AMERISAFE Key Executives

This section highlights AMERISAFE's key executives, including their titles and compensation details.

Unlock Executive Information

Upgrade to access executive details

Upgrade Now

Find Contacts at AMERISAFE

(Showing 0 of )

Unlock Team Information

Upgrade to access team member details

Upgrade Now

AMERISAFE Earnings

This section highlights AMERISAFE's earnings, including key dates, EPS, earnings reports, and earnings call transcripts.

Next Earnings Date

Date: April 23, 2025
Time: Before Market
Est. EPS: $0.57
Status: Unconfirmed

Last Earnings Results

Date: February 26, 2025
EPS: $0.67
Est. EPS: $0.60
Revenue: $74.05M

Earnings Call Transcripts

Transcript Quarter Year Date Estimated EPS Actual EPS
Read Transcript Q4 2024 2025-02-27 N/A N/A
Read Transcript Q3 2024 2024-10-24 N/A N/A
Read Transcript Q2 2024 2024-07-30 N/A N/A
Read Transcript Q1 2024 2024-04-25 N/A N/A
Read Transcript Q4 2023 2024-02-22 N/A N/A
Read Transcript Q3 2023 2023-10-26 N/A N/A
Read Transcript Q2 2023 2023-07-28 N/A N/A
Read Transcript Q1 2023 2023-04-27 N/A N/A

AMERISAFE, Inc. (AMSF)

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company's workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It serves small to mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in DeRidder, Louisiana.

Financial Services Insurance - Specialty

$52.26

Stock Price

$995.57M

Market Cap

362

Employees

Deridder, LA

Location

Financial Statements

Access annual & quarterly financial statements for AMERISAFE, including income statements, balance sheets, and cash flow statements..

Annual Income Statement

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Revenue $309.04M $306.91M $294.69M $316.01M $339.50M
Cost of Revenue $31.50M $- $50.55M $50.77M $48.76M
Gross Profit $277.54M $306.91M $244.14M $265.25M $290.75M
Gross Profit Ratio 89.81% 100.00% 82.85% 83.90% 85.64%
Research and Development Expenses $- $- $- $- $-
General and Administrative Expenses $31.50M $27.36M $26.51M $25.95M $27.93M
Selling and Marketing Expenses $- $- $200.00K $200.00K $200.00K
Selling General and Administrative Expenses $31.50M $27.36M $26.51M $25.95M $27.93M
Other Expenses $277.61M $- $-203.01M $-262.52M $-260.51M
Operating Expenses $309.11M $27.56M $-176.50M $-236.56M $-232.59M
Cost and Expenses $309.11M $27.56M $227.05M $236.56M $232.59M
Interest Income $- $- $- $- $-
Interest Expense $- $- $- $- $-
Depreciation and Amortization $1.09M $1.43M $1.31M $1.02M $1.01M
EBITDA $- $- $- $- $-
EBITDA Ratio 0.00% 0.00% 23.40% 25.46% 31.79%
Operating Income $-31.57M $279.35M $67.65M $79.45M $106.92M
Operating Income Ratio -10.22% 91.02% 22.95% 25.14% 31.49%
Total Other Income Expenses Net $100.62M $-201.97M $-44.00K $79.00K $27.00K
Income Before Tax $69.06M $77.38M $67.65M $79.45M $106.92M
Income Before Tax Ratio 22.35% 25.21% 22.95% 25.14% 31.49%
Income Tax Expense $13.62M $15.27M $12.04M $13.69M $20.32M
Net Income $55.44M $62.11M $55.60M $65.76M $86.60M
Net Income Ratio 17.94% 20.24% 18.87% 20.81% 25.51%
EPS $2.91 $3.24 $2.89 $3.40 $4.49
EPS Diluted $2.89 $3.23 $2.88 $3.39 $4.47
Weighted Average Shares Outstanding 19.07M 19.15M 19.23M 19.33M 19.29M
Weighted Average Shares Outstanding Diluted 19.16M 19.23M 19.32M 19.41M 19.36M
SEC Filing Source Source Source Source Source


Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Revenue $74.05M $78.71M $75.83M $80.49M $80.12M $72.66M $75.67M $78.46M $79.78M $71.40M $68.05M $75.47M $78.36M $73.03M $81.17M $83.46M $88.23M $83.07M $89.03M $79.19M
Cost of Revenue $- $15.63M $14.51M $12.82M $- $16.40M $14.13M $11.18M $50.55M $14.16M $14.46M $9.90M $- $12.74M $13.15M $13.49M $- $8.29M $15.32M $15.23M
Gross Profit $74.05M $63.08M $61.32M $67.67M $80.12M $56.26M $61.55M $67.28M $29.23M $57.24M $53.59M $65.56M $78.36M $60.29M $68.02M $69.97M $290.77M $74.78M $73.71M $63.97M
Gross Profit Ratio 100.00% 80.10% 80.90% 84.10% 100.00% 77.40% 81.30% 85.80% 36.60% 80.20% 78.80% 86.90% 100.00% 82.60% 83.80% 83.80% 329.54% 90.02% 82.79% 80.77%
Research and Development Expenses $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
General and Administrative Expenses $9.01M $7.75M $7.24M $7.50M $7.73M $6.90M $6.70M $6.02M $7.08M $6.74M $6.78M $5.92M $6.34M $6.24M $6.81M $6.57M $6.42M $6.96M $7.53M $7.01M
Selling and Marketing Expenses $- $- $- $- $200.00K $- $- $- $200.00K $- $- $- $- $- $- $- $- $- $- $-
Selling General and Administrative Expenses $9.01M $7.75M $7.24M $7.50M $7.73M $6.90M $6.70M $6.02M $7.08M $6.74M $6.78M $5.92M $6.34M $6.24M $6.81M $6.57M $6.42M $6.96M $7.53M $7.01M
Other Expenses $65.04M $70.96M $-20.43M $-18.70M $-18.99M $-43.93M $-41.98M $-52.12M $-17.42M $-50.52M $-53.24M $-59.96M $46.36M $-41.81M $-45.66M $-52.91M $44.05M $-53.07M $-51.85M $-57.74M
Operating Expenses $74.05M $78.71M $20.43M $18.70M $18.99M $-43.93M $-41.98M $-46.09M $-19.43M $-43.79M $-46.47M $-54.04M $26.75M $-35.57M $-38.85M $-46.34M $22.54M $-46.11M $-44.32M $-50.73M
Cost and Expenses $74.05M $78.71M $-62.10M $-59.76M $56.17M $60.33M $56.11M $56.92M $54.13M $57.95M $60.93M $54.04M $76.43M $48.31M $52.00M $59.83M $52.62M $54.41M $59.64M $65.95M
Interest Income $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Interest Expense $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Depreciation and Amortization $258.00K $277.00K $230.00K $328.00K $355.00K $373.00K $349.00K $350.00K $356.00K $351.00K $308.00K $294.00K $263.00K $244.00K $240.00K $270.00K $274.00K $242.00K $249.00K $247.00K
EBITDA $- $18.07M $- $- $24.30M $- $- $21.89M $24.70M $- $- $- $2.19M $- $- $- $- $- $- $-
EBITDA Ratio 0.00% 22.96% 0.30% 0.41% 30.33% 16.97% 25.86% 27.45% 32.60% 19.33% 10.92% 28.78% 2.80% 34.18% 36.23% 28.63% 40.68% 34.80% 33.29% 17.03%
Operating Income $- $17.78M $13.74M $20.75M $23.95M $12.33M $19.57M $21.18M $25.65M $13.45M $7.12M $21.42M $1.93M $24.72M $29.17M $23.62M $268.18M $28.67M $29.39M $13.24M
Operating Income Ratio 0.00% 22.59% 18.12% 25.77% 29.89% 16.97% 25.86% 27.00% 32.15% 18.84% 10.47% 28.39% 2.47% 33.85% 35.94% 28.31% 303.93% 34.51% 33.01% 16.72%
Total Other Income Expenses Net $16.77M $13.00K $16.00K $17.00K $-355.00K $16.00K $16.00K $-350.00K $67.65M $21.00K $14.00K $-95.00K $-263.00K $-15.00K $7.00K $108.00K $-232.56M $69.00K $-111.00K $26.00K
Income Before Tax $16.77M $17.79M $13.74M $20.75M $23.95M $12.33M $19.57M $21.54M $25.65M $13.45M $7.12M $21.42M $1.93M $24.72M $29.17M $23.62M $35.62M $28.67M $29.39M $13.24M
Income Before Tax Ratio 22.65% 22.61% 18.12% 25.77% 29.89% 16.97% 25.86% 27.45% 32.15% 18.84% 10.47% 28.39% 2.47% 33.85% 35.94% 28.31% 40.37% 34.51% 33.01% 16.72%
Income Tax Expense $3.58M $3.47M $2.75M $3.82M $4.77M $2.37M $3.94M $4.20M $4.87M $2.09M $991.00K $4.09M $-1.61M $5.58M $5.40M $4.31M $7.12M $5.32M $5.44M $2.44M
Net Income $13.19M $14.32M $10.99M $16.93M $19.18M $9.96M $15.63M $17.34M $20.78M $11.36M $6.13M $17.33M $3.54M $19.14M $23.77M $19.31M $28.50M $23.35M $23.95M $10.80M
Net Income Ratio 17.82% 18.20% 14.50% 21.03% 23.94% 13.71% 20.65% 22.10% 26.05% 15.91% 9.01% 22.97% 4.52% 26.20% 29.28% 23.14% 32.30% 28.11% 26.90% 13.64%
EPS $0.69 $0.75 $0.58 $0.89 $1.00 $0.52 $0.82 $0.91 $1.09 $0.59 $0.32 $0.90 $0.18 $0.99 $1.23 $1.00 $1.48 $1.21 $1.24 $0.56
EPS Diluted $0.69 $0.75 $0.57 $0.88 $1.00 $0.52 $0.81 $0.90 $1.08 $0.59 $0.32 $0.89 $0.18 $0.99 $1.23 $0.99 $1.47 $1.21 $1.24 $0.56
Weighted Average Shares Outstanding 19.04M 19.04M 19.08M 19.12M 19.16M 19.16M 19.14M 19.13M 19.13M 19.20M 19.27M 19.33M 19.35M 19.34M 19.33M 19.31M 19.31M 19.30M 19.28M 19.27M
Weighted Average Shares Outstanding Diluted 19.12M 19.11M 19.15M 19.21M 19.22M 19.22M 19.20M 19.24M 19.21M 19.27M 19.33M 19.43M 19.42M 19.41M 19.38M 19.41M 19.38M 19.36M 19.34M 19.35M
SEC Filing Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source

Annual Balance Sheet

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Cash and Cash Equivalents $44.05M $38.68M $61.47M $70.72M $61.76M
Short Term Investments $307.75M $317.06M $335.24M $399.20M $460.18M
Cash and Short Term Investments $351.80M $355.75M $61.47M $70.72M $61.76M
Net Receivables $149.99M $272.88M $257.27M $- $-
Inventory $- $- $68.25M $-379.86M $-397.94M
Other Current Assets $- $- $- $- $-
Total Current Assets $501.78M $628.62M $653.98M $326.38M $324.32M
Property Plant Equipment Net $5.89M $6.38M $7.33M $6.65M $6.50M
Goodwill $- $816.86M $- $987.78M $1.06B
Intangible Assets $- $17.98M $17.40M $17.06M $17.81M
Goodwill and Intangible Assets $- $834.84M $17.40M $1.00B $1.08B
Long Term Investments $481.03M $540.72M $888.99M $1.01B $1.09B
Tax Assets $- $-1.36B $22.79M $14.38M $13.66M
Other Non-Current Assets $-481.03M $-191.46M $-40.20M $-1.02B $-1.10B
Total Non-Current Assets $5.89M $1.19B $896.32M $1.02B $1.10B
Other Assets $650.12M $-589.94M $-281.02M $57.12M $51.30M
Total Assets $1.16B $1.23B $1.27B $1.40B $1.47B
Account Payables $- $- $38.06M $37.88M $-
Short Term Debt $- $- $- $- $-
Tax Payables $2.18M $- $1.45M $6.41M $417.00K
Deferred Revenue $- $- $22.79M $- $-
Other Current Liabilities $-750.00K $- $-39.51M $-44.30M $-417.00K
Total Current Liabilities $1.43M $- $38.06M $37.88M $38.88M
Long Term Debt $- $- $- $- $-
Deferred Revenue Non-Current $- $- $- $- $-
Deferred Tax Liabilities Non-Current $- $- $9.43M $18.60M $19.59M
Other Non-Current Liabilities $898.27M $936.71M $- $1.00B $1.03B
Total Non-Current Liabilities $898.27M $936.71M $38.06M $996.99M $1.03B
Other Liabilities $750.00K $936.71M $875.73M $-996.99M $-1.03B
Total Liabilities $900.45M $936.71M $951.85M $37.88M $38.88M
Preferred Stock $- $- $- $- $-
Common Stock $207.00K $207.00K $207.00K $206.00K $206.00K
Retained Earnings $- $114.29M $145.51M $190.49M $224.65M
Accumulated Other Comprehensive Income Loss $-8.88M $-7.19M $-13.83M $13.54M $21.02M
Other Total Stockholders Equity $266.01M $185.15M $185.54M $195.09M $192.95M
Total Stockholders Equity $257.34M $292.45M $317.43M $399.32M $438.82M
Total Equity $257.34M $292.45M $317.43M $399.32M $438.82M
Total Liabilities and Stockholders Equity $1.16B $1.23B $1.27B $1.40B $1.47B
Minority Interest $- $- $- $- $-
Total Liabilities and Total Equity $1.16B $1.23B $1.27B $1.40B $1.47B
Total Investments $788.78M $857.79M $888.99M $1.01B $1.09B
Total Debt $- $267.00K $336.00K $395.00K $499.00K
Net Debt $-44.05M $-38.68M $-61.13M $-70.33M $-61.26M


Balance Sheet Charts

Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Cash and Cash Equivalents $44.05M $63.66M $30.61M $33.38M $38.68M $59.25M $33.92M $41.21M $61.47M $90.95M $85.32M $30.74M $70.72M $123.13M $57.54M $33.07M $61.76M $88.17M $110.28M $79.52M
Short Term Investments $86.51M $95.72M $131.38M $122.84M $317.06M $306.04M $340.38M $345.09M $335.24M $362.82M $364.62M $415.79M $399.20M $436.61M $499.00M $499.18M $460.18M $517.06M $489.09M $463.16M
Cash and Short Term Investments $130.55M $159.38M $166.33M $427.59M $355.75M $59.25M $33.92M $41.21M $61.47M $90.95M $449.94M $30.74M $70.72M $123.13M $57.54M $33.07M $61.76M $88.17M $599.37M $79.52M
Net Receivables $269.19M $161.14M $159.09M $- $272.88M $152.99M $150.33M $- $257.27M $265.91M $270.40M $268.76M $270.15M $163.66M $174.51M $174.84M $156.76M $180.62M $184.54M $179.34M
Inventory $- $- $-477.29M $-476.29M $-271.60M $-342.07M $-80.40M $-57.93M $68.25M $10.77M $-378.34M $72.36M $33.83M $-229.32M $-184.60M $-102.88M $- $- $- $-
Other Current Assets $-399.74M $- $- $- $- $- $- $293.52M $- $- $- $- $- $- $- $- $- $- $- $-
Total Current Assets $- $539.91M $322.63M $308.45M $628.62M $331.38M $524.64M $531.99M $653.98M $719.68M $720.34M $715.29M $740.08M $628.63M $601.94M $619.82M $264.42M $695.03M $711.06M $677.90M
Property Plant Equipment Net $5.89M $6.13M $6.38M $6.77M $6.35M $6.68M $6.56M $6.91M $7.33M $7.38M $6.89M $6.42M $6.65M $6.16M $6.26M $6.30M $6.50M $6.23M $6.38M $6.30M
Goodwill $- $- $- $- $816.86M $- $- $- $- $- $- $1.00B $- $- $- $- $- $- $- $-
Intangible Assets $- $- $19.51M $18.99M $17.98M $18.80M $18.93M $18.63M $17.40M $18.27M $18.10M $17.88M $17.06M $18.58M $18.86M $18.68M $17.81M $19.24M $19.77M $19.72M
Goodwill and Intangible Assets $- $- $19.51M $18.99M $834.84M $18.80M $18.93M $18.63M $17.40M $18.27M $18.10M $1.02B $17.06M $18.58M $18.86M $18.68M $17.81M $19.24M $19.77M $19.72M
Long Term Investments $788.78M $835.53M $853.60M $866.56M $857.79M $582.98M $588.35M $919.86M $888.99M $934.80M $966.40M $1.03B $1.01B $1.03B $1.11B $1.13B $1.09B $1.13B $1.10B $1.10B
Tax Assets $- $19.50M $21.78M $21.18M $29.30M $25.68M $23.44M $21.66M $32.22M $26.23M $21.93M $17.60M $32.99M $14.74M $14.22M $14.51M $-17.81M $17.01M $16.70M $17.75M
Other Non-Current Assets $-794.66M $-835.53M $-113.71M $-106.31M $-864.13M $-601.77M $-607.27M $-938.49M $-49.62M $-44.50M $-40.03M $-1.04B $-50.05M $-1.05B $-1.13B $-1.14B $-1.09B $-1.14B $-1.12B $-1.12B
Total Non-Current Assets $- $25.63M $787.56M $807.19M $864.13M $32.36M $30.00M $28.57M $896.32M $942.18M $973.29M $1.04B $1.02B $20.90M $20.48M $20.81M $6.18M $23.24M $23.09M $24.05M
Other Assets $1.16B $689.18M $1 $- $-263.60M $932.89M $744.28M $727.70M $-281.02M $-302.36M $-311.70M $-360.65M $-356.58M $830.40M $883.84M $853.95M $1.20B $828.55M $815.83M $822.20M
Total Assets $1.16B $1.25B $1.11B $1.12B $1.23B $1.30B $1.30B $1.29B $1.27B $1.36B $1.38B $1.39B $1.40B $1.48B $1.51B $1.49B $1.47B $1.55B $1.55B $1.52B
Account Payables $- $- $- $- $- $- $- $- $38.06M $- $- $38.44M $37.88M $- $- $- $- $- $- $-
Short Term Debt $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Tax Payables $- $2.76M $1.55M $2.36M $- $546.00K $2.30M $2.53M $1.45M $2.15M $289.00K $2.97M $6.41M $2.69M $2.24M $3.97M $417.00K $4.79M $12.10M $6.43M
Deferred Revenue $- $- $- $- $- $- $- $- $22.79M $26.23M $21.93M $- $14.38M $- $- $- $13.66M $- $- $-
Other Current Liabilities $- $- $-1.55M $-2.36M $- $-546.00K $-2.30M $-2.53M $-39.51M $-2.15M $-289.00K $-41.41M $-44.30M $-2.69M $-2.24M $-3.97M $-14.08M $-4.79M $-12.10M $-6.43M
Total Current Liabilities $- $2.76M $540.65M $542.92M $544.03M $546.00K $2.30M $2.53M $38.06M $38.78M $37.87M $38.44M $37.88M $2.69M $2.24M $3.97M $14.08M $4.79M $12.10M $6.43M
Long Term Debt $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Deferred Revenue Non-Current $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Deferred Tax Liabilities Non-Current $- $- $- $- $8.89M $- $- $- $9.43M $- $- $- $18.60M $- $- $- $- $- $- $-
Other Non-Current Liabilities $- $937.60M $932.54M $942.05M $262.72M $960.21M $956.05M $955.40M $- $- $- $- $- $997.08M $1.04B $1.04B $1.02B $1.06B $1.08B $1.08B
Total Non-Current Liabilities $- $937.60M $268.55M $271.63M $271.61M $960.21M $956.05M $952.87M $38.06M $38.78M $37.87M $38.44M $37.88M $997.08M $1.04B $1.04B $1.02B $1.06B $1.08B $1.08B
Other Liabilities $900.45M $- $- $- $- $- $- $- $875.73M $908.92M $921.20M $919.22M $927.63M $- $- $- $- $- $- $-
Total Liabilities $900.45M $940.36M $809.20M $814.55M $815.64M $960.75M $958.35M $955.40M $951.85M $986.48M $996.93M $996.11M $1.00B $999.77M $1.04B $1.05B $1.03B $1.06B $1.09B $1.09B
Preferred Stock $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Common Stock $207.00K $207.00K $207.00K $207.00K $207.00K $207.00K $207.00K $207.00K $207.00K $207.00K $207.00K $206.00K $206.00K $206.00K $206.00K $206.00K $206.00K $206.00K $206.00K $205.00K
Retained Earnings $84.11M $135.28M $128.03M $124.11M $114.29M $168.89M $165.46M $156.33M $145.51M $207.39M $201.98M $201.83M $190.49M $270.02M $256.50M $238.35M $224.65M $269.02M $250.89M $232.16M
Accumulated Other Comprehensive Income Loss $-8.88M $-2.67M $-9.56M $-8.74M $-7.19M $-20.36M $-12.10M $-9.48M $-13.83M $-19.96M $-8.87M $57.00K $13.54M $14.99M $16.86M $15.97M $21.02M $19.91M $19.18M $13.70M
Other Total Stockholders Equity $181.90M $181.56M $182.32M $185.51M $185.15M $187.15M $187.00M $185.80M $185.54M $185.38M $191.67M $193.18M $195.09M $194.94M $194.79M $193.10M $192.95M $192.77M $192.52M $190.90M
Total Stockholders Equity $257.34M $314.37M $300.99M $301.09M $292.45M $335.88M $340.57M $332.86M $317.43M $373.02M $384.99M $395.27M $399.32M $480.16M $468.37M $447.63M $438.82M $481.91M $462.80M $436.96M
Total Equity $257.34M $314.37M $300.99M $301.09M $292.45M $335.88M $340.57M $332.86M $317.43M $373.02M $384.99M $395.27M $399.32M $480.16M $468.37M $447.63M $438.82M $481.91M $462.80M $436.96M
Total Liabilities and Stockholders Equity $1.16B $1.25B $1.11B $1.12B $1.23B $1.30B $1.30B $1.29B $1.27B $1.36B $1.38B $1.39B $1.40B $1.48B $1.51B $1.49B $1.47B $1.55B $1.55B $1.52B
Minority Interest $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Total Liabilities and Total Equity $1.16B $1.25B $1.11B $1.12B $1.23B $1.30B $1.30B $1.29B $1.27B $1.36B $1.38B $1.39B $1.40B $1.48B $1.51B $1.49B $1.47B $1.55B $1.55B $1.52B
Total Investments $788.78M $835.53M $131.38M $122.84M $857.79M $889.02M $928.73M $919.86M $888.99M $934.80M $966.40M $1.03B $1.01B $1.03B $1.11B $1.13B $1.09B $1.13B $1.10B $1.10B
Total Debt $- $- $- $- $267.00K $- $- $- $336.00K $- $- $- $395.00K $- $- $- $- $- $- $-
Net Debt $-44.05M $-63.66M $-30.61M $-33.38M $-38.41M $-59.25M $-33.92M $-41.21M $-61.13M $-90.95M $-85.32M $-30.74M $-70.33M $-123.13M $-57.54M $-33.07M $-61.76M $-88.17M $-110.28M $-79.52M

Annual Cash Flow

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Net Income $55.44M $62.11M $55.60M $65.76M $86.60M
Depreciation and Amortization $1.09M $1.43M $1.31M $1.02M $1.01M
Deferred Income Tax $1.40M $628.00K $-1.14M $1.27M $1.66M
Stock Based Compensation $2.94M $1.56M $2.48M $2.32M $3.30M
Change in Working Capital $- $-31.04M $-41.50M $-27.14M $-32.04M
Accounts Receivables $- $-8.48M $13.39M $21.66M $1.19M
Inventory $- $-19.12M $- $-31.98M $-24.01M
Accounts Payables $-2.23M $306.00K $969.00K $-2.24M $-6.75M
Other Working Capital $-15.60M $-3.74M $-55.85M $-14.58M $-2.48M
Other Non Cash Items $-36.68M $-4.84M $11.44M $-5.24M $2.87M
Net Cash Provided by Operating Activities $24.19M $29.84M $28.19M $37.98M $63.40M
Investments in Property Plant and Equipment $-840.00K $-553.00K $-2.09M $-1.30M $-921.00K
Acquisitions Net $- $-44.44M $-85.01M $23.00K $-104.56M
Purchases of Investments $-110.70M $-133.68M $-215.48M $-271.18M $-320.95M
Sales Maturities of Investments $112.84M $178.12M $293.00M $343.41M $365.24M
Other Investing Activities $71.07M $44.44M $85.01M $72.25M $104.56M
Net Cash Used for Investing Activities $72.37M $43.88M $75.43M $70.96M $43.37M
Debt Repayment $-85.00K $-91.00K $-58.00K $- $-
Common Stock Issued $- $- $- $- $-
Common Stock Repurchased $-5.12M $-2.17M $-12.39M $- $-
Dividends Paid $-85.44M $-93.31M $-100.43M $-99.93M $-88.78M
Other Financing Activities $-554.00K $-944.00K $- $-44.00K $-50.00K
Net Cash Used Provided by Financing Activities $-91.20M $-96.51M $-112.87M $-99.97M $-88.83M
Effect of Forex Changes on Cash $- $- $- $- $-
Net Change in Cash $5.36M $-22.79M $-9.25M $8.96M $17.94M
Cash at End of Period $44.05M $38.68M $61.47M $70.72M $61.76M
Cash at Beginning of Period $38.68M $61.47M $70.72M $61.76M $43.81M
Operating Cash Flow $24.19M $29.84M $28.19M $37.98M $63.40M
Capital Expenditure $-840.00K $-553.00K $-2.09M $-1.30M $-921.00K
Free Cash Flow $23.35M $29.29M $26.11M $36.68M $62.48M

Cash Flow Charts

Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Net Income $13.19M $14.32M $10.99M $16.93M $19.18M $9.96M $15.63M $17.34M $20.78M $11.36M $6.13M $17.33M $3.54M $19.14M $23.77M $19.31M $28.50M $23.35M $23.95M $10.80M
Depreciation and Amortization $258.00K $277.00K $230.00K $328.00K $355.00K $373.00K $349.00K $350.00K $356.00K $351.00K $308.00K $294.00K $263.00K $244.00K $240.00K $270.00K $274.00K $242.00K $249.00K $247.00K
Deferred Income Tax $1.70M $453.00K $-381.00K $-369.00K $1.78M $-50.00K $-1.08M $-19.00K $1.80M $-1.35M $-1.95M $364.00K $740.00K $-22.00K $52.00K $500.00K $3.06M $-505.00K $-412.00K $-481.00K
Stock Based Compensation $778.00K $763.00K $710.00K $688.00K $441.00K $470.00K $430.00K $216.00K $967.00K $671.00K $850.00K $-9.00K $585.00K $428.00K $736.00K $571.00K $702.00K $816.00K $1.02M $760.00K
Change in Working Capital $-4.93M $-3.55M $-14.84M $-6.01M $-12.20M $-8.29M $-6.69M $-3.87M $-27.19M $-4.91M $1.85M $-11.25M $6.14M $-19.56M $-13.45M $-278.00K $-15.77M $-15.99M $5.65M $-5.93M
Accounts Receivables $11.49M $20.45M $-7.14M $-13.31M $10.27M $-85.00K $-3.33M $-15.34M $15.30M $6.29M $-2.71M $-5.50M $19.42M $10.64M $12.00K $-8.41M $14.37M $4.11M $-6.11M $-11.17M
Inventory $- $- $- $- $-19.16M $-896.00K $1.55M $- $- $- $- $- $3.39M $-31.73M $-14.18M $10.54M $-16.66M $-11.77M $-7.17M $11.61M
Accounts Payables $-3.57M $424.00K $1.79M $-868.00K $-1.75M $1.21M $-11.00K $854.00K $-2.79M $865.00K $1.34M $1.56M $-4.61M $-984.00K $843.00K $2.51M $-5.62M $-13.90M $9.48M $3.29M
Other Working Capital $-12.85M $-24.43M $-915.00K $6.64M $-1.56M $-8.52M $-4.90M $10.62M $-39.70M $-12.07M $3.22M $-7.30M $-12.06M $2.52M $-125.00K $-4.91M $-7.85M $5.57M $9.46M $-9.66M
Other Non Cash Items $-171.00K $-3.81M $1.49M $-3.08M $-5.59M $2.67M $-1.36M $-555.00K $-4.58M $4.96M $10.68M $385.00K $-2.71M $3.20M $-1.95M $-3.78M $-4.24M $786.00K $-3.50M $9.82M
Net Cash Provided by Operating Activities $10.83M $8.45M $-2.59M $7.51M $3.97M $5.13M $7.28M $13.47M $-7.87M $11.08M $17.87M $7.12M $8.55M $3.43M $9.40M $16.59M $12.53M $8.70M $26.96M $15.21M
Investments in Property Plant and Equipment $-14.00K $-24.00K $-56.00K $-746.00K $-26.00K $-490.00K $-5.00K $-32.00K $-217.00K $-840.00K $-774.00K $-258.00K $-564.00K $-143.00K $-199.00K $-390.00K $-258.00K $-84.00K $-358.00K $-221.00K
Acquisitions Net $- $- $- $- $-51.30M $-27.44M $7.14M $-10.93M $-85.01M $-7.88M $-47.17M $-12.72M $-159.68M $- $- $23.00K $-159.70M $- $- $-22.02M
Purchases of Investments $-24.32M $-27.32M $-17.18M $-41.88M $-10.40M $-29.23M $-42.81M $-51.24M $-22.13M $-80.68M $-39.82M $-72.85M $-95.34M $-41.41M $-62.85M $-71.58M $-90.98M $-84.45M $-48.70M $-96.81M
Sales Maturities of Investments $58.09M $60.18M $28.73M $36.91M $61.70M $56.67M $35.67M $24.07M $83.39M $88.56M $86.98M $34.06M $117.96M $109.33M $83.78M $32.35M $125.21M $59.10M $58.14M $122.79M
Other Investing Activities $- $- $11.55M $-4.97M $51.30M $27.44M $-7.14M $10.93M $85.01M $7.88M $47.17M $12.72M $159.68M $67.92M $20.92M $23.00K $159.70M $-25.34M $9.44M $22.02M
Net Cash Used for Investing Activities $33.76M $32.84M $11.49M $-5.72M $51.27M $26.95M $-7.15M $-27.20M $61.03M $7.04M $46.39M $-39.05M $22.05M $67.78M $20.72M $-39.60M $33.97M $-25.43M $9.08M $25.75M
Debt Repayment $-21.00K $-22.00K $-21.00K $-21.00K $-20.00K $-24.00K $-24.00K $-23.00K $-23.00K $-12.00K $-11.00K $-12.00K $-12.00K $-11.00K $-12.00K $- $-13.00K $-12.00K $-13.00K $-
Common Stock Issued $- $- $- $- $- $165.00K $779.00K $- $- $- $- $- $- $- $- $- $- $- $- $-
Common Stock Repurchased $-2.00K $-1.01M $-4.11M $- $-2.17M $-165.00K $-779.00K $- $-152.00K $-6.54M $-3.64M $-2.06M $- $- $- $- $- $- $- $-
Dividends Paid $-64.17M $-7.09M $-7.10M $-7.08M $-73.62M $-6.57M $-6.62M $-6.50M $-82.47M $-5.94M $-6.03M $-5.98M $-83.00M $-5.61M $-5.64M $-5.67M $-72.89M $-5.37M $-5.27M $-5.25M
Other Financing Activities $-13.00K $-112.00K $-429.00K $- $- $-165.00K $-779.00K $- $- $- $- $- $- $- $- $-9.00K $- $- $- $-12.00K
Net Cash Used Provided by Financing Activities $-64.20M $-8.23M $-11.66M $-7.10M $-75.81M $-6.76M $-7.42M $-6.53M $-82.65M $-12.49M $-9.69M $-8.05M $-83.02M $-5.62M $-5.66M $-5.67M $-72.91M $-5.38M $-5.28M $-5.26M
Effect of Forex Changes on Cash $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Net Change in Cash $-19.62M $33.05M $-2.76M $-5.31M $-20.57M $25.33M $-7.29M $-20.26M $-29.48M $5.63M $54.58M $-39.98M $-52.41M $65.59M $24.47M $-28.68M $-26.41M $-22.11M $30.76M $35.71M
Cash at End of Period $44.05M $63.66M $30.61M $33.38M $38.68M $59.25M $33.92M $41.21M $61.47M $90.95M $85.32M $30.74M $70.72M $123.13M $57.54M $33.07M $61.76M $88.17M $110.28M $79.52M
Cash at Beginning of Period $63.66M $30.61M $33.38M $38.68M $59.25M $33.92M $41.21M $61.47M $90.95M $85.32M $30.74M $70.72M $123.13M $57.54M $33.07M $61.76M $88.17M $110.28M $79.52M $43.81M
Operating Cash Flow $10.83M $8.45M $-2.59M $7.51M $3.97M $5.13M $7.28M $13.47M $-7.87M $11.08M $17.87M $7.12M $8.55M $3.43M $9.40M $16.59M $12.53M $8.70M $26.96M $15.21M
Capital Expenditure $-14.00K $-24.00K $-56.00K $-746.00K $-26.00K $-490.00K $-5.00K $-32.00K $-217.00K $-840.00K $-774.00K $-258.00K $-564.00K $-143.00K $-199.00K $-390.00K $-258.00K $-84.00K $-358.00K $-221.00K
Free Cash Flow $10.81M $8.43M $-2.65M $6.76M $3.94M $4.64M $7.27M $13.43M $-8.09M $10.24M $17.10M $6.86M $7.99M $3.29M $9.20M $16.20M $12.27M $8.61M $26.60M $14.99M

AMERISAFE Dividends

Explore AMERISAFE's dividend history, including dividend yield, payout ratio, and historical payments.

Dividend Yield

8.69%

Dividend Payout Ratio

154.12%

Dividend Paid & Capex Coverage Ratio

0.28x

AMERISAFE Dividend History

Dividend Adjusted Dividend Date Record Date Payment Date Declaration Date
$0.39 $0.39 March 07, 2025 March 07, 2025 March 21, 2025 February 26, 2025
$3.37 $3.37 December 06, 2024 December 06, 2024 December 13, 2024 October 22, 2024
$0.37 $0.37 September 06, 2024 September 06, 2024 September 20, 2024 July 29, 2024
$0.37 $0.37 June 14, 2024 June 14, 2024 June 21, 2024 April 24, 2024
$0.37 $0.37 March 07, 2024 March 08, 2024 March 22, 2024 February 19, 2024
$3.84 $3.84 November 30, 2023 December 01, 2023 December 15, 2023 October 25, 2023
$0.34 $0.34 September 07, 2023 September 08, 2023 September 22, 2023 July 25, 2023
$0.34 $0.34 June 15, 2023 June 16, 2023 June 23, 2023 April 25, 2023
$0.34 $0.34 March 09, 2023 March 10, 2023 March 24, 2023 February 20, 2023
$4.31 $4.31 December 01, 2022 December 02, 2022 December 16, 2022 October 26, 2022
$0.31 $0.31 September 08, 2022 September 09, 2022 September 23, 2022 July 28, 2022
$0.31 $0.31 June 16, 2022 June 17, 2022 June 24, 2022 April 26, 2022
$0.31 $0.31 March 10, 2022 March 11, 2022 March 25, 2022 February 22, 2022
$0.29 $0.29 December 02, 2021 December 03, 2021 December 17, 2021 October 27, 2021
$4 $4 November 09, 2021 November 10, 2021 November 17, 2021 October 26, 2021
$0.29 $0.29 September 09, 2021 September 10, 2021 September 24, 2021 July 27, 2021
$0.29 $0.29 June 17, 2021 June 18, 2021 June 25, 2021 April 27, 2021
$0.29 $0.29 March 11, 2021 March 12, 2021 March 26, 2021 February 24, 2021
$0.27 $0.27 December 03, 2020 December 04, 2020 December 18, 2020 October 28, 2020
$3.5 $3.5 November 09, 2020 November 11, 2020 November 18, 2020 October 28, 2020

AMERISAFE News

Read the latest news about AMERISAFE, including recent articles, headlines, and updates.

5 Stocks to Watch From Prospering Accident & Health Insurance Industry

Lower claims frequency, moderate pricing and the adoption of technology are likely to boost the performance of Zacks Accident and Health Insurance industry players like AFL, UNM, TRUP, EIG and AMSF.

News image

AMERISAFE, Inc. (AMSF) Q4 2024 Earnings Call Transcript

AMERISAFE, Inc. (NASDAQ:AMSF ) Q4 2024 Earnings Conference Call February 27, 2025 10:30 AM ET Company Participants Kathryn Shirley - Chief Administrative Officer Janelle Frost - President & Chief Executive Officer Andy Omiridis - Executive Vice President & Chief Financial Officer Conference Call Participants Mark Hughes - Truist Matt Carletti - Citizens JMP Bob Farnam - Janney Operator Good day and welcome to the AMERISAFE Fourth Quarter 2024 Earnings Call. Today's conference is being recorded.

News image

AMERISAFE's Q4 Earnings Beat on Higher Premiums Earned

AMSF hikes quarterly cash dividend to 39 cents per share from 37 cents.

News image

Compared to Estimates, Amerisafe (AMSF) Q4 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for Amerisafe (AMSF) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

News image

Amerisafe (AMSF) Beats Q4 Earnings Estimates

Amerisafe (AMSF) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.60 per share. This compares to earnings of $0.74 per share a year ago.

News image

AMERISAFE Increases Dividend by 5.4%

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE INCREASES DIVIDEND BY 5.4%.

News image

AMERISAFE Announces 2024 Fourth Quarter and Full Year Earnings Release and Conference Call Schedule

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2024 FOURTH QUARTER AND FULL YEAR EARNINGS RELEASE AND CONFERENCE CALL SCHEDULE.

News image

Amerisafe (AMSF) Up 3.4% Since Last Earnings Report: Can It Continue?

Amerisafe (AMSF) reported earnings 30 days ago. What's next for the stock?

News image

Amerisafe Has A Premium Worth Paying

Amerisafe's core profits have declined since 2019, but the company generates more profit per dollar invested, increasing its long-term corporate value. Specializing in workers' compensation insurance for hazardous industries, AMSF maintains high client satisfaction with a 94.1% policy renewal rate and a low expense ratio. Despite a drop in NOPAT, Amerisafe's ROIC has improved, indicating better balance sheet efficiency and potential for future profit growth.

News image

AMERISAFE Stock Gains 8.1% Since Q3 Earnings Beat Estimates

AMSF's results benefit from improved net premiums earned and fee and other income. Rising expenses and declining net investment income partially offset the positives.

News image

AMERISAFE, Inc. (AMSF) Q3 2024 Earnings Call Transcript

AMERISAFE, Inc. (NASDAQ:AMSF ) Q3 2024 Earnings Conference Call October 24, 2024 10:30 AM ET Company Participants Kathryn Shirley - Chief Administrative Officer Janelle Frost - President & CEO Andy Omiridis – EVP & CFO Conference Call Participants Matt Carletti - Citizens JMP Mark Hughes - Truist Operator Good day, and welcome to the AMERISAFE's Third Quarter 2024 Earnings Conference Call. Today's conference is being recorded.

News image

Amerisafe (AMSF) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Although the revenue and EPS for Amerisafe (AMSF) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

News image

Amerisafe (AMSF) Q3 Earnings Surpass Estimates

Amerisafe (AMSF) came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.61 per share a year ago.

News image

AMERISAFE Declares Special Dividend of $3.00 Per Share and Regular Quarterly Dividend

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE DECLARES SPECIAL DIVIDEND OF $3.00 PER SHARE AND REGULAR QUARTERLY DIVIDEND.

News image

AMERISAFE Announces 2024 Third Quarter Results

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2024 THIRD QUARTER RESULTS.

News image

Is AMERISAFE Stock a Pricey Pick or a Hidden Gem for Your Portfolio?

Uncertainty surrounds the stock due to AMSF's continuous decline in net premiums earned over the past several years.

News image

AMERISAFE Announces 2024 Third Quarter Earnings Release and Conference Call Schedule

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE Announces 2024 Third Quarter Earnings Release and Conference Call Schedule.

News image

AMERISAFE (AMSF) Stock Down 5.3% Since Q2 Earnings Miss

AMERISAFE's (AMSF) second-quarter earnings suffer from an increase in operating expenses. Improved premiums partially offset the negatives.

News image

Amerisafe (AMSF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Amerisafe (AMSF) give insight into how the company performed in the quarter ended June 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

News image

Amerisafe (AMSF) Misses Q2 Earnings Estimates

Amerisafe (AMSF) came out with quarterly earnings of $0.58 per share, missing the Zacks Consensus Estimate of $0.61 per share. This compares to earnings of $0.73 per share a year ago.

News image

AMERISAFE Announces 2024 Second Quarter Results

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2024 SECOND QUARTER RESULTS.

News image

OnPoint Industrial Services Expands Portfolio with Acquisition of Amerisafe Consulting and Safety Services

DEER PARK, Texas--(BUSINESS WIRE)--OnPoint Industrial Services Expands Portfolio with Acquisition of Amerisafe Consulting and Safety Services.

News image

AMERISAFE (AMSF) Stock Down 10% Despite Q1 Earnings Beat

AMERISAFE's (AMSF) Q1 results suffer due to a decline in net premiums earned and a higher cost level.

News image

Here's What Key Metrics Tell Us About Amerisafe (AMSF) Q1 Earnings

The headline numbers for Amerisafe (AMSF) give insight into how the company performed in the quarter ended March 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

News image

Amerisafe (AMSF) Surpasses Q1 Earnings and Revenue Estimates

Amerisafe (AMSF) came out with quarterly earnings of $0.69 per share, beating the Zacks Consensus Estimate of $0.66 per share. This compares to earnings of $0.83 per share a year ago.

News image

AMERISAFE Announces 2024 First Quarter Results

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2024 FIRST QUARTER RESULTS.

News image

5 Stocks From the Prospering Accident & Health Insurance Industry

Lower claims frequency, moderate pricing and the adoption of technology are likely to boost the performance of Zacks Accident and Health Insurance industry players like AFL, UNM, EIG, AMSF and TRUP.

News image

AMERISAFE Announces 2024 First Quarter Earnings Release and Conference Call Schedule

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2024 FIRST QUARTER EARNINGS RELEASE AND CONFERENCE CALL SCHEDULE.

News image

Here's Why AMERISAFE (AMSF) is Attracting Prudent Investors Now

AMERISAFE's (AMSF) bottom line is expected to gain from rising investment income and cost-saving initiatives.

News image

Best Income Stocks to Buy for March 25th

EBMT, IBCP and AMSF made it to the Zacks Rank #1 (Strong Buy) income stocks list on March 25, 2023.

News image

Similar Companies

A
Enact Holdings, Inc.

ACT

Price: $34.89

Market Cap: $5.30B

A
Assured Guaranty Ltd.

AGO

Price: $88.73

Market Cap: $4.43B

E
Employers Holdings, Inc.

EIG

Price: $50.68

Market Cap: $1.23B

E
Essent Group Ltd.

ESNT

Price: $58.08

Market Cap: $6.03B

I
ICC Holdings, Inc.

ICCH

Price: $23.49

Market Cap: $69.59M

I
Investors Title Company

ITIC

Price: $242.77

Market Cap: $457.86M

J
James River Group Holdings, Ltd.

JRVR

Price: $4.21

Market Cap: $192.16M

M
MBIA Inc.

MBI

Price: $5.18

Market Cap: $263.77M

N
NMI Holdings, Inc.

NMIH

Price: $36.56

Market Cap: $2.87B

Related Metrics

Explore detailed financial metrics and analysis for AMSF.