Atlanticus Holdings Key Executives
This section highlights Atlanticus Holdings's key executives, including their titles and compensation details.
Find Contacts at Atlanticus Holdings
(Showing 0 of )
Atlanticus Holdings Earnings
This section highlights Atlanticus Holdings's earnings, including key dates, EPS, earnings reports, and earnings call transcripts.
Next Earnings Date
Date:
May 08, 2025
Time:
Before Market
Est. EPS:
$-
Status:
Unconfirmed
Last Earnings Results
Date:
March 13, 2025
EPS:
$-
Est. EPS:
$-
Revenue:
$352.27M
Earnings Call Transcripts
| Transcript | Quarter | Year | Date | Estimated EPS | Actual EPS |
|---|
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
Financial Services
Financial - Credit Services
$22.45
Stock Price
$339.29M
Market Cap
417
Employees
Atlanta, GA
Location
Financial Statements
Access annual & quarterly financial statements for Atlanticus Holdings, including income statements, balance sheets, and cash flow statements..
Annual Income Statement
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
|---|---|---|---|---|---|
| Revenue | $299.40M | $1.16B | $292.56M | $399.80M | $340.27M |
| Cost of Revenue | $50.14M | $103.18M | $43.87M | $38.23M | $32.48M |
| Gross Profit | $249.26M | $1.05B | $248.69M | $361.57M | $307.79M |
| Gross Profit Ratio | 83.25% | 91.07% | 85.00% | 90.44% | 90.45% |
| Research and Development Expenses | $- | $- | $0 | $0 | $0 |
| General and Administrative Expenses | $- | $43.91M | $43.06M | $34.02M | $29.08M |
| Selling and Marketing Expenses | $-56.19M | $52.42M | $62.40M | $56.63M | $35.01M |
| Selling General and Administrative Expenses | $-56.19M | $96.33M | $105.47M | $90.66M | $64.09M |
| Other Expenses | $- | $- | $132.00M | $-270.77M | $-289.76M |
| Operating Expenses | $-56.19M | $256.34M | $194.41M | $-180.11M | $-225.67M |
| Cost and Expenses | $-6.04M | $256.34M | $237.47M | $-180.11M | $-225.67M |
| Interest Income | $979.81M | $879.12M | $786.24M | $518.78M | $410.62M |
| Interest Expense | $160.17M | $109.34M | $81.85M | $54.13M | $51.55M |
| Depreciation and Amortization | $5.19M | $4.04M | $815.79M | $444.92M | $397.47M |
| EBITDA | $- | $241.94M | $- | $- | $- |
| EBITDA Ratio | 0.00% | 20.94% | 0.00% | 0.00% | 0.00% |
| Operating Income | $1.49M | $257.85M | $207.03M | $219.69M | $114.59M |
| Operating Income Ratio | 0.50% | 22.32% | 70.76% | 54.95% | 33.68% |
| Total Other Income Expenses Net | $137.09M | $-129.29M | $-660.17M | $-83.57M | $-51.55M |
| Income Before Tax | $138.58M | $128.56M | $149.27M | $219.57M | $114.39M |
| Income Before Tax Ratio | 46.28% | 11.13% | 51.02% | 54.92% | 33.62% |
| Income Tax Expense | $28.47M | $26.60M | $14.66M | $41.78M | $20.47M |
| Net Income | $87.37M | $102.84M | $135.60M | $177.90M | $94.12M |
| Net Income Ratio | 29.18% | 8.90% | 46.35% | 44.50% | 27.66% |
| EPS | $5.93 | $5.52 | $7.55 | $10.32 | $5.32 |
| EPS Diluted | $4.65 | $4.24 | $5.83 | $7.56 | $3.95 |
| Weighted Average Shares Outstanding | 14.74M | 14.50M | 14.63M | 15.07M | 14.49M |
| Weighted Average Shares Outstanding Diluted | 18.81M | 18.88M | 19.38M | 20.90M | 20.10M |
| SEC Filing | Source | Source | Source | Source | Source |
| Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $88.70M | $350.95M | $316.02M | $290.71M | $309.09M | $294.91M | $64.98M | $62.65M | $58.90M | $68.04M | $80.55M | $85.07M | $107.29M | $113.61M | $91.34M | $87.56M | $75.37M | $86.15M | $82.60M | $95.67M |
| Cost of Revenue | $- | $12.03M | $28.35M | $27.48M | $27.26M | $11.35M | $10.72M | $10.66M | $33.51M | $10.44M | $10.34M | $11.49M | $21.15M | $8.49M | $10.47M | $9.08M | $-231.94M | $- | $- | $- |
| Gross Profit | $88.70M | $338.93M | $287.67M | $263.23M | $281.83M | $283.55M | $54.26M | $51.99M | $25.39M | $57.60M | $70.22M | $73.58M | $86.14M | $105.13M | $80.87M | $78.48M | $307.31M | $86.15M | $82.60M | $95.67M |
| Gross Profit Ratio | 100.00% | 96.57% | 91.03% | 90.55% | 91.18% | 96.15% | 83.51% | 82.98% | 43.11% | 84.65% | 87.17% | 86.50% | 80.28% | 92.53% | 88.54% | 89.63% | 407.75% | 100.00% | 100.00% | 100.00% |
| Research and Development Expenses | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| General and Administrative Expenses | $12.56M | $- | $11.97M | $13.31M | $11.31M | $11.36M | $10.63M | $10.60M | $11.18M | $10.36M | $10.10M | $11.43M | $9.45M | $8.46M | $7.88M | $8.24M | $8.44M | $6.62M | $6.51M | $7.51M |
| Selling and Marketing Expenses | $17.34M | $-14.85M | $13.57M | $10.43M | $14.93M | $12.60M | $14.49M | $10.41M | $10.55M | $11.05M | $20.23M | $20.57M | $16.19M | $16.46M | $13.68M | $10.30M | $8.49M | $7.02M | $10.19M | $9.32M |
| Selling General and Administrative Expenses | $29.90M | $-14.85M | $25.55M | $23.74M | $26.24M | $12.60M | $25.11M | $21.01M | $21.72M | $21.42M | $30.33M | $32.00M | $25.64M | $24.92M | $21.56M | $18.54M | $16.93M | $13.64M | $16.70M | $16.83M |
| Other Expenses | $58.80M | $- | $-25.55M | $-192.40M | $-217.91M | $32.53M | $31.27M | $31.13M | $100.30M | $31.70M | $41.60M | $-61.77M | $198.11M | $24.60M | $21.92M | $21.83M | $47.16M | $- | $-82.00K | $562.00K |
| Operating Expenses | $90.62M | $-14.85M | $-13.57M | $192.40M | $217.91M | $45.13M | $45.76M | $41.54M | $151.65M | $42.76M | $61.83M | $-29.77M | $189.73M | $41.06M | $35.60M | $32.13M | $35.01M | $7.02M | $10.19M | $9.32M |
| Cost and Expenses | $88.70M | $-2.82M | $249.47M | $222.82M | $245.77M | $56.48M | $56.47M | $52.20M | $184.35M | $53.12M | $72.17M | $-29.77M | $227.95M | $49.55M | $46.06M | $41.21M | $67.49M | $7.02M | $10.19M | $9.32M |
| Interest Income | $251.70M | $255.39M | $242.35M | $230.37M | $224.70M | $224.68M | $220.04M | $209.70M | $211.87M | $218.02M | $191.55M | $164.81M | $152.66M | $141.18M | $122.65M | $102.30M | $103.71M | $103.64M | $100.11M | $103.15M |
| Interest Expense | $44.67M | $42.49M | $37.95M | $35.06M | $32.62M | $28.27M | $24.21M | $24.23M | $24.00M | $21.51M | $18.93M | $17.41M | $15.67M | $12.37M | $13.79M | $12.30M | $13.03M | $12.68M | $12.25M | $13.58M |
| Depreciation and Amortization | $-2.59M | $1.28M | $653.00K | $654.00K | $652.00K | $647.00K | $852.00K | $844.00K | $545.00K | $488.00K | $1.48M | $1.92M | $593.00K | $268.00K | $883.00K | $844.00K | $1.99M | $2.00M | $1.99M | $1.96M |
| EBITDA | $-3.99M | $- | $318.00M | $68.54M | $63.98M | $- | $- | $- | $- | $224.84M | $208.21M | $159.87M | $79.22M | $154.40M | $136.04M | $103.53M | $- | $5.06M | $2.99M | $- |
| EBITDA Ratio | -4.50% | 0.00% | 100.63% | 23.58% | 20.70% | 0.00% | 0.00% | 0.00% | 0.00% | 330.44% | 258.47% | 187.94% | 73.84% | 135.90% | 148.94% | 118.24% | 0.00% | 5.88% | 3.62% | 0.00% |
| Operating Income | $- | $353.77M | $68.30M | $70.83M | $63.92M | $238.42M | $234.37M | $208.00M | $155.70M | $54.73M | $61.69M | $55.30M | $78.76M | $154.40M | $136.04M | $103.53M | $492.51M | $5.06M | $2.99M | $2.66M |
| Operating Income Ratio | 0.00% | 100.80% | 21.61% | 24.36% | 20.68% | 80.85% | 360.67% | 332.00% | 264.32% | 80.44% | 76.59% | 65.01% | 73.41% | 135.90% | 148.94% | 118.24% | 653.49% | 5.88% | 3.62% | 2.78% |
| Total Other Income Expenses Net | $39.87M | $-316.49M | $-35.55M | $-36.31M | $-34.36M | $-206.67M | $-24.21M | $-174.76M | $-24.00M | $-31.62M | $-165.67M | $-122.24M | $-26.52M | $-40.79M | $-89.10M | $-29.63M | $-9.51M | $43.20M | $25.10M | $3.99M |
| Income Before Tax | $39.87M | $37.29M | $28.60M | $32.82M | $30.70M | $31.76M | $32.01M | $34.08M | $29.78M | $39.32M | $42.54M | $37.63M | $62.95M | $57.88M | $46.94M | $51.80M | $31.39M | $48.26M | $28.09M | $6.65M |
| Income Before Tax Ratio | 44.95% | 10.62% | 9.05% | 11.29% | 9.93% | 10.77% | 49.27% | 54.40% | 50.56% | 57.78% | 52.81% | 44.24% | 58.68% | 50.94% | 51.39% | 59.16% | 41.65% | 56.02% | 34.01% | 6.95% |
| Income Tax Expense | $8.90M | $8.10M | $4.48M | $7.00M | $4.43M | $-6.79M | $7.20M | $8.19M | $6.09M | $6.95M | $8.74M | $-7.12M | $13.12M | $10.78M | $10.12M | $7.77M | $4.76M | $9.46M | $4.97M | $1.28M |
| Net Income | $31.30M | $29.54M | $24.28M | $19.88M | $19.96M | $38.54M | $25.09M | $19.98M | $23.99M | $26.27M | $27.77M | $38.80M | $43.67M | $40.34M | $32.14M | $39.39M | $21.89M | $34.07M | $18.43M | $5.42M |
| Net Income Ratio | 35.29% | 8.42% | 7.68% | 6.84% | 6.46% | 13.07% | 38.61% | 31.90% | 40.73% | 38.62% | 34.47% | 45.62% | 40.70% | 35.51% | 35.19% | 44.98% | 29.04% | 39.54% | 22.31% | 5.67% |
| EPS | $-4.18 | $1.58 | $1.22 | $1.35 | $1.37 | $2.66 | $1.74 | $1.38 | $1.22 | $1.41 | $1.46 | $1.96 | $3.30 | $2.67 | $2.12 | $2.62 | $1.78 | $2.35 | $1.28 | $0.38 |
| EPS Diluted | $-3.28 | $1.23 | $0.99 | $1.06 | $1.07 | $2.04 | $1.32 | $1.05 | $0.98 | $1.38 | $1.43 | $1.93 | $2.39 | $1.96 | $1.56 | $1.91 | $1.27 | $1.72 | $0.93 | $0.28 |
| Weighted Average Shares Outstanding | 14.74M | 14.74M | 14.77M | 14.67M | 14.60M | 14.50M | 14.44M | 14.47M | 14.45M | 18.60M | 19.07M | 19.76M | 15.12M | 15.12M | 15.18M | 15.01M | 15.01M | 14.52M | 14.43M | 14.44M |
| Weighted Average Shares Outstanding Diluted | 18.81M | 18.81M | 18.81M | 18.72M | 18.70M | 18.91M | 18.96M | 18.98M | 18.65M | 19.03M | 19.48M | 20.06M | 20.85M | 20.85M | 21.02M | 20.93M | 20.93M | 20.15M | 20.35M | 19.43M |
| SEC Filing | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source |
Annual Balance Sheet
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
|---|---|---|---|---|---|
| Cash and Cash Equivalents | $499.64M | $383.65M | $384.98M | $409.66M | $178.10M |
| Short Term Investments | $- | $- | $- | $- | $- |
| Cash and Short Term Investments | $499.64M | $383.65M | $384.98M | $409.66M | $178.10M |
| Net Receivables | $- | $2.27B | $3.72B | $- | $- |
| Inventory | $- | $- | $433.19M | $-2.34B | $-1.62B |
| Other Current Assets | $- | $- | $- | $- | $- |
| Total Current Assets | $499.64M | $2.66B | $4.11B | $409.66M | $178.10M |
| Property Plant Equipment Net | $13.88M | $22.75M | $21.80M | $11.35M | $11.42M |
| Goodwill | $- | $- | $- | $- | $- |
| Intangible Assets | $- | $- | $- | $- | $- |
| Goodwill and Intangible Assets | $- | $- | $- | $- | $-1.19B |
| Long Term Investments | $- | $- | $- | $- | $1.42M |
| Tax Assets | $- | $- | $2.39B | $1.94B | $1.21B |
| Other Non-Current Assets | $- | $- | $-2.40B | $-1.94B | $-12.84M |
| Total Non-Current Assets | $13.88M | $22.75M | $11.78M | $11.35M | $12.84M |
| Other Assets | $2.76B | $27.85M | $-1.73B | $1.52B | $1.02B |
| Total Assets | $3.27B | $2.71B | $2.39B | $1.94B | $1.21B |
| Account Payables | $72.09M | $61.63M | $44.33M | $42.29M | $41.73M |
| Short Term Debt | $2.22B | $- | $1.67B | $- | $- |
| Tax Payables | $114.07M | $85.83M | $60.69M | $47.77M | $25.93M |
| Deferred Revenue | $- | $- | $-16.19M | $-29.28M | $-39.46M |
| Other Current Liabilities | $-72.09M | $-147.46M | $-60.52M | $1.21B | $-67.66M |
| Total Current Liabilities | $2.34B | $147.46M | $1.76B | $42.29M | $41.73M |
| Long Term Debt | $24.19M | $2.03B | $1.82B | $1.43B | $923.69M |
| Deferred Revenue Non-Current | $- | $- | $1.92B | $1.52B | $991.35M |
| Deferred Tax Liabilities Non-Current | $- | $- | $18.45M | $75.00K | $3.40M |
| Other Non-Current Liabilities | $329.45M | $167.64M | $-1.66B | $- | $- |
| Total Non-Current Liabilities | $353.64M | $2.19B | $160.57M | $1.43B | $923.69M |
| Other Liabilities | $90.00M | $-167.64M | $99.95M | $147.42M | $125.28M |
| Total Liabilities | $2.78B | $2.17B | $2.02B | $1.62B | $1.09B |
| Preferred Stock | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M |
| Common Stock | $- | $- | $- | $- | $- |
| Retained Earnings | $394.63M | $307.26M | $204.41M | $60.24M | $-117.67M |
| Accumulated Other Comprehensive Income Loss | $- | $- | $0 | $0 | $0 |
| Other Total Stockholders Equity | $58.28M | $87.42M | $122.00M | $227.76M | $194.95M |
| Total Stockholders Equity | $492.91M | $434.68M | $366.41M | $328.00M | $117.28M |
| Total Equity | $542.91M | $532.67M | $365.04M | $327.50M | $116.51M |
| Total Liabilities and Stockholders Equity | $3.27B | $2.71B | $2.39B | $1.94B | $1.21B |
| Minority Interest | $50.00M | $97.99M | $-1.37M | $-500.00K | $-774.00K |
| Total Liabilities and Total Equity | $3.27B | $2.71B | $2.39B | $1.94B | $1.21B |
| Total Investments | $- | $- | $- | $- | $1.42M |
| Total Debt | $2.22B | $2.03B | $1.82B | $1.43B | $923.69M |
| Net Debt | $1.72B | $1.64B | $1.43B | $1.02B | $745.59M |
Balance Sheet Charts
| Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and Cash Equivalents | $375.42M | $308.65M | $407.16M | $482.30M | $383.65M | $355.71M | $342.62M | $389.83M | $384.98M | $352.91M | $316.33M | $373.47M | $409.66M | $166.97M | $265.87M | $203.05M | $178.10M | $149.25M | $139.28M | $177.41M |
| Short Term Investments | $- | $76.06M | $- | $- | $- | $44.31M | $51.79M | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Cash and Short Term Investments | $375.42M | $384.71M | $407.16M | $482.30M | $383.65M | $400.02M | $394.41M | $389.83M | $384.98M | $352.91M | $316.33M | $373.47M | $409.66M | $166.97M | $265.87M | $203.05M | $178.10M | $149.25M | $139.28M | $177.41M |
| Net Receivables | $- | $- | $- | $- | $2.27B | $4.31B | $4.04B | $3.80B | $3.72B | $3.54B | $- | $- | $- | $2.52B | $2.16B | $1.90B | $920.24M | $1.72B | $1.53B | $1.54B |
| Inventory | $- | $- | $- | $- | $383.65M | $400.02M | $394.41M | $434.51M | $433.19M | $386.69M | $-1.34B | $-2.59B | $-903.61M | $214.77M | $333.75M | $243.53M | $- | $- | $- | $- |
| Other Current Assets | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Total Current Assets | $375.42M | $384.71M | $407.16M | $482.30M | $2.66B | $4.71B | $4.43B | $4.19B | $4.11B | $3.90B | $316.33M | $373.47M | $409.66M | $2.69B | $2.43B | $2.11B | $1.10B | $1.87B | $1.67B | $1.72B |
| Property Plant Equipment Net | $13.88M | $11.04M | $21.38M | $22.17M | $22.75M | $23.36M | $23.92M | $23.77M | $21.80M | $19.05M | $19.06M | $9.41M | $11.35M | $6.43M | $8.67M | $10.01M | $11.42M | $12.93M | $14.59M | $15.55M |
| Goodwill | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Intangible Assets | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Goodwill and Intangible Assets | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Long Term Investments | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $1.03M | $1.24M | $1.42M | $1.52M | $1.42M | $1.61M |
| Tax Assets | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Other Non-Current Assets | $- | $- | $-10.27M | $-10.86M | $-11.45M | $-12.01M | $-12.55M | $-12.16M | $-10.01M | $-7.00M | $-19.06M | $-9.41M | $-11.35M | $-984.00K | $-2.74M | $-3.25M | $-3.65M | $-4.07M | $-4.27M | $-4.16M |
| Total Non-Current Assets | $13.88M | $11.04M | $11.11M | $11.31M | $11.31M | $11.34M | $11.37M | $11.61M | $11.78M | $12.05M | $19.06M | $9.41M | $11.35M | $5.45M | $6.97M | $8.01M | $9.18M | $10.38M | $11.74M | $13.00M |
| Other Assets | $2.88B | $2.64B | $2.42B | $2.29B | $39.30M | $-2.13B | $-1.99B | $-1.82B | $-1.73B | $-1.66B | $1.78B | $1.54B | $1.52B | $-1.21B | $-1.02B | $-914.54M | $99.69M | $-837.25M | $-734.11M | $-758.48M |
| Total Assets | $3.27B | $3.04B | $2.84B | $2.79B | $2.71B | $2.60B | $2.45B | $2.38B | $2.39B | $2.25B | $2.12B | $1.92B | $1.94B | $1.48B | $1.42B | $1.20B | $1.21B | $1.04B | $944.25M | $971.88M |
| Account Payables | $72.09M | $59.56M | $70.58M | $59.17M | $61.63M | $48.17M | $47.47M | $42.01M | $44.33M | $43.49M | $46.97M | $50.91M | $42.29M | $38.63M | $38.66M | $41.15M | $41.73M | $33.99M | $34.17M | $36.20M |
| Short Term Debt | $- | $- | $1.90B | $30.55M | $- | $1.81B | $1.69B | $1.63B | $1.65B | $1.56B | $- | $- | $- | $1.00B | $978.84M | $853.74M | $885.53M | $765.64M | $713.46M | $762.65M |
| Tax Payables | $114.07M | $105.21M | $97.13M | $92.87M | $85.83M | $81.18M | $75.64M | $68.84M | $60.69M | $54.60M | $47.69M | $43.10M | $47.77M | $38.02M | $37.21M | $33.57M | $25.93M | $21.69M | $11.77M | $6.99M |
| Deferred Revenue | $- | $- | $-70.58M | $-59.17M | $-17.86M | $-18.29M | $-18.86M | $-18.21M | $-16.19M | $-16.56M | $-16.74M | $-15.88M | $-29.28M | $-29.82M | $-31.34M | $-33.99M | $-39.46M | $-42.12M | $-50.61M | $-66.53M |
| Other Current Liabilities | $-186.16M | $- | $-2.07B | $-182.59M | $-147.46M | $-66.46M | $-66.33M | $-60.21M | $-60.52M | $-60.05M | $-94.67M | $-94.00M | $-90.06M | $-68.45M | $-70.00M | $-75.15M | $-81.19M | $-821.32M | $-84.78M | $-102.73M |
| Total Current Liabilities | $- | $164.78M | $2.00B | $1.98B | $1.95B | $1.87B | $1.74B | $1.69B | $1.76B | $1.65B | $46.97M | $50.91M | $42.29M | $1.01B | $984.71M | $853.31M | $872.00M | $745.21M | $674.62M | $703.11M |
| Long Term Debt | $2.51B | $2.31B | $2.06B | $2.05B | $2.03B | $1.97B | $1.85B | $1.80B | $1.82B | $1.71B | $1.59B | $1.41B | $1.43B | $1.01B | $18.94M | $25.52M | $927.09M | $803.24M | $750.70M | $799.42M |
| Deferred Revenue Non-Current | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Deferred Tax Liabilities Non-Current | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Other Non-Current Liabilities | $-2.51B | $-1.98B | $-1.79B | $-2.05B | $-1.80B | $-1.76B | $-1.64B | $-1.59B | $-1.66B | $-1.55B | $-1.55B | $-1.36B | $-1.38B | $-940.92M | $60.29M | $63.45M | $-807.74M | $-702.83M | $-641.68M | $-672.53M |
| Total Non-Current Liabilities | $- | $329.21M | $270.07M | $258.20M | $223.95M | $210.81M | $210.65M | $204.96M | $160.57M | $160.59M | $46.97M | $50.91M | $42.29M | $68.45M | $79.23M | $88.97M | $119.35M | $100.42M | $109.01M | $126.89M |
| Other Liabilities | $2.78B | $2.09B | $- | $- | $- | $100.17M | $100.10M | $100.03M | $99.95M | $99.88M | $1.69B | $1.51B | $1.53B | $99.58M | $99.50M | $99.42M | $99.35M | $99.28M | $99.20M | $99.12M |
| Total Liabilities | $2.78B | $2.59B | $2.27B | $2.23B | $2.17B | $2.18B | $2.05B | $1.99B | $2.02B | $1.91B | $1.79B | $1.61B | $1.62B | $1.18B | $1.16B | $1.04B | $1.09B | $944.90M | $882.83M | $929.13M |
| Preferred Stock | $- | $- | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M |
| Common Stock | $- | $- | $- | $1 | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Retained Earnings | $394.63M | $368.34M | $345.11M | $327.14M | $307.26M | $280.96M | $255.72M | $230.63M | $204.41M | $180.42M | $147.85M | $113.83M | $60.24M | $10.26M | $-36.72M | $-73.59M | $-117.67M | $-144.34M | $-183.20M | $-206.36M |
| Accumulated Other Comprehensive Income Loss | $- | $- | $- | $0 | $- | $- | $- | $- | $0 | $- | $0 | $- | $0 | $0 | $- | $- | $0 | $- | $- | $- |
| Other Total Stockholders Equity | $98.28M | $89.39M | $88.70M | $88.88M | $87.42M | $95.84M | $107.63M | $115.80M | $122.00M | $127.03M | $142.34M | $160.24M | $227.76M | $252.44M | $254.00M | $192.21M | $194.95M | $200.74M | $165.29M | $169.75M |
| Total Stockholders Equity | $492.91M | $457.72M | $473.81M | $456.02M | $434.68M | $416.79M | $403.35M | $386.42M | $366.41M | $347.45M | $330.20M | $314.07M | $328.00M | $302.70M | $257.29M | $158.62M | $117.28M | $96.40M | $62.10M | $43.39M |
| Total Equity | $489.36M | $532.70M | $571.31M | $553.59M | $532.67M | $414.57M | $401.39M | $384.74M | $365.04M | $346.27M | $329.22M | $313.32M | $327.50M | $301.95M | $256.42M | $157.79M | $116.51M | $95.67M | $61.42M | $42.75M |
| Total Liabilities and Stockholders Equity | $3.27B | $3.04B | $2.84B | $2.79B | $2.71B | $2.60B | $2.45B | $2.38B | $2.39B | $2.25B | $2.12B | $1.92B | $1.94B | $1.48B | $1.42B | $1.20B | $1.21B | $1.04B | $944.25M | $971.88M |
| Minority Interest | $-3.54M | $74.97M | $97.49M | $97.57M | $97.99M | $-2.23M | $-1.96M | $-1.69M | $-1.37M | $-1.18M | $-979.00K | $-751.00K | $-500.00K | $-745.00K | $-868.00K | $-822.00K | $-774.00K | $-730.00K | $-682.00K | $-634.00K |
| Total Liabilities and Total Equity | $3.27B | $3.04B | $2.84B | $2.79B | $2.71B | $2.60B | $2.45B | $2.38B | $2.39B | $2.25B | $2.12B | $1.92B | $1.94B | $1.48B | $1.42B | $1.20B | $1.21B | $1.04B | $944.25M | $971.88M |
| Total Investments | $- | $76.06M | $- | $- | $- | $44.31M | $51.79M | $- | $- | $- | $- | $- | $- | $- | $1.03M | $1.24M | $1.42M | $1.52M | $1.42M | $1.61M |
| Total Debt | $2.51B | $2.31B | $2.10B | $2.08B | $2.03B | $1.95B | $1.83B | $1.78B | $1.82B | $1.71B | $1.59B | $1.41B | $1.43B | $1.00B | $988.07M | $867.56M | $923.69M | $789.95M | $737.69M | $786.82M |
| Net Debt | $2.13B | $2.00B | $1.69B | $1.60B | $1.64B | $1.60B | $1.49B | $1.39B | $1.43B | $1.36B | $1.28B | $1.04B | $1.02B | $837.81M | $722.20M | $664.51M | $745.59M | $640.70M | $598.41M | $609.40M |
Annual Cash Flow
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 |
|---|---|---|---|---|---|
| Net Income | $110.11M | $102.84M | $134.61M | $177.79M | $93.92M |
| Depreciation and Amortization | $5.19M | $4.04M | $4.85M | $2.49M | $7.95M |
| Deferred Income Tax | $30.49M | $37.83M | $20.98M | $-95.87M | $37.00M |
| Stock Based Compensation | $3.90M | $3.78M | $4.17M | $3.24M | $1.35M |
| Change in Working Capital | $- | $-238.44M | $-239.69M | $-84.00M | $-26.34M |
| Accounts Receivables | $- | $- | $- | $- | $-43.32M |
| Inventory | $- | $- | $- | $- | $20.15M |
| Accounts Payables | $2.54M | $18.41M | $4.26M | $6.00M | $-3.10M |
| Other Working Capital | $- | $-256.86M | $-243.95M | $-90.00M | $-75.00K |
| Other Non Cash Items | $319.72M | $549.27M | $421.21M | $208.72M | $98.86M |
| Net Cash Provided by Operating Activities | $469.40M | $459.32M | $346.13M | $212.37M | $212.73M |
| Investments in Property Plant and Equipment | $- | $-3.99M | $-4.85M | $-7.09M | $-749.00K |
| Acquisitions Net | $- | $- | $708.18M | $1.10M | $1.33B |
| Purchases of Investments | $- | $- | $-2.54B | $-398.00K | $-1.33B |
| Sales Maturities of Investments | $- | $- | $1.84B | $560.00K | $998.00K |
| Other Investing Activities | $-747.03M | $-668.21M | $-675.93M | $-469.19M | $-292.82M |
| Net Cash Used for Investing Activities | $-747.03M | $-672.20M | $-680.78M | $-475.02M | $-292.57M |
| Debt Repayment | $462.98M | $201.40M | $370.77M | $479.81M | $127.97M |
| Common Stock Issued | $7.07M | $- | $- | $- | $- |
| Common Stock Repurchased | $-52.67M | $-17.67M | $-89.01M | $-25.22M | $-3.35M |
| Dividends Paid | $-25.74M | $-24.91M | $-24.79M | $-21.81M | $-13.56M |
| Other Financing Activities | $1.97M | $4.53M | $4.72M | $77.54M | $51.33M |
| Net Cash Used Provided by Financing Activities | $393.61M | $163.34M | $261.25M | $510.33M | $162.38M |
| Effect of Forex Changes on Cash | $- | $2.00K | $-36.00K | $-5.00K | $23.00K |
| Net Change in Cash | $115.98M | $-49.54M | $-73.44M | $247.67M | $82.57M |
| Cash at End of Period | $499.64M | $383.65M | $433.19M | $506.63M | $258.96M |
| Cash at Beginning of Period | $383.65M | $433.19M | $506.63M | $258.96M | $176.39M |
| Operating Cash Flow | $469.40M | $459.32M | $346.13M | $212.37M | $212.73M |
| Capital Expenditure | $- | $-3.99M | $-4.85M | $-7.09M | $-749.00K |
| Free Cash Flow | $469.40M | $455.32M | $341.28M | $205.28M | $211.99M |
Cash Flow Charts
| Breakdown | December 31, 2024 | September 30, 2024 | June 30, 2024 | March 31, 2024 | December 31, 2023 | September 30, 2023 | June 30, 2023 | March 31, 2023 | December 31, 2022 | September 30, 2022 | June 30, 2022 | March 31, 2022 | December 31, 2021 | September 30, 2021 | June 30, 2021 | March 31, 2021 | December 31, 2020 | September 30, 2020 | June 30, 2020 | March 31, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $30.97M | $28.68M | $24.28M | $26.17M | $26.30M | $24.97M | $24.81M | $25.89M | $23.69M | $32.37M | $33.80M | $44.76M | $49.84M | $47.10M | $36.83M | $44.03M | $26.63M | $38.81M | $23.12M | $5.36M |
| Depreciation and Amortization | $1.40M | $1.28M | $653.00K | $654.00K | $652.00K | $1.09M | $852.00K | $844.00K | $754.00K | $694.00K | $1.48M | $1.92M | $2.05M | $-1.28M | $883.00K | $844.00K | $1.99M | $2.00M | $1.99M | $1.96M |
| Deferred Income Tax | $10.90M | $- | $- | $- | $37.83M | $-33.71M | $-46.91M | $- | $- | $- | $- | $- | $-23.36M | $-53.52M | $2.40M | $-21.40M | $4.05M | $-3.60M | $3.32M | $33.23M |
| Stock Based Compensation | $928.00K | $979.00K | $1.05M | $940.00K | $913.00K | $908.00K | $1.03M | $931.00K | $940.00K | $930.00K | $1.19M | $1.11M | $916.00K | $1.09M | $687.00K | $545.00K | $403.00K | $303.00K | $281.00K | $368.00K |
| Change in Working Capital | $-82.17M | $-97.29M | $-51.96M | $-42.28M | $-91.84M | $-53.50M | $-49.35M | $-43.76M | $-61.02M | $-66.16M | $-69.33M | $-43.17M | $-28.19M | $-34.03M | $-25.51M | $3.73M | $-5.00M | $-264.00K | $-2.58M | $-18.50M |
| Accounts Receivables | $67.79M | $- | $-67.79M | $- | $- | $- | $- | $- | $- | $- | $- | $- | $70.98M | $-34.34M | $-27.12M | $-9.52M | $-12.95M | $-10.53M | $-6.64M | $-13.21M |
| Inventory | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $-102.05M | $806.00K | $3.65M | $7.63M | $4.24M | $9.92M | $4.78M | $1.21M |
| Accounts Payables | $3.56M | $-10.02M | $11.41M | $-2.42M | $13.46M | $1.01M | $5.82M | $-1.87M | $1.25M | $-3.11M | $-3.38M | $9.50M | $3.88M | $2.90M | $-1.43M | $658.00K | $7.74M | $-228.00K | $-4.00M | $-6.61M |
| Other Working Capital | $-153.53M | $-87.27M | $-63.37M | $-39.86M | $-105.30M | $-54.50M | $-55.16M | $-41.89M | $-62.27M | $-63.05M | $-65.95M | $-52.67M | $-993.00K | $-3.39M | $-606.00K | $4.95M | $-4.03M | $569.00K | $3.29M | $101.00K |
| Other Non Cash Items | $160.57M | $178.71M | $132.56M | $137.97M | $158.81M | $177.10M | $177.65M | $117.79M | $136.13M | $125.20M | $104.72M | $76.14M | $71.12M | $56.11M | $56.45M | $25.04M | $36.88M | $26.57M | $22.88M | $12.53M |
| Net Cash Provided by Operating Activities | $122.60M | $112.36M | $115.64M | $118.80M | $132.67M | $116.86M | $108.09M | $101.70M | $100.49M | $93.03M | $71.86M | $80.75M | $72.37M | $15.47M | $71.74M | $52.78M | $64.96M | $63.81M | $49.01M | $34.95M |
| Investments in Property Plant and Equipment | $-1.60M | $131.00K | $-67.00K | $-64.00K | $-83.00K | $-111.00K | $-1.03M | $-2.77M | $-3.55M | $-698.00K | $-525.00K | $-76.00K | $95.00K | $-49.00K | $-22.00K | $-73.00K | $-4.00K | $-31.00K | $-615.00K | $-99.00K |
| Acquisitions Net | $- | $- | $- | $- | $-498.51M | $230.80M | $200.67M | $67.04M | $163.55M | $178.28M | $258.34M | $- | $743.00K | $357.00K | $- | $- | $- | $- | $- | $- |
| Purchases of Investments | $- | $1.24B | $-678.29M | $-559.77M | $-656.06M | $-668.09M | $-646.75M | $-545.46M | $-597.72M | $-653.23M | $-730.21M | $-563.31M | $-585.99M | $-537.88M | $-539.28M | $-356.01M | $- | $- | $- | $- |
| Sales Maturities of Investments | $- | $-949.99M | $469.55M | $480.45M | $434.78M | $437.29M | $446.08M | $478.42M | $434.17M | $474.95M | $471.87M | $455.30M | $-560.00K | $170.00K | $200.00K | $190.00K | $207.00K | $245.00K | $261.00K | $285.00K |
| Other Investing Activities | $-174.40M | $-594.49M | $11.60M | $11.85M | $508.67M | $-219.49M | $-186.95M | $-50.66M | $-152.79M | $-169.63M | $-250.96M | $-102.56M | $-180.07M | $-134.82M | $-157.85M | $-2.28M | $-111.86M | $-113.68M | $-22.36M | $-44.92M |
| Net Cash Used for Investing Activities | $-176.00M | $-306.29M | $-197.22M | $-67.53M | $-211.19M | $-219.60M | $-187.98M | $-53.43M | $-156.34M | $-170.33M | $-251.48M | $-102.63M | $-180.54M | $-134.65M | $-157.67M | $-2.16M | $-111.66M | $-113.46M | $-22.72M | $-44.73M |
| Debt Repayment | $191.31M | $204.50M | $13.90M | $53.27M | $71.41M | $120.93M | $48.87M | $-39.81M | $108.10M | $113.82M | $159.67M | $-10.82M | $425.14M | $2.50M | $114.93M | $-62.76M | $134.86M | $53.19M | $-48.46M | $-11.61M |
| Common Stock Issued | $7.12M | $-45.00K | $- | $- | $- | $- | $- | $- | $539.00K | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Common Stock Repurchased | $-25.03M | $-25.82M | $-1.27M | $-543.00K | $-3.31M | $-9.40M | $-2.99M | $-1.98M | $89.01M | $-10.93M | $-12.86M | $-65.21M | $-19.43M | $-5.19M | $-304.00K | $-297.00K | $-2.19M | $-492.00K | $-112.00K | $-559.00K |
| Dividends Paid | $-6.00M | $-7.24M | $-6.24M | $-6.26M | $-6.26M | $-6.22M | $-6.18M | $-6.25M | $-6.23M | $-6.19M | $-6.35M | $-6.02M | $-6.23M | $-6.26M | $-4.62M | $-4.70M | $-4.71M | $-4.67M | $-2.69M | $-1.50M |
| Other Financing Activities | $974.00K | $29.00K | $45.00K | $923.00K | $315.00K | $3.04M | $126.00K | $1.09M | $458.00K | $1.19M | $33.00K | $2.79M | $526.00K | $9.17M | $66.15M | $1.70M | $780.00K | $425.00K | $115.00K | $50.01M |
| Net Cash Used Provided by Financing Activities | $168.32M | $171.47M | $6.43M | $47.39M | $62.16M | $108.35M | $39.79M | $-46.95M | $102.33M | $97.69M | $140.49M | $-79.26M | $400.01M | $219.00K | $176.15M | $-66.06M | $128.74M | $48.45M | $-51.15M | $36.34M |
| Effect of Forex Changes on Cash | $- | $- | $- | $- | $-1.00K | $-1.00K | $1.00K | $3.00K | $25.00K | $-25.00K | $-26.00K | $-10.00K | $4.00K | $-19.00K | $4.00K | $6.00K | $40.00K | $27.00K | $-2.00K | $-42.00K |
| Net Change in Cash | $114.93M | $-22.45M | $-75.14M | $98.65M | $-16.37M | $5.62M | $-40.10M | $1.32M | $46.50M | $20.37M | $-39.16M | $-101.15M | $291.85M | $-118.98M | $90.23M | $-15.43M | $82.09M | $-1.17M | $-24.86M | $26.51M |
| Cash at End of Period | $499.64M | $384.71M | $407.16M | $482.30M | $383.65M | $400.02M | $394.41M | $434.51M | $433.19M | $386.69M | $366.32M | $405.48M | $506.63M | $214.77M | $333.75M | $243.53M | $258.96M | $176.88M | $178.04M | $202.90M |
| Cash at Beginning of Period | $384.71M | $407.16M | $482.30M | $383.65M | $400.02M | $394.41M | $434.51M | $433.19M | $386.69M | $366.32M | $405.48M | $506.63M | $214.77M | $333.75M | $243.53M | $258.96M | $176.88M | $178.04M | $202.90M | $176.39M |
| Operating Cash Flow | $122.60M | $112.36M | $115.64M | $118.80M | $132.67M | $116.86M | $108.09M | $101.70M | $100.49M | $93.03M | $71.86M | $80.75M | $72.37M | $15.47M | $71.74M | $52.78M | $64.96M | $63.81M | $49.01M | $34.95M |
| Capital Expenditure | $-1.60M | $131.00K | $-67.00K | $-64.00K | $-83.00K | $-111.00K | $-1.03M | $-2.77M | $-3.55M | $-698.00K | $-525.00K | $-76.00K | $95.00K | $-49.00K | $-22.00K | $-73.00K | $-4.00K | $-31.00K | $-615.00K | $-99.00K |
| Free Cash Flow | $121.01M | $112.50M | $115.58M | $118.73M | $132.58M | $116.75M | $107.06M | $98.93M | $96.94M | $92.34M | $71.33M | $80.67M | $72.47M | $15.43M | $71.72M | $52.71M | $64.96M | $63.78M | $48.40M | $34.85M |
Atlanticus Holdings Dividends
Explore Atlanticus Holdings's dividend history, including dividend yield, payout ratio, and historical payments.
Dividend Yield
3.13%
Dividend Payout Ratio
29.46%
Dividend Paid & Capex Coverage Ratio
18.24x
Atlanticus Holdings Dividend History
| Dividend | Adjusted Dividend | Date | Record Date | Payment Date | Declaration Date |
|---|---|---|---|---|---|
| $0.47656 | $0.47656 | February 28, 2025 | March 01, 2025 | March 17, 2025 | January 24, 2025 |
| $0.47656 | $0.47656 | November 29, 2024 | December 01, 2024 | December 16, 2024 | November 05, 2024 |
| $0.47656 | $0.47656 | August 30, 2024 | September 01, 2024 | September 16, 2024 | August 06, 2024 |
| $0.47656 | $0.47656 | May 31, 2024 | June 01, 2024 | June 15, 2024 | May 07, 2024 |
| $0.47656 | $0.47656 | February 29, 2024 | March 01, 2024 | March 15, 2024 | January 24, 2024 |
| $0.47656 | $0.47656 | November 30, 2023 | December 01, 2023 | December 15, 2023 | November 13, 2023 |
| $0.47656 | $0.47656 | August 31, 2023 | September 01, 2023 | September 15, 2023 | August 11, 2023 |
| $0.47656 | $0.47656 | May 31, 2023 | June 01, 2023 | June 15, 2023 | May 17, 2023 |
| $0.47656 | $0.47656 | February 28, 2023 | March 01, 2023 | March 15, 2023 | February 17, 2023 |
| $0.477 | $0.47656 | November 30, 2022 | December 01, 2022 | December 15, 2022 | November 08, 2022 |
| $0.477 | $0.47665 | August 31, 2022 | September 01, 2022 | September 15, 2022 | August 08, 2022 |
| $0.483 | $0.48309 | May 31, 2022 | June 01, 2022 | June 15, 2022 | May 10, 2022 |
| $0.47 | $0.47004 | March 03, 2022 | March 04, 2022 | March 15, 2022 | February 22, 2022 |
| $0.477 | $0.47656 | November 30, 2021 | December 01, 2021 | December 15, 2021 | November 11, 2021 |
| $0.498 | $0.49774 | September 02, 2021 | September 03, 2021 | September 15, 2021 | August 24, 2021 |
Atlanticus Holdings News
Read the latest news about Atlanticus Holdings, including recent articles, headlines, and updates.
Similar Companies
Related Metrics
Explore detailed financial metrics and analysis for ATLCP.