Bankinter, S.A (BKT.MC) Financial Statements
Price: $10.43
Market Cap: $9.37B
Avg Volume: 2.52M
Market Cap: $9.37B
Avg Volume: 2.52M
Country: ES
Industry: Banks - Regional
Sector: Financial Services
Industry: Banks - Regional
Sector: Financial Services
Overview of Financial Statements
Financial statements are records that provide an overview of a company's financial performance and position. There are three main types of financial statements:
- Income Statement: Shows the company's revenue, expenses, and profit over a specific period.
- Balance Sheet: Provides a snapshot of the company's assets, liabilities, and equity at a specific point in time.
- Cash Flow Statement: Details the cash inflows and outflows from operating, investing, and financing activities over a period.
This page presents both annual and quarterly data for these financial statements. The charts below provide a visual representation of the key metrics from each statement, helping you to quickly understand the financial health of Bankinter, S.A.
Income Statement
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 | December 31, 2019 | December 31, 2018 | December 31, 2017 | December 31, 2016 | December 31, 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.05B | $4.58B | $2.23B | $2.00B | $1.85B | $2.17B | $2.05B | $1.94B | $1.76B | $1.58B |
| Cost of Revenue | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Gross Profit | $3.05B | $4.58B | $2.23B | $2.00B | $1.85B | $2.17B | $2.05B | $1.94B | $1.76B | $1.58B |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research and Development Expenses | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| General and Administrative Expenses | $458.91M | $271.48M | $409.18M | $302.63M | $306.59M | $413.37M | $403.95M | $385.03M | $380.66M | $305.94M |
| Selling and Marketing Expenses | $-126.67M | $40.58M | $36.77M | $36.48M | $44.66M | $104.94M | $105.06M | $93.77M | $81.28M | $75.58M |
| Selling General and Administrative Expenses | $332.24M | $312.06M | $409.18M | $302.63M | $306.59M | $413.37M | $403.95M | $385.03M | $380.66M | $305.94M |
| Other Expenses | $2.75B | $2.60B | $799.74M | $779.67M | $793.36M | $910.84M | $746.94M | $609.51M | $543.30M | $485.31M |
| Operating Expenses | $3.08B | $2.91B | $1.21B | $1.08B | $1.10B | $1.32B | $1.26B | $1.09B | $1.01B | $866.83M |
| Cost and Expenses | $3.08B | $2.91B | $1.21B | $1.08B | $1.10B | $1.32B | $1.26B | $1.09B | $1.01B | $866.83M |
| Interest Income | $4.40B | $3.68B | $1.77B | $1.45B | $1.39B | $1.39B | $1.32B | $1.29B | $1.27B | $1.28B |
| Interest Expense | $2.12B | $1.46B | $230.88M | $171.07M | $138.75M | $200.95M | $226.17M | $226.81M | $292.44M | $414.31M |
| Depreciation and Amortization | $87.45M | $82.07M | $80.09M | $77.79M | $75.58M | $61.68M | $61.79M | $60.95M | $58.89M | $61.65M |
| EBITDA | $- | $- | $828.52M | $- | $277.35M | $638.06M | $754.90M | $712.88M | $713.51M | $759.06M |
| EBITDA Ratio | 0.00% | 0.00% | 45.53% | 77.42% | 24.33% | 37.94% | 49.24% | 49.72% | 58.52% | 62.88% |
| Operating Income | $-3.57B | $1.62B | $935.83M | $1.47B | $373.54M | $741.40M | $947.26M | $903.93M | $969.15M | $934.64M |
| Operating Income Ratio | -117.03% | 35.36% | 41.94% | 73.54% | 20.23% | 34.21% | 46.23% | 46.58% | 55.17% | 58.99% |
| Total Other Income Expenses Net | $4.93B | $-389.87M | $-197.61M | $-935.67M | $-46.81M | $-174.47M | $-204.12M | $-115.22M | $24.37M | $-95.79M |
| Income Before Tax | $1.36B | $1.23B | $785.04M | $536.71M | $230.54M | $741.40M | $721.09M | $677.12M | $676.71M | $520.33M |
| Income Before Tax Ratio | 44.59% | 26.84% | 35.18% | 26.81% | 12.49% | 34.21% | 35.19% | 34.89% | 38.52% | 32.84% |
| Income Tax Expense | $406.73M | $384.05M | $224.84M | $139.28M | $56.41M | $190.74M | $194.69M | $181.92M | $186.60M | $144.41M |
| Net Income | $952.97M | $844.79M | $560.20M | $397.43M | $174.13M | $550.66M | $526.40M | $495.21M | $490.11M | $375.92M |
| Net Income Ratio | 31.25% | 18.45% | 25.10% | 19.85% | 9.43% | 25.41% | 25.69% | 25.52% | 27.90% | 23.73% |
| EPS | $1.03 | $0.91 | $0.62 | $0.44 | $0.19 | $0.61 | $0.59 | $0.54 | $0.54 | $0.42 |
| EPS Diluted | $1.03 | $0.91 | $0.61 | $0.44 | $0.19 | $0.60 | $0.59 | $0.54 | $0.54 | $0.42 |
| Weighted Average Shares Outstanding | 898.65M | 898.62M | 898.59M | 897.72M | 898.63M | 898.66M | 898.63M | 898.68M | 898.85M | 898.87M |
| Weighted Average Shares Outstanding Diluted | 898.62M | 898.62M | 898.59M | 897.72M | 898.63M | 898.66M | 898.67M | 898.87M | 898.87M | 898.87M |
| SEC Filing | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source |
Balance Sheet
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 | December 31, 2019 | December 31, 2018 | December 31, 2017 | December 31, 2016 | December 31, 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and Cash Equivalents | $15.42B | $16.11B | $13.35B | $24.02B | $16.07B | $7.40B | $5.54B | $5.63B | $3.59B | $2.79B |
| Short Term Investments | $- | $607.68M | $- | $- | $- | $- | $- | $- | $- | $- |
| Cash and Short Term Investments | $15.42B | $2.15B | $13.35B | $24.02B | $16.07B | $7.40B | $5.54B | $5.63B | $3.59B | $2.79B |
| Net Receivables | $151.38M | $146.84M | $125.64M | $119.08M | $96.62M | $185.03M | $163.02M | $162.75M | $147.11M | $135.34M |
| Inventory | $- | $- | $-16.40B | $-24.82B | $-18.10B | $-8.93B | $-11.28B | $-8.95B | $-5.52B | $-4.06B |
| Other Current Assets | $- | $16.93B | $- | $- | $- | $- | $- | $- | $- | $- |
| Total Current Assets | $15.57B | $19.08B | $13.48B | $24.14B | $16.17B | $7.59B | $5.70B | $5.80B | $3.74B | $2.92B |
| Property Plant Equipment Net | $446.64M | $424.18M | $447.85M | $450.44M | $455.07M | $416.27M | $405.92M | $421.00M | $428.67M | $417.28M |
| Goodwill | $2.28M | $2.28M | $2.28M | $2.28M | $2.28M | $164.11M | $164.11M | $164.11M | $164.11M | $164.11M |
| Intangible Assets | $318.17M | $299.74M | $276.66M | $267.41M | $255.80M | $227.82M | $129.96M | $91.77M | $80.95M | $102.58M |
| Goodwill and Intangible Assets | $320.45M | $302.02M | $278.94M | $269.69M | $258.07M | $391.94M | $294.08M | $255.88M | $245.06M | $266.69M |
| Long Term Investments | $19.57B | $14.66B | $17.04B | $11.79B | $11.38B | $12.26B | $10.35B | $8.65B | $8.37B | $8.83B |
| Tax Assets | $- | $- | $264.83M | $273.81M | $270.03M | $291.90M | $291.86M | $188.18M | $165.25M | $146.85M |
| Other Non-Current Assets | $-20.33B | $80.69B | $-264.83M | $-273.81M | $-270.03M | $-291.90M | $-291.86M | $-188.18M | $-165.25M | $-146.85M |
| Total Non-Current Assets | $106.40B | $96.08B | $17.77B | $12.51B | $12.10B | $13.07B | $11.05B | $9.33B | $9.04B | $9.52B |
| Other Assets | $121.97B | $-2.15B | $76.26B | $70.93B | $67.99B | $63.07B | $59.75B | $56.21B | $54.40B | $46.22B |
| Total Assets | $121.97B | $113.01B | $107.51B | $107.58B | $96.25B | $83.73B | $76.50B | $71.33B | $67.18B | $58.66B |
| Account Payables | $466.46M | $711.32M | $671.87M | $317.58M | $327.44M | $291.12M | $388.96M | $429.14M | $404.24M | $45.00M |
| Short Term Debt | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Tax Payables | $917.45M | $399.72M | $640.41M | $139.05M | $90.49M | $206.01M | $220.58M | $184.16M | $169.71M | $172.95M |
| Deferred Revenue | $- | $- | $-1.28B | $- | $- | $287.87M | $359.96M | $408.01M | $-50.61M | $- |
| Other Current Liabilities | $-1.38B | $-1.11B | $-1.31B | $-456.63M | $-417.93M | $-497.14M | $-609.55M | $-613.29M | $-573.95M | $-217.95M |
| Total Current Liabilities | $- | $59.22B | $671.87M | $317.58M | $327.44M | $291.12M | $388.96M | $429.14M | $404.24M | $26.29B |
| Long Term Debt | $- | $- | $- | $- | $7.57B | $7.64B | $7.76B | $8.26B | $- | $11.08B |
| Deferred Revenue Non-Current | $- | $- | $-59.20M | $7.62B | $7.44B | $7.42B | $7.55B | $8.09B | $173.40M | $106.96M |
| Deferred Tax Liabilities Non-Current | $- | $- | $59.20M | $115.49M | $129.61M | $215.24M | $204.93M | $167.85M | $176.68M | $141.99M |
| Other Non-Current Liabilities | $- | $107.69B | $- | $-7.74B | $-7.57B | $-7.64B | $-7.76B | $-8.26B | $- | $-11.08B |
| Total Non-Current Liabilities | $- | $107.69B | $671.87M | $7.74B | $7.57B | $7.64B | $7.76B | $8.26B | $8.95B | $54.86B |
| Other Liabilities | $116.09B | $-59.22B | $101.26B | $94.68B | $83.39B | $71.00B | $63.87B | $58.29B | $53.73B | $-26.29B |
| Total Liabilities | $116.09B | $107.69B | $102.60B | $102.73B | $91.29B | $78.93B | $72.02B | $66.98B | $63.09B | $54.86B |
| Preferred Stock | $- | $- | $117.12M | $- | $- | $- | $- | $- | $- | $- |
| Common Stock | $- | $269.66M | $269.66M | $269.66M | $269.66M | $269.66M | $269.66M | $269.66M | $269.66M | $269.66M |
| Retained Earnings | $- | $5.17B | $4.97B | $4.64B | $3.37B | $3.31B | $3.05B | $2.94B | $2.65B | $2.37B |
| Accumulated Other Comprehensive Income Loss | $- | $-102.56M | $-117.12M | $121.70M | $160.39M | $204.90M | $167.24M | $126.18M | $134.82M | $106.37M |
| Other Total Stockholders Equity | $5.88B | $-13.68M | $-448.77M | $-167.07M | $1.18B | $1.18B | $1.11B | $1.18B | $1.18B | $1.18B |
| Total Stockholders Equity | $5.88B | $5.32B | $4.90B | $4.85B | $4.96B | $4.80B | $4.49B | $4.36B | $4.10B | $3.80B |
| Total Equity | $5.88B | $5.32B | $4.90B | $4.85B | $4.96B | $4.80B | $4.49B | $4.36B | $4.10B | $3.80B |
| Total Liabilities and Stockholders Equity | $121.97B | $113.01B | $107.51B | $107.58B | $96.25B | $83.73B | $76.50B | $71.33B | $67.18B | $58.66B |
| Minority Interest | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Total Liabilities and Total Equity | $121.97B | $113.01B | $107.51B | $107.58B | $96.25B | $83.73B | $76.50B | $71.33B | $67.18B | $58.66B |
| Total Investments | $19.57B | $14.66B | $17.04B | $11.79B | $11.38B | $12.26B | $10.35B | $8.65B | $8.37B | $8.83B |
| Total Debt | $- | $20.14B | $6.43B | $7.74B | $7.57B | $7.64B | $7.76B | $8.26B | $8.95B | $11.08B |
| Net Debt | $-15.42B | $-16.11B | $-6.92B | $-16.29B | $-8.50B | $236.22M | $2.22B | $2.62B | $5.36B | $8.29B |
Cash Flow Statement
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 | December 31, 2019 | December 31, 2018 | December 31, 2017 | December 31, 2016 | December 31, 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $952.97M | $844.79M | $560.20M | $1.33B | $317.12M | $550.66M | $526.40M | $495.21M | $490.11M | $375.92M |
| Depreciation and Amortization | $87.45M | $82.07M | $80.09M | $77.79M | $75.58M | $80.94M | $61.79M | $60.95M | $58.89M | $61.65M |
| Deferred Income Tax | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Stock Based Compensation | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Change in Working Capital | $364.24M | $-779.63M | $-9.35B | $6.26B | $7.48B | $-785.85M | $-787.95M | $1.28B | $1.00B | $-406.12M |
| Accounts Receivables | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Inventory | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Accounts Payables | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Other Working Capital | $364.24M | $-779.63M | $- | $- | $- | $- | $- | $- | $- | $- |
| Other Non Cash Items | $536.78M | $511.19M | $670.98M | $-622.66M | $664.00M | $310.71M | $375.49M | $388.55M | $225.38M | $238.77M |
| Net Cash Provided by Operating Activities | $1.94B | $658.42M | $-8.03B | $7.05B | $8.54B | $156.47M | $175.73M | $2.23B | $1.78B | $270.22M |
| Investments in Property Plant and Equipment | $-50.83M | $-21.71M | $-72.25M | $-67.32M | $-86.68M | $-145.28M | $-89.07M | $-64.23M | $-67.90M | $-106.31M |
| Acquisitions Net | $- | $-48.10M | $-24.91M | $-53.83M | $228.00K | $-206.83M | $123.00K | $301.00K | $-135.76M | $29.44M |
| Purchases of Investments | $- | $- | $-8.62B | $-5.40B | $-1.69B | $-1.32B | $-5.57B | $-573.39M | $208.01M | $-550.44M |
| Sales Maturities of Investments | $- | $- | $2.17M | $5.40B | $6.12B | $5.81B | $18.15M | $40.25M | $383.83M | $413.15M |
| Other Investing Activities | $-69.96M | $25.58M | $8.48B | $57.25M | $-4.46B | $-2.83B | $80.16M | $136.06M | $43.30M | $212.40M |
| Net Cash Used for Investing Activities | $-120.80M | $-44.23M | $-234.05M | $-63.91M | $-120.86M | $1.31B | $-8.79M | $-461.01M | $431.48M | $519.23M |
| Debt Repayment | $200.00M | $300.00M | $-500.00M | $550.00M | $310.00M | $-297.25M | $- | $495.30M | $85.88M | $-13.30M |
| Common Stock Issued | $78.60M | $79.15M | $84.10M | $51.45M | $56.58M | $52.38M | $83.69M | $56.46M | $56.90M | $64.52M |
| Common Stock Repurchased | $-78.68M | $-79.12M | $-84.47M | $-48.84M | $-59.00M | $-52.91M | $-83.58M | $-57.14M | $-56.04M | $-64.28M |
| Dividends Paid | $-462.35M | $-405.83M | $-252.48M | $-210.77M | $-87.76M | $-264.66M | $-258.41M | $-224.50M | $-189.45M | $-206.22M |
| Other Financing Activities | $1.00K | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Net Cash Used Provided by Financing Activities | $-262.44M | $-105.81M | $-752.85M | $341.85M | $219.82M | $-562.44M | $-258.29M | $270.12M | $-102.72M | $-219.28M |
| Effect of Forex Changes on Cash | $- | $- | $- | $- | $- | $- | $1.00K | $- | $- | $- |
| Net Change in Cash | $1.56B | $508.38M | $-9.02B | $7.33B | $8.64B | $903.62M | $-91.35M | $2.04B | $2.11B | $570.18M |
| Cash at End of Period | $615.42B | $13.86B | $13.35B | $22.37B | $15.04B | $6.41B | $5.50B | $5.59B | $3.56B | $1.45B |
| Cash at Beginning of Period | $613.86B | $13.35B | $22.37B | $15.04B | $6.41B | $5.50B | $5.59B | $3.56B | $1.45B | $878.70M |
| Operating Cash Flow | $1.94B | $658.42M | $-8.03B | $7.05B | $8.54B | $156.47M | $175.73M | $2.23B | $1.78B | $270.22M |
| Capital Expenditure | $-151.10M | $-21.71M | $-72.25M | $-67.32M | $-86.68M | $-145.28M | $-89.07M | $-64.23M | $-67.90M | $-106.31M |
| Free Cash Flow | $1.79B | $568.04M | $-8.11B | $6.98B | $8.45B | $11.20M | $86.65M | $2.16B | $1.71B | $163.91M |