919.00M | $2.20B |
| Effect of Forex Changes on Cash | $-9.00M | $5.00M | $-2.00M | $-3.00M | $3.00M | $-3.00M | $3.00M | $- | $2.00M | $-8.00M | $-3.00M | $2.00M | $- | $-3.00M | $1.00M | $2.00M | $4.00M | $2.00M | $1.00M | $-4.00M |
| Net Change in Cash | $2.08B | $1.18B | $-516.00M | $1.20B | $-1.68B | $-1.52B | $43.00M | $4.37B | $500.00M | $963.00M | $144.00M | $-1.05B | $-5.87B | $-2.91B | $-2.59B | $457.00M | $-4.05B | $658.00M | $12.90B | $2.69B |
| Cash at End of Period | $11.38B | $9.30B | $8.12B | $8.64B | $7.44B | $9.12B | $10.64B | $10.60B | $6.22B | $5.72B | $4.76B | $4.62B | $5.67B | $11.54B | $14.45B | $17.03B | $16.57B | $20.62B | $19.96B | $7.07B |
| Cash at Beginning of Period | $9.30B | $8.12B | $8.64B | $7.44B | $9.12B | $10.64B | $10.60B | $6.22B | $5.72B | $4.76B | $4.62B | $5.67B | $11.54B | $14.45B | $17.03B | $16.57B | $20.62B | $19.96B | $7.07B | $4.38B |
| Operating Cash Flow | $620.00M | $780.00M | $1.28B | $1.34B | $-17.00M | $1.66B | $1.59B | $1.43B | $1.17B | $1.60B | $1.83B | $1.64B | $959.00M | $1.46B | $452.00M | $1.17B | $1.14B | $1.44B | $348.00M | $814.00M |
| Capital Expenditure | $-917.00M | $-934.00M | $-900.00M | $-709.00M | $-585.00M | $-673.00M | $-760.00M | $-741.00M | $-692.00M | $-1.04B | $-853.00M | $-946.00M | $-889.00M | $-1.21B | $-1.76B | $-1.27B | $-1.09B | $-1.28B | $-811.00M | $-1.14B |
| Free Cash Flow | $-297.00M | $58.00M | $385.00M | $632.00M | $-602.00M | $987.00M | $828.00M | $691.00M | $481.00M | $561.00M | $978.00M | $695.00M | $70.00M | $256.00M | $-1.30B | $-99.00M | $41.00M | $165.00M | $-463.00M | $-324.00M |
Ally Financial Dividends
Explore Ally Financial's dividend history, including dividend yield, payout ratio, and historical payments.
Dividend Yield
4.36%
Dividend Payout Ratio
72.16%
Dividend Paid & Capex Coverage Ratio
9.39x
Ally Financial Dividend History
| Dividend | Adjusted Dividend | Date | Record Date | Payment Date | Declaration Date |
|---|---|---|---|---|---|
| $0.3 | $0.3 | May 01, 2025 | May 01, 2025 | May 15, 2025 | April 16, 2025 |
| $0.3 | $0.3 | January 31, 2025 | January 31, 2025 | February 14, 2025 | January 17, 2025 |
| $0.3 | $0.3 | November 01, 2024 | November 01, 2024 | November 15, 2024 | October 09, 2024 |
| $0.3 | $0.3 | August 01, 2024 | August 01, 2024 | August 15, 2024 | July 16, 2024 |
| $0.3 | $0.3 | April 30, 2024 | May 01, 2024 | May 15, 2024 | April 16, 2024 |
| $0.3 | $0.3 | January 31, 2024 | February 01, 2024 | February 15, 2024 | January 16, 2024 |
| $0.3 | $0.3 | October 31, 2023 | November 01, 2023 | November 15, 2023 | October 10, 2023 |
| $0.3 | $0.3 | July 31, 2023 | August 01, 2023 | August 15, 2023 | July 17, 2023 |
| $0.3 | $0.3 | April 28, 2023 | May 01, 2023 | May 15, 2023 | April 17, 2023 |
| $0.3 | $0.3 | January 31, 2023 | February 01, 2023 | February 15, 2023 | January 18, 2023 |
| $0.3 | $0.3 | October 31, 2022 | November 01, 2022 | November 15, 2022 | October 11, 2022 |
| $0.3 | $0.3 | July 29, 2022 | August 01, 2022 | August 15, 2022 | July 15, 2022 |
| $0.3 | $0.3 | April 29, 2022 | May 02, 2022 | May 16, 2022 | April 13, 2022 |
| $0.3 | $0.3 | January 31, 2022 | February 01, 2022 | February 15, 2022 | January 11, 2022 |
| $0.25 | $0.25 | October 29, 2021 | November 01, 2021 | November 15, 2021 | October 06, 2021 |
| $0.25 | $0.25 | July 30, 2021 | August 02, 2021 | August 16, 2021 | July 13, 2021 |
| $0.19 | $0.19 | April 29, 2021 | April 30, 2021 | May 14, 2021 | April 13, 2021 |
| $0.19 | $0.19 | January 29, 2021 | February 01, 2021 | February 12, 2021 | January 12, 2021 |
| $0.19 | $0.19 | October 29, 2020 | October 30, 2020 | November 13, 2020 | October 07, 2020 |
| $0.19 | $0.19 | July 30, 2020 | July 31, 2020 | August 14, 2020 | July 15, 2020 |
Ally Financial News
Read the latest news about Ally Financial, including recent articles, headlines, and updates.
Stock Market Turmoil: Buy These 3 Dividend Stocks for Less Than $1,000 Right Now
The markets had a seemingly great run for the last two years. That got upended for various reasons in 2025, including the chaotic tariff strategy implemented by the Trump administration against virtually every country around the world, especially China.
Why Even High-Quality Financial Stocks American Express, Blackstone, and Ally Financial Plunged Today
Shares of large-cap financial stocks, even blue chip names such as American Express (AXP -4.03%), Blackstone (BX -8.41%), and Ally Financial (ALLY -4.74%), plunged on Monday, with the above three stocks falling 4.3%, 7.8%, and 5.1%, respectively, as of 2:17 p.m. ET.
Ally Financial Inc. (ALLY) Q1 2025 Earnings Call Transcript
Ally Financial Inc. (NYSE:ALLY ) Q1 2025 Earnings Conference Call April 17, 2025 9:00 AM ET Company Participants Sean Leary - Head of Investor Relations Michael Rhodes - CEO Russ Hutchinson - CFO Conference Call Participants Sanjay Sakhrani - KBW Jeff Adelson - Morgan Stanley Robert Wildhack - Autonomous Research Moshe Orenbuch - TD Cowen Jon Arfstrom - RBC Capital Markets Operator Good day and thank you for standing by. Welcome to the Ally Financial First Quarter 2025 Earnings Conference Call.
Ally Financial: Mixed Q1, With Weak Capital An Increasing Focus
Ally Financial shares have underperformed, losing 12% over the past year, due to increased credit losses and a darkening economic outlook. Q1 earnings showed mixed results with a GAAP loss, but higher used car residual values could mitigate default risks. Ally's capital position is tight, with a pro-forma capital ratio of 7.3%, limiting its ability to maneuver in a weaker economy.
Ally Financial (ALLY) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
The headline numbers for Ally Financial (ALLY) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Ally Financial declares dividend on common stock and Series B and Series C preferred stock
DETROIT , April 16, 2025 /PRNewswire/ -- The board of directors of Ally Financial Inc. (NYSE: ALLY) declared a quarterly cash dividend of $0.30 per share of the company's common stock, payable on May 15, 2025, to shareholders of record on May 1, 2025, as well as quarterly dividend payments for the company's Series B and Series C preferred stock securities, payable on May 15, 2025. A quarterly dividend payment was declared on Ally's 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, of approximately $15.9 million, or $11.75 per share, and is payable to shareholders of record as of April 30, 2025.
Exploring Analyst Estimates for Ally Financial (ALLY) Q1 Earnings, Beyond Revenue and EPS
Evaluate the expected performance of Ally Financial (ALLY) for the quarter ended March 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
BIG-TIME BUCKET: WNBA SCORES ALLY FINANCIAL AS OFFICIAL BANKING PARTNER AND NEWEST CHANGEMAKER
--Ally will Serve as the Presenting Partner of the WNBA's First-Ever "Rivals Week," a Thrilling Showcase of Must-See Matchups August 9-17-- --New Sweepstakes from Ally Offers Fans a Chance to Win a Trip to AT&T WNBA All-Star 2025 in Indianapolis and $5,000-- --Ally Complements Partnership by Signing Endorsement Deal with Incoming Rookie Paige "Buckets" Bueckers-- CHARLOTTE, N.C. and NEW YORK , April 11, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY), which holds the nation's largest digital-only bank and is a leading brand in women's sports, and the Women's National Basketball Association (WNBA), have announced a multi-year partnership introducing Ally as a WNBA Changemaker and the official banking partner of the league.
Stock Market Crash: Here Are 5 Stocks Down 27% or More I'd Buy Right Now
To say that the stock market has been volatile lately doesn't do the situation justice. The S&P 500 (^GSPC -0.23%) and several other major market indexes recently fell by more than 10% over a two-day period in response to President Trump's surprisingly high tariff rates.
Ally Financial sells $2.8 billion of low-yielding securities to bolster balance sheet
Ally Financial said on Tuesday it had sold $2.8 billion of low-yielding investment securities as part of a repositioning the consumer lender expects will help it modestly increase its interest income going forward.
Ally Financial: Buy, Sell, or Hold?
Some well-known businesses in the financial services sector have done remarkably well for investors recently. Shares of industry heavyweights Goldman Sachs and JPMorgan Chase , as well as younger fintech providers SoFi Technologies and Robinhood Markets , have surged in the past 12 months.
Ally Financial: Planned Credit Card Business Sale Shows Renewed Focus On Core Business
Ally Financial is exiting the credit card business to focus on core operations like car loans, aiming to recover from recent struggles. With a low price/book ratio, Ally's Forward P/E of 10.46 suggests potential value, especially with share repurchases on the horizon. The sale of the credit card business is expected to be income-neutral, adding $1 per share to tangible book value without impacting pretax income.
Ally Financial to present at the RBC Capital Markets Financial Institutions Conference
CHARLOTTE, N.C. , Feb. 19, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) Chief Financial Officer Russ Hutchinson will present at the RBC Capital Markets Financial Institutions Conference on Wednesday, March 5, 2025 at approximately 9:20 a.m.
Invest Detroit and Ally Charitable Foundation Announce $1 Million Grant to Support City of Detroit's Strategic Neighborhood Fund
Ally Charitable Foundation grant supports SNF's affordable housing and Spark Grant programs citywide SNF was launched in 2016 by the City of Detroit and Invest Detroit to improve quality of life and access to economic opportunity in 10 neighborhoods around the city. DETROIT , Feb. 18, 2025 /PRNewswire/ --Â Ally Charitable Foundation today announced a $1 million commitment to Detroit's Strategic Neighborhood Fund (SNF), a partnership between the City of Detroit and Invest Detroit targeting 10 neighborhoods across the city.
2 No-Brainer Warren Buffett Stocks to Buy Right Now
Berkshire Hathaway (BRK.A -0.33%) (BRK.B -0.19%) has a stock portfolio worth about $300 billion, with many of its positions selected by legendary investor Warren Buffett himself. To be fair, there's a solid long-term investment case to be made for most, if not all, of them.
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Explore detailed financial metrics and analysis for ALLY.