Banca Generali S.p.A (BGN.MI) Financial Statements

Price: $53.2
Market Cap: $6.06B
Avg Volume: 219.07K
Country: IT
Industry: Banks - Regional
Sector: Financial Services
Beta: 1.086
52W Range: $34.5-54.1
Website: Banca Generali S.p.A

Overview of Financial Statements

Financial statements are records that provide an overview of a company's financial performance and position. There are three main types of financial statements:

  • Income Statement: Shows the company's revenue, expenses, and profit over a specific period.
  • Balance Sheet: Provides a snapshot of the company's assets, liabilities, and equity at a specific point in time.
  • Cash Flow Statement: Details the cash inflows and outflows from operating, investing, and financing activities over a period.

This page presents both annual and quarterly data for these financial statements. The charts below provide a visual representation of the key metrics from each statement, helping you to quickly understand the financial health of Banca Generali S.p.A.


Income Statement

Revenue
Cost of Revenue
Revenue and Costs$1.00B$1.00B$800.00M$800.00M$600.00M$600.00M$400.00M$400.00M$200.00M$200.00M$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Operating Expenses
Operating Income
Operating Expenses & Income$800.00M$800.00M$600.00M$600.00M$400.00M$400.00M$200.00M$200.00M$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Revenue $982.00M $802.46M $737.31M $817.26M $712.43M $666.69M $533.72M $549.11M $450.24M $509.68M
Cost of Revenue $- $21.36M $- $- $- $- $- $- $- $-
Gross Profit $982.00M $781.10M $737.31M $817.26M $712.43M $666.69M $533.72M $549.11M $450.24M $509.68M
Gross Profit Ratio 100.00% 97.34% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Research and Development Expenses $- $- $- $- $- $- $- $- $- $-
General and Administrative Expenses $131.80M $107.95M $217.47M $95.73M $82.25M $74.97M $68.63M $61.19M $61.90M $58.23M
Selling and Marketing Expenses $177.10M $4.06M $3.75M $3.03M $3.60M $4.75M $4.15M $4.16M $4.23M $3.87M
Selling General and Administrative Expenses $308.90M $112.01M $217.47M $98.77M $85.86M $79.72M $72.78M $65.36M $66.12M $62.11M
Other Expenses $- $- $160.72M $322.94M $244.79M $223.80M $226.33M $240.68M $198.20M $207.57M
Operating Expenses $308.90M $283.47M $378.19M $421.71M $330.65M $303.52M $299.11M $306.04M $264.32M $269.68M
Cost and Expenses $308.90M $283.47M $378.19M $421.71M $330.65M $303.52M $299.11M $306.04M $264.32M $269.68M
Interest Income $- $304.40M $159.41M $92.22M $95.86M $83.37M $66.42M $65.01M $61.78M $69.74M
Interest Expense $- $- $22.24M $8.88M $6.21M $8.85M $6.45M $3.59M $3.12M $3.51M
Depreciation and Amortization $- $39.80M $36.67M $35.65M $32.96M $29.95M $9.30M $9.79M $7.22M $5.31M
EBITDA $- $484.60M $359.15M $428.67M $380.59M $355.27M $229.06M $246.73M $190.85M $243.59M
EBITDA Ratio 0.00% 60.39% 46.74% 53.51% 54.25% 54.62% 44.13% 45.58% 43.06% 48.47%
Operating Income $673.10M $519.00M $344.65M $401.63M $353.53M $334.16M $226.21M $242.16M $187.95M $241.75M
Operating Income Ratio 68.54% 64.68% 46.74% 49.14% 49.62% 50.12% 42.38% 44.10% 41.74% 47.43%
Total Other Income Expenses Net $-103.40M $-75.15M $-53.20M $-79.67M $-54.34M $-46.04M $-54.10M $-67.40M $-39.10M $-47.98M
Income Before Tax $569.70M $443.85M $322.35M $392.75M $347.29M $325.31M $219.76M $238.57M $184.84M $238.24M
Income Before Tax Ratio 58.01% 55.31% 43.72% 48.06% 48.75% 48.80% 41.17% 43.45% 41.05% 46.74%
Income Tax Expense $138.50M $117.77M $109.38M $69.64M $72.40M $53.19M $39.63M $34.46M $28.94M $34.68M
Net Income $431.20M $326.14M $213.03M $323.10M $274.92M $272.12M $180.13M $204.10M $155.89M $203.56M
Net Income Ratio 43.91% 40.64% 28.89% 39.53% 38.59% 40.82% 33.75% 37.17% 34.62% 39.94%
EPS $3.78 $2.86 $1.86 $2.81 $2.38 $2.35 $1.56 $1.75 $1.34 $1.76
EPS Diluted $3.78 $2.86 $1.86 $2.81 $2.38 $2.35 $1.56 $1.75 $1.34 $1.75
Weighted Average Shares Outstanding 113.94M 114.08M 114.56M 115.02M 115.34M 115.72M 115.78M 116.48M 116.07M 115.87M
Weighted Average Shares Outstanding Diluted 113.94M 114.08M 114.56M 115.02M 115.34M 115.72M 115.78M 116.48M 116.61M 116.42M
SEC Filing Source Source Source Source Source Source Source Source Source Source

Balance Sheet

Total Assets
Total Liabilities
Total Assets and Liabilities$20.00B$20.00B$16.00B$16.00B$12.00B$12.00B$8.00B$8.00B$4.00B$4.00B$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Equity$1.60B$1.60B$1.20B$1.20B$800.00M$800.00M$400.00M$400.00M$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Cash and Cash Equivalents $- $832.84M $986.75M $1.83B $863.33M $797.43M $1.41B $938.36M $829.08M $352.52M
Short Term Investments $- $-213.87M $- $- $- $- $- $- $- $-
Cash and Short Term Investments $- $618.97M $986.75M $1.83B $863.33M $797.43M $1.41B $938.36M $829.08M $352.52M
Net Receivables $- $- $- $- $- $- $- $- $- $37.92M
Inventory $- $- $-1.24B $-2.00B $-1.05B $-975.36M $-1.44B $-949.57M $-888.67M $-
Other Current Assets $16.54B $- $- $- $- $- $- $- $- $-
Total Current Assets $16.54B $618.97M $1.09B $1.90B $920.49M $849.25M $1.46B $984.89M $868.17M $390.44M
Property Plant Equipment Net $284.90M $150.36M $163.57M $167.00M $159.95M $170.90M $13.28M $12.42M $11.34M $8.69M
Goodwill $- $88.07M $88.07M $88.07M $86.97M $86.92M $66.06M $66.06M $66.06M $66.06M
Intangible Assets $- $62.55M $52.34M $48.10M $48.95M $47.22M $29.05M $25.75M $25.41M $22.16M
Goodwill and Intangible Assets $- $150.62M $140.41M $136.17M $135.92M $134.13M $95.11M $91.81M $91.48M $88.22M
Long Term Investments $- $10.89B $12.18B $10.66B $9.03B $7.86B $5.69B $5.74B $5.35B $3.56B
Tax Assets $- $- $70.77M $63.00M $48.77M $47.49M $52.72M $44.96M $40.70M $40.45M
Other Non-Current Assets $- $3.71B $-70.77M $-63.00M $-48.77M $-47.49M $-52.72M $-44.96M $-40.70M $-40.45M
Total Non-Current Assets $284.90M $14.90B $12.48B $10.96B $9.33B $8.17B $5.80B $5.84B $5.45B $3.66B
Other Assets $- $- $3.70B $3.33B $2.93B $2.75B $2.48B $2.16B $2.04B $2.07B
Total Assets $16.82B $15.52B $17.27B $16.19B $13.18B $11.77B $9.74B $8.99B $8.36B $6.12B
Account Payables $- $33.99M $23.86M $26.74M $20.20M $21.80M $29.72M $20.62M $27.36M $31.52M
Short Term Debt $- $- $- $- $- $- $- $- $- $-
Tax Payables $- $82.34M $81.06M $52.63M $59.61M $22.72M $29.76M $60.84M $36.79M $32.34M
Deferred Revenue $- $- $-1.88B $-100.12M $-723.30M $-167.21M $-209.67M $-267.07M $-347.75M $-273.80M
Other Current Liabilities $- $127.67M $-104.92M $-79.37M $-79.81M $-44.52M $-59.48M $-81.46M $-64.14M $-63.86M
Total Current Liabilities $- $244.00M $23.86M $26.74M $20.20M $21.80M $29.72M $20.62M $27.36M $31.52M
Long Term Debt $356.40M $- $- $- $- $- $- $- $- $-
Deferred Revenue Non-Current $- $- $-5.71M $-6.09M $-13.34M $-11.93M $-6.28M $22.75M $17.78M $18.10M
Deferred Tax Liabilities Non-Current $- $- $5.71M $6.09M $13.34M $11.93M $6.28M $14.54M $9.33M $12.86M
Other Non-Current Liabilities $15.01B $14.28B $- $- $- $- $- $- $- $-
Total Non-Current Liabilities $15.36B $14.28B $23.86M $26.74M $20.20M $21.80M $29.72M $20.62M $27.36M $31.52M
Other Liabilities $- $-218.98M $16.15B $15.03B $11.95B $10.80B $8.94B $8.21B $7.66B $5.42B
Total Liabilities $15.36B $14.30B $16.20B $15.09B $11.99B $10.85B $9.00B $8.25B $7.71B $5.48B
Preferred Stock $- $- $- $- $- $- $- $- $- $-
Common Stock $116.90M $116.85M $116.85M $116.85M $116.85M $116.85M $116.85M $116.85M $116.42M $116.09M
Retained Earnings $431.20M $1.03B $213.03M $323.10M $274.92M $272.14M $180.13M $204.10M $155.89M $203.56M
Accumulated Other Comprehensive Income Loss $946.80M $100.73M $48.59M $58.07M $60.80M $59.24M $36.36M $62.41M $46.68M $163.60M
Other Total Stockholders Equity $-34.90M $-32.65M $-26.53M $-8.96M $792.49M $20.37M $35.16M $44.95M $50.87M $47.51M
Total Stockholders Equity $1.46B $1.21B $1.07B $1.11B $1.18B $917.64M $734.88M $736.07M $646.52M $636.80M
Total Equity $1.46B $1.21B $1.07B $1.11B $1.18B $917.67M $734.88M $736.07M $646.52M $636.80M
Total Liabilities and Stockholders Equity $16.82B $15.52B $17.27B $16.19B $13.18B $11.77B $9.74B $8.99B $8.36B $6.12B
Minority Interest $- $338.00K $442.00K $313.00K $246.00K $26.00K $- $- $- $-
Total Liabilities and Total Equity $16.82B $15.52B $17.27B $16.19B $13.18B $11.77B $9.74B $8.99B $8.36B $6.12B
Total Investments $- $10.89B $12.18B $10.66B $9.03B $7.86B $5.69B $5.74B $5.35B $3.56B
Total Debt $356.40M $281.70M $633.26M $381.85M $340.35M $332.43M $222.47M $284.84M $204.38M $207.24M
Net Debt $356.40M $-832.84M $-353.48M $-1.45B $-522.98M $-465.00M $-1.19B $-653.53M $-624.70M $-145.29M

Cash Flow Statement

Operating Cash Flow
Investing Cash Flow
Operating and Investing Cash Flow$1.50B$1.50B$1.00B$1.00B$500.00M$500.00M$0.00$0.00-$500.00M-$500.00M-$1.00B-$1.00B20162016201720172018201820192019202020202021202120222022202320232024202420252025
Financing Cash Flow$0.00$0.00-$500.00M-$500.00M-$1.00B-$1.00B-$1.50B-$1.50B-$2.00B-$2.00B20162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Net Income $431.20M $326.14M $212.97M $323.11M $274.89M $272.12M $180.13M $204.10M $155.89M $203.56M
Depreciation and Amortization $- $- $36.67M $35.65M $32.96M $29.95M $9.30M $8.14M $5.94M $5.31M
Deferred Income Tax $- $- $- $- $- $- $- $- $- $-
Stock Based Compensation $- $- $2.89M $2.77M $2.34M $2.75M $2.18M $1.83M $2.63M $2.60M
Change in Working Capital $- $-14.48M $-838.12M $816.59M $-262.78M $-563.27M $463.49M $144.57M $770.37M $-1.09B
Accounts Receivables $- $- $- $- $- $- $- $- $- $-
Inventory $- $- $- $- $- $- $- $- $- $-
Accounts Payables $- $- $- $- $- $- $- $- $- $-
Other Working Capital $- $-14.48M $-3.62B $-1.87B $-809.67M $-1.51B $-1.85B $-429.92M $-1.02B $-1.55B
Other Non Cash Items $-431.20M $2.63M $-3.65M $-2.94M $33.90M $-67.44M $-32.17M $14.27M $3.79M $-35.05M
Net Cash Provided by Operating Activities $- $314.29M $-592.13M $1.17B $78.97M $-328.63M $620.75M $371.09M $935.99M $-915.01M
Investments in Property Plant and Equipment $- $-1.50M $-19.84M $-14.96M $-15.28M $-17.46M $-13.04M $-8.73M $-10.65M $-4.65M
Acquisitions Net $- $- $-796.00K $108.33M $-294.00K $-28.71M $- $- $31.00K $-2.20M
Purchases of Investments $- $- $-108.41M $-361.44M $- $-731.77M $- $-281.52M $-327.86M $-37.35M
Sales Maturities of Investments $- $- $133.00K $176.37M $66.18M $17.69M $935.04M $31.25M $19.89M $1.00B
Other Investing Activities $- $-25.97M $108.41M $185.07M $-66.18M $714.09M $-11.04M $-7.05M $31.00K $14.00K
Net Cash Used for Investing Activities $- $-27.47M $-20.50M $93.36M $-15.57M $-46.17M $-13.04M $-259.00M $-318.59M $960.01M
Debt Repayment $- $- $-283.75M $- $- $-34.28M $-551.41M $-123.97M $- $-693.28M
Common Stock Issued $- $- $- $- $- $50.00M $- $- $2.09M $1.87M
Common Stock Repurchased $- $-12.25M $-24.39M $-25.98M $-12.44M $-17.79M $-12.84M $-7.28M $- $-
Dividends Paid $- $-210.48M $-209.08M $-285.40M $-2.25M $-144.90M $-145.47M $-124.67M $-139.24M $-113.43M
Other Financing Activities $- $-1.72B $283.75M $- $982.86M $34.28M $1.91B $529.13M $1.80B $1.24B
Net Cash Used Provided by Financing Activities $- $-1.94B $-233.46M $-311.38M $-14.69M $-112.69M $-158.31M $-131.96M $-137.15M $-111.56M
Effect of Forex Changes on Cash $- $- $- $1.00K $- $- $- $- $- $-
Net Change in Cash $-618.97M $-155.27M $-846.10M $954.39M $48.71M $-487.49M $449.39M $-19.86M $480.25M $-66.56M
Cash at End of Period $- $618.97M $774.24M $1.62B $574.11M $525.40M $1.01B $563.50M $583.36M $13.89M
Cash at Beginning of Period $618.97M $774.24M $1.62B $665.94M $525.40M $1.01B $563.50M $583.36M $103.11M $80.45M
Operating Cash Flow $- $314.29M $-592.13M $1.17B $78.97M $-328.63M $620.75M $371.09M $935.99M $-915.01M
Capital Expenditure $- $-27.56M $-19.84M $-14.96M $-15.28M $-17.46M $-13.04M $-8.73M $-10.65M $-4.65M
Free Cash Flow $- $286.72M $-611.97M $1.16B $63.69M $-346.10M $607.71M $362.36M $925.34M $-919.66M