AMERISAFE Key Executives
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AMERISAFE Earnings
This section highlights AMERISAFE's earnings, including key dates, EPS, earnings reports, and earnings call transcripts.
Next Earnings Date
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Earnings Call Transcripts
Transcript | Quarter | Year | Date | Estimated EPS | Actual EPS |
---|---|---|---|---|---|
Read Transcript | Q4 | 2024 | 2025-02-27 | N/A | N/A |
Read Transcript | Q3 | 2024 | 2024-10-24 | N/A | N/A |
Read Transcript | Q2 | 2024 | 2024-07-30 | N/A | N/A |
Read Transcript | Q1 | 2024 | 2024-04-25 | N/A | N/A |
Read Transcript | Q4 | 2023 | 2024-02-22 | N/A | N/A |
Read Transcript | Q3 | 2023 | 2023-10-26 | N/A | N/A |
Read Transcript | Q2 | 2023 | 2023-07-28 | N/A | N/A |
Read Transcript | Q1 | 2023 | 2023-04-27 | N/A | N/A |

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company's workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It serves small to mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in DeRidder, Louisiana.
$52.26
Stock Price
$995.57M
Market Cap
362
Employees
Deridder, LA
Location
Financial Statements
Access annual & quarterly financial statements for AMERISAFE, including income statements, balance sheets, and cash flow statements..
Annual Income Statement
Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
---|---|---|---|---|---|
Revenue | $309.04M | $306.91M | $294.69M | $316.01M | $339.50M |
Cost of Revenue | $31.50M | $- | $50.55M | $50.77M | $48.76M |
Gross Profit | $277.54M | $306.91M | $244.14M | $265.25M | $290.75M |
Gross Profit Ratio | 89.81% | 100.00% | 82.85% | 83.90% | 85.64% |
Research and Development Expenses | $- | $- | $- | $- | $- |
General and Administrative Expenses | $31.50M | $27.36M | $26.51M | $25.95M | $27.93M |
Selling and Marketing Expenses | $- | $- | $200.00K | $200.00K | $200.00K |
Selling General and Administrative Expenses | $31.50M | $27.36M | $26.51M | $25.95M | $27.93M |
Other Expenses | $277.61M | $- | $-203.01M | $-262.52M | $-260.51M |
Operating Expenses | $309.11M | $27.56M | $-176.50M | $-236.56M | $-232.59M |
Cost and Expenses | $309.11M | $27.56M | $227.05M | $236.56M | $232.59M |
Interest Income | $- | $- | $- | $- | $- |
Interest Expense | $- | $- | $- | $- | $- |
Depreciation and Amortization | $1.09M | $1.43M | $1.31M | $1.02M | $1.01M |
EBITDA | $- | $- | $- | $- | $- |
EBITDA Ratio | 0.00% | 0.00% | 23.40% | 25.46% | 31.79% |
Operating Income | $-31.57M | $279.35M | $67.65M | $79.45M | $106.92M |
Operating Income Ratio | -10.22% | 91.02% | 22.95% | 25.14% | 31.49% |
Total Other Income Expenses Net | $100.62M | $-201.97M | $-44.00K | $79.00K | $27.00K |
Income Before Tax | $69.06M | $77.38M | $67.65M | $79.45M | $106.92M |
Income Before Tax Ratio | 22.35% | 25.21% | 22.95% | 25.14% | 31.49% |
Income Tax Expense | $13.62M | $15.27M | $12.04M | $13.69M | $20.32M |
Net Income | $55.44M | $62.11M | $55.60M | $65.76M | $86.60M |
Net Income Ratio | 17.94% | 20.24% | 18.87% | 20.81% | 25.51% |
EPS | $2.91 | $3.24 | $2.89 | $3.40 | $4.49 |
EPS Diluted | $2.89 | $3.23 | $2.88 | $3.39 | $4.47 |
Weighted Average Shares Outstanding | 19.07M | 19.15M | 19.23M | 19.33M | 19.29M |
Weighted Average Shares Outstanding Diluted | 19.16M | 19.23M | 19.32M | 19.41M | 19.36M |
SEC Filing | Source | Source | Source | Source | Source |
Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | $74.05M | $78.71M | $75.83M | $80.49M | $80.12M | $72.66M | $75.67M | $78.46M | $79.78M | $71.40M | $68.05M | $75.47M | $78.36M | $73.03M | $81.17M | $83.46M | $88.23M | $83.07M | $89.03M | $79.19M |
Cost of Revenue | $- | $15.63M | $14.51M | $12.82M | $- | $16.40M | $14.13M | $11.18M | $50.55M | $14.16M | $14.46M | $9.90M | $- | $12.74M | $13.15M | $13.49M | $- | $8.29M | $15.32M | $15.23M |
Gross Profit | $74.05M | $63.08M | $61.32M | $67.67M | $80.12M | $56.26M | $61.55M | $67.28M | $29.23M | $57.24M | $53.59M | $65.56M | $78.36M | $60.29M | $68.02M | $69.97M | $290.77M | $74.78M | $73.71M | $63.97M |
Gross Profit Ratio | 100.00% | 80.10% | 80.90% | 84.10% | 100.00% | 77.40% | 81.30% | 85.80% | 36.60% | 80.20% | 78.80% | 86.90% | 100.00% | 82.60% | 83.80% | 83.80% | 329.54% | 90.02% | 82.79% | 80.77% |
Research and Development Expenses | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
General and Administrative Expenses | $9.01M | $7.75M | $7.24M | $7.50M | $7.73M | $6.90M | $6.70M | $6.02M | $7.08M | $6.74M | $6.78M | $5.92M | $6.34M | $6.24M | $6.81M | $6.57M | $6.42M | $6.96M | $7.53M | $7.01M |
Selling and Marketing Expenses | $- | $- | $- | $- | $200.00K | $- | $- | $- | $200.00K | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Selling General and Administrative Expenses | $9.01M | $7.75M | $7.24M | $7.50M | $7.73M | $6.90M | $6.70M | $6.02M | $7.08M | $6.74M | $6.78M | $5.92M | $6.34M | $6.24M | $6.81M | $6.57M | $6.42M | $6.96M | $7.53M | $7.01M |
Other Expenses | $65.04M | $70.96M | $-20.43M | $-18.70M | $-18.99M | $-43.93M | $-41.98M | $-52.12M | $-17.42M | $-50.52M | $-53.24M | $-59.96M | $46.36M | $-41.81M | $-45.66M | $-52.91M | $44.05M | $-53.07M | $-51.85M | $-57.74M |
Operating Expenses | $74.05M | $78.71M | $20.43M | $18.70M | $18.99M | $-43.93M | $-41.98M | $-46.09M | $-19.43M | $-43.79M | $-46.47M | $-54.04M | $26.75M | $-35.57M | $-38.85M | $-46.34M | $22.54M | $-46.11M | $-44.32M | $-50.73M |
Cost and Expenses | $74.05M | $78.71M | $-62.10M | $-59.76M | $56.17M | $60.33M | $56.11M | $56.92M | $54.13M | $57.95M | $60.93M | $54.04M | $76.43M | $48.31M | $52.00M | $59.83M | $52.62M | $54.41M | $59.64M | $65.95M |
Interest Income | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Interest Expense | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Depreciation and Amortization | $258.00K | $277.00K | $230.00K | $328.00K | $355.00K | $373.00K | $349.00K | $350.00K | $356.00K | $351.00K | $308.00K | $294.00K | $263.00K | $244.00K | $240.00K | $270.00K | $274.00K | $242.00K | $249.00K | $247.00K |
EBITDA | $- | $18.07M | $- | $- | $24.30M | $- | $- | $21.89M | $24.70M | $- | $- | $- | $2.19M | $- | $- | $- | $- | $- | $- | $- |
EBITDA Ratio | 0.00% | 22.96% | 0.30% | 0.41% | 30.33% | 16.97% | 25.86% | 27.45% | 32.60% | 19.33% | 10.92% | 28.78% | 2.80% | 34.18% | 36.23% | 28.63% | 40.68% | 34.80% | 33.29% | 17.03% |
Operating Income | $- | $17.78M | $13.74M | $20.75M | $23.95M | $12.33M | $19.57M | $21.18M | $25.65M | $13.45M | $7.12M | $21.42M | $1.93M | $24.72M | $29.17M | $23.62M | $268.18M | $28.67M | $29.39M | $13.24M |
Operating Income Ratio | 0.00% | 22.59% | 18.12% | 25.77% | 29.89% | 16.97% | 25.86% | 27.00% | 32.15% | 18.84% | 10.47% | 28.39% | 2.47% | 33.85% | 35.94% | 28.31% | 303.93% | 34.51% | 33.01% | 16.72% |
Total Other Income Expenses Net | $16.77M | $13.00K | $16.00K | $17.00K | $-355.00K | $16.00K | $16.00K | $-350.00K | $67.65M | $21.00K | $14.00K | $-95.00K | $-263.00K | $-15.00K | $7.00K | $108.00K | $-232.56M | $69.00K | $-111.00K | $26.00K |
Income Before Tax | $16.77M | $17.79M | $13.74M | $20.75M | $23.95M | $12.33M | $19.57M | $21.54M | $25.65M | $13.45M | $7.12M | $21.42M | $1.93M | $24.72M | $29.17M | $23.62M | $35.62M | $28.67M | $29.39M | $13.24M |
Income Before Tax Ratio | 22.65% | 22.61% | 18.12% | 25.77% | 29.89% | 16.97% | 25.86% | 27.45% | 32.15% | 18.84% | 10.47% | 28.39% | 2.47% | 33.85% | 35.94% | 28.31% | 40.37% | 34.51% | 33.01% | 16.72% |
Income Tax Expense | $3.58M | $3.47M | $2.75M | $3.82M | $4.77M | $2.37M | $3.94M | $4.20M | $4.87M | $2.09M | $991.00K | $4.09M | $-1.61M | $5.58M | $5.40M | $4.31M | $7.12M | $5.32M | $5.44M | $2.44M |
Net Income | $13.19M | $14.32M | $10.99M | $16.93M | $19.18M | $9.96M | $15.63M | $17.34M | $20.78M | $11.36M | $6.13M | $17.33M | $3.54M | $19.14M | $23.77M | $19.31M | $28.50M | $23.35M | $23.95M | $10.80M |
Net Income Ratio | 17.82% | 18.20% | 14.50% | 21.03% | 23.94% | 13.71% | 20.65% | 22.10% | 26.05% | 15.91% | 9.01% | 22.97% | 4.52% | 26.20% | 29.28% | 23.14% | 32.30% | 28.11% | 26.90% | 13.64% |
EPS | $0.69 | $0.75 | $0.58 | $0.89 | $1.00 | $0.52 | $0.82 | $0.91 | $1.09 | $0.59 | $0.32 | $0.90 | $0.18 | $0.99 | $1.23 | $1.00 | $1.48 | $1.21 | $1.24 | $0.56 |
EPS Diluted | $0.69 | $0.75 | $0.57 | $0.88 | $1.00 | $0.52 | $0.81 | $0.90 | $1.08 | $0.59 | $0.32 | $0.89 | $0.18 | $0.99 | $1.23 | $0.99 | $1.47 | $1.21 | $1.24 | $0.56 |
Weighted Average Shares Outstanding | 19.04M | 19.04M | 19.08M | 19.12M | 19.16M | 19.16M | 19.14M | 19.13M | 19.13M | 19.20M | 19.27M | 19.33M | 19.35M | 19.34M | 19.33M | 19.31M | 19.31M | 19.30M | 19.28M | 19.27M |
Weighted Average Shares Outstanding Diluted | 19.12M | 19.11M | 19.15M | 19.21M | 19.22M | 19.22M | 19.20M | 19.24M | 19.21M | 19.27M | 19.33M | 19.43M | 19.42M | 19.41M | 19.38M | 19.41M | 19.38M | 19.36M | 19.34M | 19.35M |
SEC Filing | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source |
Annual Balance Sheet
Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
---|---|---|---|---|---|
Cash and Cash Equivalents | $44.05M | $38.68M | $61.47M | $70.72M | $61.76M |
Short Term Investments | $307.75M | $317.06M | $335.24M | $399.20M | $460.18M |
Cash and Short Term Investments | $351.80M | $355.75M | $61.47M | $70.72M | $61.76M |
Net Receivables | $149.99M | $272.88M | $257.27M | $- | $- |
Inventory | $- | $- | $68.25M | $-379.86M | $-397.94M |
Other Current Assets | $- | $- | $- | $- | $- |
Total Current Assets | $501.78M | $628.62M | $653.98M | $326.38M | $324.32M |
Property Plant Equipment Net | $5.89M | $6.38M | $7.33M | $6.65M | $6.50M |
Goodwill | $- | $816.86M | $- | $987.78M | $1.06B |
Intangible Assets | $- | $17.98M | $17.40M | $17.06M | $17.81M |
Goodwill and Intangible Assets | $- | $834.84M | $17.40M | $1.00B | $1.08B |
Long Term Investments | $481.03M | $540.72M | $888.99M | $1.01B | $1.09B |
Tax Assets | $- | $-1.36B | $22.79M | $14.38M | $13.66M |
Other Non-Current Assets | $-481.03M | $-191.46M | $-40.20M | $-1.02B | $-1.10B |
Total Non-Current Assets | $5.89M | $1.19B | $896.32M | $1.02B | $1.10B |
Other Assets | $650.12M | $-589.94M | $-281.02M | $57.12M | $51.30M |
Total Assets | $1.16B | $1.23B | $1.27B | $1.40B | $1.47B |
Account Payables | $- | $- | $38.06M | $37.88M | $- |
Short Term Debt | $- | $- | $- | $- | $- |
Tax Payables | $2.18M | $- | $1.45M | $6.41M | $417.00K |
Deferred Revenue | $- | $- | $22.79M | $- | $- |
Other Current Liabilities | $-750.00K | $- | $-39.51M | $-44.30M | $-417.00K |
Total Current Liabilities | $1.43M | $- | $38.06M | $37.88M | $38.88M |
Long Term Debt | $- | $- | $- | $- | $- |
Deferred Revenue Non-Current | $- | $- | $- | $- | $- |
Deferred Tax Liabilities Non-Current | $- | $- | $9.43M | $18.60M | $19.59M |
Other Non-Current Liabilities | $898.27M | $936.71M | $- | $1.00B | $1.03B |
Total Non-Current Liabilities | $898.27M | $936.71M | $38.06M | $996.99M | $1.03B |
Other Liabilities | $750.00K | $936.71M | $875.73M | $-996.99M | $-1.03B |
Total Liabilities | $900.45M | $936.71M | $951.85M | $37.88M | $38.88M |
Preferred Stock | $- | $- | $- | $- | $- |
Common Stock | $207.00K | $207.00K | $207.00K | $206.00K | $206.00K |
Retained Earnings | $- | $114.29M | $145.51M | $190.49M | $224.65M |
Accumulated Other Comprehensive Income Loss | $-8.88M | $-7.19M | $-13.83M | $13.54M | $21.02M |
Other Total Stockholders Equity | $266.01M | $185.15M | $185.54M | $195.09M | $192.95M |
Total Stockholders Equity | $257.34M | $292.45M | $317.43M | $399.32M | $438.82M |
Total Equity | $257.34M | $292.45M | $317.43M | $399.32M | $438.82M |
Total Liabilities and Stockholders Equity | $1.16B | $1.23B | $1.27B | $1.40B | $1.47B |
Minority Interest | $- | $- | $- | $- | $- |
Total Liabilities and Total Equity | $1.16B | $1.23B | $1.27B | $1.40B | $1.47B |
Total Investments | $788.78M | $857.79M | $888.99M | $1.01B | $1.09B |
Total Debt | $- | $267.00K | $336.00K | $395.00K | $499.00K |
Net Debt | $-44.05M | $-38.68M | $-61.13M | $-70.33M | $-61.26M |
Balance Sheet Charts
Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash and Cash Equivalents | $44.05M | $63.66M | $30.61M | $33.38M | $38.68M | $59.25M | $33.92M | $41.21M | $61.47M | $90.95M | $85.32M | $30.74M | $70.72M | $123.13M | $57.54M | $33.07M | $61.76M | $88.17M | $110.28M | $79.52M |
Short Term Investments | $86.51M | $95.72M | $131.38M | $122.84M | $317.06M | $306.04M | $340.38M | $345.09M | $335.24M | $362.82M | $364.62M | $415.79M | $399.20M | $436.61M | $499.00M | $499.18M | $460.18M | $517.06M | $489.09M | $463.16M |
Cash and Short Term Investments | $130.55M | $159.38M | $166.33M | $427.59M | $355.75M | $59.25M | $33.92M | $41.21M | $61.47M | $90.95M | $449.94M | $30.74M | $70.72M | $123.13M | $57.54M | $33.07M | $61.76M | $88.17M | $599.37M | $79.52M |
Net Receivables | $269.19M | $161.14M | $159.09M | $- | $272.88M | $152.99M | $150.33M | $- | $257.27M | $265.91M | $270.40M | $268.76M | $270.15M | $163.66M | $174.51M | $174.84M | $156.76M | $180.62M | $184.54M | $179.34M |
Inventory | $- | $- | $-477.29M | $-476.29M | $-271.60M | $-342.07M | $-80.40M | $-57.93M | $68.25M | $10.77M | $-378.34M | $72.36M | $33.83M | $-229.32M | $-184.60M | $-102.88M | $- | $- | $- | $- |
Other Current Assets | $-399.74M | $- | $- | $- | $- | $- | $- | $293.52M | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Total Current Assets | $- | $539.91M | $322.63M | $308.45M | $628.62M | $331.38M | $524.64M | $531.99M | $653.98M | $719.68M | $720.34M | $715.29M | $740.08M | $628.63M | $601.94M | $619.82M | $264.42M | $695.03M | $711.06M | $677.90M |
Property Plant Equipment Net | $5.89M | $6.13M | $6.38M | $6.77M | $6.35M | $6.68M | $6.56M | $6.91M | $7.33M | $7.38M | $6.89M | $6.42M | $6.65M | $6.16M | $6.26M | $6.30M | $6.50M | $6.23M | $6.38M | $6.30M |
Goodwill | $- | $- | $- | $- | $816.86M | $- | $- | $- | $- | $- | $- | $1.00B | $- | $- | $- | $- | $- | $- | $- | $- |
Intangible Assets | $- | $- | $19.51M | $18.99M | $17.98M | $18.80M | $18.93M | $18.63M | $17.40M | $18.27M | $18.10M | $17.88M | $17.06M | $18.58M | $18.86M | $18.68M | $17.81M | $19.24M | $19.77M | $19.72M |
Goodwill and Intangible Assets | $- | $- | $19.51M | $18.99M | $834.84M | $18.80M | $18.93M | $18.63M | $17.40M | $18.27M | $18.10M | $1.02B | $17.06M | $18.58M | $18.86M | $18.68M | $17.81M | $19.24M | $19.77M | $19.72M |
Long Term Investments | $788.78M | $835.53M | $853.60M | $866.56M | $857.79M | $582.98M | $588.35M | $919.86M | $888.99M | $934.80M | $966.40M | $1.03B | $1.01B | $1.03B | $1.11B | $1.13B | $1.09B | $1.13B | $1.10B | $1.10B |
Tax Assets | $- | $19.50M | $21.78M | $21.18M | $29.30M | $25.68M | $23.44M | $21.66M | $32.22M | $26.23M | $21.93M | $17.60M | $32.99M | $14.74M | $14.22M | $14.51M | $-17.81M | $17.01M | $16.70M | $17.75M |
Other Non-Current Assets | $-794.66M | $-835.53M | $-113.71M | $-106.31M | $-864.13M | $-601.77M | $-607.27M | $-938.49M | $-49.62M | $-44.50M | $-40.03M | $-1.04B | $-50.05M | $-1.05B | $-1.13B | $-1.14B | $-1.09B | $-1.14B | $-1.12B | $-1.12B |
Total Non-Current Assets | $- | $25.63M | $787.56M | $807.19M | $864.13M | $32.36M | $30.00M | $28.57M | $896.32M | $942.18M | $973.29M | $1.04B | $1.02B | $20.90M | $20.48M | $20.81M | $6.18M | $23.24M | $23.09M | $24.05M |
Other Assets | $1.16B | $689.18M | $1 | $- | $-263.60M | $932.89M | $744.28M | $727.70M | $-281.02M | $-302.36M | $-311.70M | $-360.65M | $-356.58M | $830.40M | $883.84M | $853.95M | $1.20B | $828.55M | $815.83M | $822.20M |
Total Assets | $1.16B | $1.25B | $1.11B | $1.12B | $1.23B | $1.30B | $1.30B | $1.29B | $1.27B | $1.36B | $1.38B | $1.39B | $1.40B | $1.48B | $1.51B | $1.49B | $1.47B | $1.55B | $1.55B | $1.52B |
Account Payables | $- | $- | $- | $- | $- | $- | $- | $- | $38.06M | $- | $- | $38.44M | $37.88M | $- | $- | $- | $- | $- | $- | $- |
Short Term Debt | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Tax Payables | $- | $2.76M | $1.55M | $2.36M | $- | $546.00K | $2.30M | $2.53M | $1.45M | $2.15M | $289.00K | $2.97M | $6.41M | $2.69M | $2.24M | $3.97M | $417.00K | $4.79M | $12.10M | $6.43M |
Deferred Revenue | $- | $- | $- | $- | $- | $- | $- | $- | $22.79M | $26.23M | $21.93M | $- | $14.38M | $- | $- | $- | $13.66M | $- | $- | $- |
Other Current Liabilities | $- | $- | $-1.55M | $-2.36M | $- | $-546.00K | $-2.30M | $-2.53M | $-39.51M | $-2.15M | $-289.00K | $-41.41M | $-44.30M | $-2.69M | $-2.24M | $-3.97M | $-14.08M | $-4.79M | $-12.10M | $-6.43M |
Total Current Liabilities | $- | $2.76M | $540.65M | $542.92M | $544.03M | $546.00K | $2.30M | $2.53M | $38.06M | $38.78M | $37.87M | $38.44M | $37.88M | $2.69M | $2.24M | $3.97M | $14.08M | $4.79M | $12.10M | $6.43M |
Long Term Debt | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Deferred Revenue Non-Current | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Deferred Tax Liabilities Non-Current | $- | $- | $- | $- | $8.89M | $- | $- | $- | $9.43M | $- | $- | $- | $18.60M | $- | $- | $- | $- | $- | $- | $- |
Other Non-Current Liabilities | $- | $937.60M | $932.54M | $942.05M | $262.72M | $960.21M | $956.05M | $955.40M | $- | $- | $- | $- | $- | $997.08M | $1.04B | $1.04B | $1.02B | $1.06B | $1.08B | $1.08B |
Total Non-Current Liabilities | $- | $937.60M | $268.55M | $271.63M | $271.61M | $960.21M | $956.05M | $952.87M | $38.06M | $38.78M | $37.87M | $38.44M | $37.88M | $997.08M | $1.04B | $1.04B | $1.02B | $1.06B | $1.08B | $1.08B |
Other Liabilities | $900.45M | $- | $- | $- | $- | $- | $- | $- | $875.73M | $908.92M | $921.20M | $919.22M | $927.63M | $- | $- | $- | $- | $- | $- | $- |
Total Liabilities | $900.45M | $940.36M | $809.20M | $814.55M | $815.64M | $960.75M | $958.35M | $955.40M | $951.85M | $986.48M | $996.93M | $996.11M | $1.00B | $999.77M | $1.04B | $1.05B | $1.03B | $1.06B | $1.09B | $1.09B |
Preferred Stock | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Common Stock | $207.00K | $207.00K | $207.00K | $207.00K | $207.00K | $207.00K | $207.00K | $207.00K | $207.00K | $207.00K | $207.00K | $206.00K | $206.00K | $206.00K | $206.00K | $206.00K | $206.00K | $206.00K | $206.00K | $205.00K |
Retained Earnings | $84.11M | $135.28M | $128.03M | $124.11M | $114.29M | $168.89M | $165.46M | $156.33M | $145.51M | $207.39M | $201.98M | $201.83M | $190.49M | $270.02M | $256.50M | $238.35M | $224.65M | $269.02M | $250.89M | $232.16M |
Accumulated Other Comprehensive Income Loss | $-8.88M | $-2.67M | $-9.56M | $-8.74M | $-7.19M | $-20.36M | $-12.10M | $-9.48M | $-13.83M | $-19.96M | $-8.87M | $57.00K | $13.54M | $14.99M | $16.86M | $15.97M | $21.02M | $19.91M | $19.18M | $13.70M |
Other Total Stockholders Equity | $181.90M | $181.56M | $182.32M | $185.51M | $185.15M | $187.15M | $187.00M | $185.80M | $185.54M | $185.38M | $191.67M | $193.18M | $195.09M | $194.94M | $194.79M | $193.10M | $192.95M | $192.77M | $192.52M | $190.90M |
Total Stockholders Equity | $257.34M | $314.37M | $300.99M | $301.09M | $292.45M | $335.88M | $340.57M | $332.86M | $317.43M | $373.02M | $384.99M | $395.27M | $399.32M | $480.16M | $468.37M | $447.63M | $438.82M | $481.91M | $462.80M | $436.96M |
Total Equity | $257.34M | $314.37M | $300.99M | $301.09M | $292.45M | $335.88M | $340.57M | $332.86M | $317.43M | $373.02M | $384.99M | $395.27M | $399.32M | $480.16M | $468.37M | $447.63M | $438.82M | $481.91M | $462.80M | $436.96M |
Total Liabilities and Stockholders Equity | $1.16B | $1.25B | $1.11B | $1.12B | $1.23B | $1.30B | $1.30B | $1.29B | $1.27B | $1.36B | $1.38B | $1.39B | $1.40B | $1.48B | $1.51B | $1.49B | $1.47B | $1.55B | $1.55B | $1.52B |
Minority Interest | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Total Liabilities and Total Equity | $1.16B | $1.25B | $1.11B | $1.12B | $1.23B | $1.30B | $1.30B | $1.29B | $1.27B | $1.36B | $1.38B | $1.39B | $1.40B | $1.48B | $1.51B | $1.49B | $1.47B | $1.55B | $1.55B | $1.52B |
Total Investments | $788.78M | $835.53M | $131.38M | $122.84M | $857.79M | $889.02M | $928.73M | $919.86M | $888.99M | $934.80M | $966.40M | $1.03B | $1.01B | $1.03B | $1.11B | $1.13B | $1.09B | $1.13B | $1.10B | $1.10B |
Total Debt | $- | $- | $- | $- | $267.00K | $- | $- | $- | $336.00K | $- | $- | $- | $395.00K | $- | $- | $- | $- | $- | $- | $- |
Net Debt | $-44.05M | $-63.66M | $-30.61M | $-33.38M | $-38.41M | $-59.25M | $-33.92M | $-41.21M | $-61.13M | $-90.95M | $-85.32M | $-30.74M | $-70.33M | $-123.13M | $-57.54M | $-33.07M | $-61.76M | $-88.17M | $-110.28M | $-79.52M |
Annual Cash Flow
Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
---|---|---|---|---|---|
Net Income | $55.44M | $62.11M | $55.60M | $65.76M | $86.60M |
Depreciation and Amortization | $1.09M | $1.43M | $1.31M | $1.02M | $1.01M |
Deferred Income Tax | $1.40M | $628.00K | $-1.14M | $1.27M | $1.66M |
Stock Based Compensation | $2.94M | $1.56M | $2.48M | $2.32M | $3.30M |
Change in Working Capital | $- | $-31.04M | $-41.50M | $-27.14M | $-32.04M |
Accounts Receivables | $- | $-8.48M | $13.39M | $21.66M | $1.19M |
Inventory | $- | $-19.12M | $- | $-31.98M | $-24.01M |
Accounts Payables | $-2.23M | $306.00K | $969.00K | $-2.24M | $-6.75M |
Other Working Capital | $-15.60M | $-3.74M | $-55.85M | $-14.58M | $-2.48M |
Other Non Cash Items | $-36.68M | $-4.84M | $11.44M | $-5.24M | $2.87M |
Net Cash Provided by Operating Activities | $24.19M | $29.84M | $28.19M | $37.98M | $63.40M |
Investments in Property Plant and Equipment | $-840.00K | $-553.00K | $-2.09M | $-1.30M | $-921.00K |
Acquisitions Net | $- | $-44.44M | $-85.01M | $23.00K | $-104.56M |
Purchases of Investments | $-110.70M | $-133.68M | $-215.48M | $-271.18M | $-320.95M |
Sales Maturities of Investments | $112.84M | $178.12M | $293.00M | $343.41M | $365.24M |
Other Investing Activities | $71.07M | $44.44M | $85.01M | $72.25M | $104.56M |
Net Cash Used for Investing Activities | $72.37M | $43.88M | $75.43M | $70.96M | $43.37M |
Debt Repayment | $-85.00K | $-91.00K | $-58.00K | $- | $- |
Common Stock Issued | $- | $- | $- | $- | $- |
Common Stock Repurchased | $-5.12M | $-2.17M | $-12.39M | $- | $- |
Dividends Paid | $-85.44M | $-93.31M | $-100.43M | $-99.93M | $-88.78M |
Other Financing Activities | $-554.00K | $-944.00K | $- | $-44.00K | $-50.00K |
Net Cash Used Provided by Financing Activities | $-91.20M | $-96.51M | $-112.87M | $-99.97M | $-88.83M |
Effect of Forex Changes on Cash | $- | $- | $- | $- | $- |
Net Change in Cash | $5.36M | $-22.79M | $-9.25M | $8.96M | $17.94M |
Cash at End of Period | $44.05M | $38.68M | $61.47M | $70.72M | $61.76M |
Cash at Beginning of Period | $38.68M | $61.47M | $70.72M | $61.76M | $43.81M |
Operating Cash Flow | $24.19M | $29.84M | $28.19M | $37.98M | $63.40M |
Capital Expenditure | $-840.00K | $-553.00K | $-2.09M | $-1.30M | $-921.00K |
Free Cash Flow | $23.35M | $29.29M | $26.11M | $36.68M | $62.48M |
Cash Flow Charts
Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Income | $13.19M | $14.32M | $10.99M | $16.93M | $19.18M | $9.96M | $15.63M | $17.34M | $20.78M | $11.36M | $6.13M | $17.33M | $3.54M | $19.14M | $23.77M | $19.31M | $28.50M | $23.35M | $23.95M | $10.80M |
Depreciation and Amortization | $258.00K | $277.00K | $230.00K | $328.00K | $355.00K | $373.00K | $349.00K | $350.00K | $356.00K | $351.00K | $308.00K | $294.00K | $263.00K | $244.00K | $240.00K | $270.00K | $274.00K | $242.00K | $249.00K | $247.00K |
Deferred Income Tax | $1.70M | $453.00K | $-381.00K | $-369.00K | $1.78M | $-50.00K | $-1.08M | $-19.00K | $1.80M | $-1.35M | $-1.95M | $364.00K | $740.00K | $-22.00K | $52.00K | $500.00K | $3.06M | $-505.00K | $-412.00K | $-481.00K |
Stock Based Compensation | $778.00K | $763.00K | $710.00K | $688.00K | $441.00K | $470.00K | $430.00K | $216.00K | $967.00K | $671.00K | $850.00K | $-9.00K | $585.00K | $428.00K | $736.00K | $571.00K | $702.00K | $816.00K | $1.02M | $760.00K |
Change in Working Capital | $-4.93M | $-3.55M | $-14.84M | $-6.01M | $-12.20M | $-8.29M | $-6.69M | $-3.87M | $-27.19M | $-4.91M | $1.85M | $-11.25M | $6.14M | $-19.56M | $-13.45M | $-278.00K | $-15.77M | $-15.99M | $5.65M | $-5.93M |
Accounts Receivables | $11.49M | $20.45M | $-7.14M | $-13.31M | $10.27M | $-85.00K | $-3.33M | $-15.34M | $15.30M | $6.29M | $-2.71M | $-5.50M | $19.42M | $10.64M | $12.00K | $-8.41M | $14.37M | $4.11M | $-6.11M | $-11.17M |
Inventory | $- | $- | $- | $- | $-19.16M | $-896.00K | $1.55M | $- | $- | $- | $- | $- | $3.39M | $-31.73M | $-14.18M | $10.54M | $-16.66M | $-11.77M | $-7.17M | $11.61M |
Accounts Payables | $-3.57M | $424.00K | $1.79M | $-868.00K | $-1.75M | $1.21M | $-11.00K | $854.00K | $-2.79M | $865.00K | $1.34M | $1.56M | $-4.61M | $-984.00K | $843.00K | $2.51M | $-5.62M | $-13.90M | $9.48M | $3.29M |
Other Working Capital | $-12.85M | $-24.43M | $-915.00K | $6.64M | $-1.56M | $-8.52M | $-4.90M | $10.62M | $-39.70M | $-12.07M | $3.22M | $-7.30M | $-12.06M | $2.52M | $-125.00K | $-4.91M | $-7.85M | $5.57M | $9.46M | $-9.66M |
Other Non Cash Items | $-171.00K | $-3.81M | $1.49M | $-3.08M | $-5.59M | $2.67M | $-1.36M | $-555.00K | $-4.58M | $4.96M | $10.68M | $385.00K | $-2.71M | $3.20M | $-1.95M | $-3.78M | $-4.24M | $786.00K | $-3.50M | $9.82M |
Net Cash Provided by Operating Activities | $10.83M | $8.45M | $-2.59M | $7.51M | $3.97M | $5.13M | $7.28M | $13.47M | $-7.87M | $11.08M | $17.87M | $7.12M | $8.55M | $3.43M | $9.40M | $16.59M | $12.53M | $8.70M | $26.96M | $15.21M |
Investments in Property Plant and Equipment | $-14.00K | $-24.00K | $-56.00K | $-746.00K | $-26.00K | $-490.00K | $-5.00K | $-32.00K | $-217.00K | $-840.00K | $-774.00K | $-258.00K | $-564.00K | $-143.00K | $-199.00K | $-390.00K | $-258.00K | $-84.00K | $-358.00K | $-221.00K |
Acquisitions Net | $- | $- | $- | $- | $-51.30M | $-27.44M | $7.14M | $-10.93M | $-85.01M | $-7.88M | $-47.17M | $-12.72M | $-159.68M | $- | $- | $23.00K | $-159.70M | $- | $- | $-22.02M |
Purchases of Investments | $-24.32M | $-27.32M | $-17.18M | $-41.88M | $-10.40M | $-29.23M | $-42.81M | $-51.24M | $-22.13M | $-80.68M | $-39.82M | $-72.85M | $-95.34M | $-41.41M | $-62.85M | $-71.58M | $-90.98M | $-84.45M | $-48.70M | $-96.81M |
Sales Maturities of Investments | $58.09M | $60.18M | $28.73M | $36.91M | $61.70M | $56.67M | $35.67M | $24.07M | $83.39M | $88.56M | $86.98M | $34.06M | $117.96M | $109.33M | $83.78M | $32.35M | $125.21M | $59.10M | $58.14M | $122.79M |
Other Investing Activities | $- | $- | $11.55M | $-4.97M | $51.30M | $27.44M | $-7.14M | $10.93M | $85.01M | $7.88M | $47.17M | $12.72M | $159.68M | $67.92M | $20.92M | $23.00K | $159.70M | $-25.34M | $9.44M | $22.02M |
Net Cash Used for Investing Activities | $33.76M | $32.84M | $11.49M | $-5.72M | $51.27M | $26.95M | $-7.15M | $-27.20M | $61.03M | $7.04M | $46.39M | $-39.05M | $22.05M | $67.78M | $20.72M | $-39.60M | $33.97M | $-25.43M | $9.08M | $25.75M |
Debt Repayment | $-21.00K | $-22.00K | $-21.00K | $-21.00K | $-20.00K | $-24.00K | $-24.00K | $-23.00K | $-23.00K | $-12.00K | $-11.00K | $-12.00K | $-12.00K | $-11.00K | $-12.00K | $- | $-13.00K | $-12.00K | $-13.00K | $- |
Common Stock Issued | $- | $- | $- | $- | $- | $165.00K | $779.00K | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Common Stock Repurchased | $-2.00K | $-1.01M | $-4.11M | $- | $-2.17M | $-165.00K | $-779.00K | $- | $-152.00K | $-6.54M | $-3.64M | $-2.06M | $- | $- | $- | $- | $- | $- | $- | $- |
Dividends Paid | $-64.17M | $-7.09M | $-7.10M | $-7.08M | $-73.62M | $-6.57M | $-6.62M | $-6.50M | $-82.47M | $-5.94M | $-6.03M | $-5.98M | $-83.00M | $-5.61M | $-5.64M | $-5.67M | $-72.89M | $-5.37M | $-5.27M | $-5.25M |
Other Financing Activities | $-13.00K | $-112.00K | $-429.00K | $- | $- | $-165.00K | $-779.00K | $- | $- | $- | $- | $- | $- | $- | $- | $-9.00K | $- | $- | $- | $-12.00K |
Net Cash Used Provided by Financing Activities | $-64.20M | $-8.23M | $-11.66M | $-7.10M | $-75.81M | $-6.76M | $-7.42M | $-6.53M | $-82.65M | $-12.49M | $-9.69M | $-8.05M | $-83.02M | $-5.62M | $-5.66M | $-5.67M | $-72.91M | $-5.38M | $-5.28M | $-5.26M |
Effect of Forex Changes on Cash | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
Net Change in Cash | $-19.62M | $33.05M | $-2.76M | $-5.31M | $-20.57M | $25.33M | $-7.29M | $-20.26M | $-29.48M | $5.63M | $54.58M | $-39.98M | $-52.41M | $65.59M | $24.47M | $-28.68M | $-26.41M | $-22.11M | $30.76M | $35.71M |
Cash at End of Period | $44.05M | $63.66M | $30.61M | $33.38M | $38.68M | $59.25M | $33.92M | $41.21M | $61.47M | $90.95M | $85.32M | $30.74M | $70.72M | $123.13M | $57.54M | $33.07M | $61.76M | $88.17M | $110.28M | $79.52M |
Cash at Beginning of Period | $63.66M | $30.61M | $33.38M | $38.68M | $59.25M | $33.92M | $41.21M | $61.47M | $90.95M | $85.32M | $30.74M | $70.72M | $123.13M | $57.54M | $33.07M | $61.76M | $88.17M | $110.28M | $79.52M | $43.81M |
Operating Cash Flow | $10.83M | $8.45M | $-2.59M | $7.51M | $3.97M | $5.13M | $7.28M | $13.47M | $-7.87M | $11.08M | $17.87M | $7.12M | $8.55M | $3.43M | $9.40M | $16.59M | $12.53M | $8.70M | $26.96M | $15.21M |
Capital Expenditure | $-14.00K | $-24.00K | $-56.00K | $-746.00K | $-26.00K | $-490.00K | $-5.00K | $-32.00K | $-217.00K | $-840.00K | $-774.00K | $-258.00K | $-564.00K | $-143.00K | $-199.00K | $-390.00K | $-258.00K | $-84.00K | $-358.00K | $-221.00K |
Free Cash Flow | $10.81M | $8.43M | $-2.65M | $6.76M | $3.94M | $4.64M | $7.27M | $13.43M | $-8.09M | $10.24M | $17.10M | $6.86M | $7.99M | $3.29M | $9.20M | $16.20M | $12.27M | $8.61M | $26.60M | $14.99M |
AMERISAFE Dividends
Explore AMERISAFE's dividend history, including dividend yield, payout ratio, and historical payments.
Dividend Yield
8.69%
Dividend Payout Ratio
154.12%
Dividend Paid & Capex Coverage Ratio
0.28x
AMERISAFE Dividend History
Dividend | Adjusted Dividend | Date | Record Date | Payment Date | Declaration Date |
---|---|---|---|---|---|
$0.39 | $0.39 | March 07, 2025 | March 07, 2025 | March 21, 2025 | February 26, 2025 |
$3.37 | $3.37 | December 06, 2024 | December 06, 2024 | December 13, 2024 | October 22, 2024 |
$0.37 | $0.37 | September 06, 2024 | September 06, 2024 | September 20, 2024 | July 29, 2024 |
$0.37 | $0.37 | June 14, 2024 | June 14, 2024 | June 21, 2024 | April 24, 2024 |
$0.37 | $0.37 | March 07, 2024 | March 08, 2024 | March 22, 2024 | February 19, 2024 |
$3.84 | $3.84 | November 30, 2023 | December 01, 2023 | December 15, 2023 | October 25, 2023 |
$0.34 | $0.34 | September 07, 2023 | September 08, 2023 | September 22, 2023 | July 25, 2023 |
$0.34 | $0.34 | June 15, 2023 | June 16, 2023 | June 23, 2023 | April 25, 2023 |
$0.34 | $0.34 | March 09, 2023 | March 10, 2023 | March 24, 2023 | February 20, 2023 |
$4.31 | $4.31 | December 01, 2022 | December 02, 2022 | December 16, 2022 | October 26, 2022 |
$0.31 | $0.31 | September 08, 2022 | September 09, 2022 | September 23, 2022 | July 28, 2022 |
$0.31 | $0.31 | June 16, 2022 | June 17, 2022 | June 24, 2022 | April 26, 2022 |
$0.31 | $0.31 | March 10, 2022 | March 11, 2022 | March 25, 2022 | February 22, 2022 |
$0.29 | $0.29 | December 02, 2021 | December 03, 2021 | December 17, 2021 | October 27, 2021 |
$4 | $4 | November 09, 2021 | November 10, 2021 | November 17, 2021 | October 26, 2021 |
$0.29 | $0.29 | September 09, 2021 | September 10, 2021 | September 24, 2021 | July 27, 2021 |
$0.29 | $0.29 | June 17, 2021 | June 18, 2021 | June 25, 2021 | April 27, 2021 |
$0.29 | $0.29 | March 11, 2021 | March 12, 2021 | March 26, 2021 | February 24, 2021 |
$0.27 | $0.27 | December 03, 2020 | December 04, 2020 | December 18, 2020 | October 28, 2020 |
$3.5 | $3.5 | November 09, 2020 | November 11, 2020 | November 18, 2020 | October 28, 2020 |
AMERISAFE News
Read the latest news about AMERISAFE, including recent articles, headlines, and updates.
AMERISAFE, Inc. (AMSF) Q4 2024 Earnings Call Transcript
AMERISAFE, Inc. (NASDAQ:AMSF ) Q4 2024 Earnings Conference Call February 27, 2025 10:30 AM ET Company Participants Kathryn Shirley - Chief Administrative Officer Janelle Frost - President & Chief Executive Officer Andy Omiridis - Executive Vice President & Chief Financial Officer Conference Call Participants Mark Hughes - Truist Matt Carletti - Citizens JMP Bob Farnam - Janney Operator Good day and welcome to the AMERISAFE Fourth Quarter 2024 Earnings Call. Today's conference is being recorded.

Compared to Estimates, Amerisafe (AMSF) Q4 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Amerisafe (AMSF) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Amerisafe Has A Premium Worth Paying
Amerisafe's core profits have declined since 2019, but the company generates more profit per dollar invested, increasing its long-term corporate value. Specializing in workers' compensation insurance for hazardous industries, AMSF maintains high client satisfaction with a 94.1% policy renewal rate and a low expense ratio. Despite a drop in NOPAT, Amerisafe's ROIC has improved, indicating better balance sheet efficiency and potential for future profit growth.

AMERISAFE, Inc. (AMSF) Q3 2024 Earnings Call Transcript
AMERISAFE, Inc. (NASDAQ:AMSF ) Q3 2024 Earnings Conference Call October 24, 2024 10:30 AM ET Company Participants Kathryn Shirley - Chief Administrative Officer Janelle Frost - President & CEO Andy Omiridis – EVP & CFO Conference Call Participants Matt Carletti - Citizens JMP Mark Hughes - Truist Operator Good day, and welcome to the AMERISAFE's Third Quarter 2024 Earnings Conference Call. Today's conference is being recorded.

Amerisafe (AMSF) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
Although the revenue and EPS for Amerisafe (AMSF) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Amerisafe (AMSF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
The headline numbers for Amerisafe (AMSF) give insight into how the company performed in the quarter ended June 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

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