Cass Information Systems (CASS) Financial Statements

Price: $40.265
Market Cap: $542.16M
Avg Volume: 42.43K
Country: US
Industry: Specialty Business Services
Sector: Industrials
Beta: 0.51
52W Range: $37.99-47.14
Website: Cass Information Systems

Overview of Financial Statements

Financial statements are records that provide an overview of a company's financial performance and position. There are three main types of financial statements:

  • Income Statement: Shows the company's revenue, expenses, and profit over a specific period.
  • Balance Sheet: Provides a snapshot of the company's assets, liabilities, and equity at a specific point in time.
  • Cash Flow Statement: Details the cash inflows and outflows from operating, investing, and financing activities over a period.

This page presents both annual and quarterly data for these financial statements. The charts below provide a visual representation of the key metrics from each statement, helping you to quickly understand the financial health of Cass Information Systems.


Income Statement

Revenue
Cost of Revenue
Revenue and Costs$250.00M$250.00M$200.00M$200.00M$150.00M$150.00M$100.00M$100.00M$50.00M$50.00M$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Operating Expenses
Operating Income
Operating Expenses & Income$240.00M$240.00M$160.00M$160.00M$80.00M$80.00M$0.00$0.00-$80.00M-$80.00M-$160.00M-$160.00M20162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Revenue $199.19M $213.23M $183.83M $154.02M $144.96M $157.24M $148.27M $135.30M $120.72M $120.82M
Cost of Revenue $12.49M $118.14M $33.10M $28.17M $26.55M $28.69M $26.04M $23.06M $20.89M $89.78M
Gross Profit $186.70M $95.08M $150.72M $125.85M $118.40M $128.55M $122.23M $112.24M $99.83M $31.03M
Gross Profit Ratio 93.73% 44.59% 81.99% 81.71% 81.68% 81.76% 82.44% 82.95% 82.69% 25.69%
Research and Development Expenses $- $- $0 $0 $0 $0 $0 $0 $0 $-
General and Administrative Expenses $123.39M $3.56M $106.47M $92.16M $88.06M $91.08M $85.88M $77.34M $75.88M $70.31M
Selling and Marketing Expenses $3.54M $3.25M $2.89M $2.63M $2.18M $3.84M $3.34M $2.56M $2.19M $2.27M
Selling General and Administrative Expenses $126.93M $6.81M $106.47M $92.16M $88.06M $91.08M $85.88M $77.34M $78.06M $70.31M
Other Expenses $51.58M $- $139.58M $-212.35M $-202.68M $-210.85M $-196.38M $100.40M $93.47M $89.78M
Operating Expenses $174.97M $6.81M $139.58M $-120.20M $-114.61M $-119.77M $-103.27M $100.40M $93.47M $89.78M
Cost and Expenses $186.72M $124.96M $172.68M $-120.20M $-114.61M $-119.77M $-103.27M $123.47M $114.36M $179.57M
Interest Income $88.05M $82.76M $58.84M $44.33M $47.69M $52.61M $47.93M $41.98M $39.93M $38.71M
Interest Expense $20.26M $16.27M $3.48M $1.17M $2.36M $5.19M $3.74M $2.19M $2.03M $2.11M
Depreciation and Amortization $5.99M $4.97M $144.41M $121.37M $117.78M $125.21M $115.66M $102.59M $94.00M $8.86M
EBITDA $- $58.59M $- $- $41.61M $- $- $- $- $-
EBITDA Ratio 0.00% 27.48% 0.00% 0.00% 28.71% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Income $12.47M $88.27M $46.38M $33.82M $30.34M $37.47M $40.08M $-81.49M $-74.44M $-140.86M
Operating Income Ratio 6.26% 41.40% 25.23% 21.96% 20.93% 23.83% 27.03% -60.23% -61.66% -116.59%
Total Other Income Expenses Net $11.75M $-50.91M $153.25M $136.82M $-22.99M $133.31M $126.38M $-19.21M $-17.34M $1.40M
Income Before Tax $24.22M $37.36M $42.90M $33.82M $30.34M $37.47M $36.35M $34.90M $32.06M $31.03M
Income Before Tax Ratio 12.16% 17.52% 23.34% 21.96% 20.93% 23.83% 24.51% 25.79% 26.56% 25.69%
Income Tax Expense $5.05M $7.30M $8.00M $5.22M $5.17M $7.06M $6.08M $9.88M $7.72M $7.98M
Net Income $19.17M $30.06M $34.90M $28.60M $25.18M $30.40M $30.27M $25.01M $24.35M $23.06M
Net Income Ratio 9.62% 14.10% 18.99% 18.57% 17.37% 19.34% 20.41% 18.49% 20.17% 19.08%
EPS $1.42 $2.18 $2.58 $2.03 $1.75 $2.11 $2.06 $1.70 $1.65 $1.54
EPS Diluted $1.39 $2.18 $2.53 $2.00 $1.73 $2.07 $2.03 $1.68 $1.63 $1.52
Weighted Average Shares Outstanding 13.50M 13.79M 13.55M 14.09M 14.36M 14.43M 14.68M 14.70M 14.72M 14.99M
Weighted Average Shares Outstanding Diluted 13.78M 13.82M 13.81M 14.33M 14.57M 14.69M 14.91M 14.92M 14.93M 15.22M
SEC Filing Source Source Source Source Source Source Source Source Source Source

Balance Sheet

Total Assets
Total Liabilities
Total Assets and Liabilities$3.00B$3.00B$2.40B$2.40B$1.80B$1.80B$1.20B$1.20B$600.00M$600.00M$0.00$0.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Equity$400.00M$400.00M$200.00M$200.00M$0.00$0.00-$200.00M-$200.00M-$400.00M-$400.00M-$600.00M-$600.00M20162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Cash and Cash Equivalents $19.33M $372.47M $200.94M $12.30M $424.80M $190.50M $194.32M $169.48M $148.67M $185.42M
Short Term Investments $330.40M $351.56M $934.41M $1.18B $357.73M $422.67M $441.53M $470.52M $390.55M $375.70M
Cash and Short Term Investments $349.73M $372.47M $955.41M $1.19B $782.52M $613.16M $635.86M $640.00M $539.22M $561.12M
Net Receivables $55.91M $110.65M $95.78M $4.99M $- $- $- $- $- $-
Inventory $- $- $296.72M $514.93M $-209.20M $-558.13M $1 $-1.01B $1 $-1.24B
Other Current Assets $- $- $587.55M $582.85M $- $- $- $- $- $-
Total Current Assets $405.63M $483.12M $1.05B $1.19B $782.52M $613.16M $635.86M $76.05M $129.89M $76.77M
Property Plant Equipment Net $34.17M $38.19M $19.96M $18.11M $18.06M $20.53M $22.03M $21.59M $21.09M $19.65M
Goodwill $21.35M $17.31M $17.31M $14.26M $14.26M $14.26M $12.57M $12.57M $11.59M $11.59M
Intangible Assets $5.01M $3.35M $4.13M $2.56M $3.42M $4.28M $1.55M $2.00M $2.00M $2.40M
Goodwill and Intangible Assets $26.36M $20.65M $21.43M $16.83M $17.68M $18.54M $14.12M $14.56M $13.59M $13.99M
Long Term Investments $- $627.12M $754.47M $1.18B $357.73M $422.67M $441.53M $470.52M $390.55M $375.70M
Tax Assets $- $-744.67M $2.57B $2.55B $2.20B $1.76B $1.70B $1.60B $1.50B $-
Other Non-Current Assets $- $-635.22M $-2.39B $-2.55B $-2.20B $-1.76B $-1.70B $-2.07B $-1.90B $-375.70M
Total Non-Current Assets $60.53M $50.75M $975.81M $1.21B $393.47M $461.74M $477.69M $36.15M $34.67M $33.64M
Other Assets $1.93B $1.94B $546.03M $155.50M $1.03B $689.35M $581.63M $1.49B $1.34B $1.35B
Total Assets $2.40B $2.48B $2.57B $2.55B $2.20B $1.76B $1.70B $1.60B $1.50B $1.46B
Account Payables $1.15B $1.07B $1.07B $1.05B $835.39M $684.29M $694.36M $715.89M $642.29M $577.26M
Short Term Debt $- $1.33M $- $- $- $18.00M $- $- $- $-
Tax Payables $- $- $- $- $- $- $- $- $- $-
Deferred Revenue $- $- $1.07B $- $833.62M $- $- $- $- $-
Other Current Liabilities $- $1.13B $-1.07B $-1.05B $-835.39M $-702.29M $- $-54.00M $- $-
Total Current Liabilities $1.15B $2.20B $1.07B $1.05B $835.39M $702.29M $694.36M $661.89M $642.29M $577.26M
Long Term Debt $- $7.15M $- $- $- $- $- $- $- $-
Deferred Revenue Non-Current $- $- $2.37B $2.31B $1.94B $1.52B $1.47B $1.38B $1.30B $-
Deferred Tax Liabilities Non-Current $- $- $8.15M $- $4.42M $4.93M $- $- $- $-
Other Non-Current Liabilities $1.02B $39.48M $- $- $- $- $83.85M $716.23M $69.03M $670.87M
Total Non-Current Liabilities $1.02B $46.63M $1.07B $1.26B $1.11B $817.76M $770.97M $716.23M $654.52M $670.87M
Other Liabilities $- $- $231.50M $-1.26B $-1.11B $-817.76M $- $- $- $-
Total Liabilities $2.17B $2.25B $2.37B $1.05B $835.39M $702.29M $1.47B $1.38B $1.30B $1.25B
Preferred Stock $- $- $131.68M $112.22M $99.06M $90.34M $75.17M $59.31M $128.46M $-
Common Stock $7.75M $7.75M $7.75M $7.75M $7.75M $7.75M $7.75M $6.52M $5.97M $5.97M
Retained Earnings $148.49M $145.78M $131.68M $112.22M $99.06M $90.34M $75.17M $59.31M $118.36M $103.99M
Accumulated Other Comprehensive Income Loss $-45.19M $-47.47M $-59.32M $453.00K $-15.00K $-13.92M $-18.87M $-13.32M $-14.54M $-6.66M
Other Total Stockholders Equity $117.98M $123.74M $126.21M $125.37M $154.36M $160.02M $165.80M $172.57M $98.25M $104.08M
Total Stockholders Equity $229.03M $229.81M $206.32M $245.80M $261.16M $244.19M $229.85M $225.09M $208.03M $207.38M
Total Equity $229.03M $229.81M $14.88M $-269.13M $-403.18M $64.92M $-1.08M $-3.02M $-58.71M $207.38M
Total Liabilities and Stockholders Equity $2.40B $2.48B $2.57B $2.55B $2.20B $1.76B $1.70B $1.60B $1.50B $1.46B
Minority Interest $- $- $-191.44M $-514.93M $-664.34M $-179.27M $-230.93M $-228.11M $-266.74M $-
Total Liabilities and Total Equity $2.40B $2.48B $2.57B $2.55B $2.20B $1.76B $1.70B $1.60B $1.50B $1.46B
Total Investments $330.40M $978.68M $1.87B $2.35B $715.45M $845.33M $883.07M $941.05M $781.10M $751.39M
Total Debt $- $8.48M $9.50M $378.06M $6.18M $18.00M $408.67M $396.55M $407.31M $464.66M
Net Debt $-19.33M $-363.99M $-191.44M $365.76M $-418.61M $-172.50M $214.34M $227.07M $258.64M $279.24M

Cash Flow Statement

Operating Cash Flow
Investing Cash Flow
Operating and Investing Cash Flow$400.00M$400.00M$200.00M$200.00M$0.00$0.00-$200.00M-$200.00M-$400.00M-$400.00M-$600.00M-$600.00M20162016201720172018201820192019202020202021202120222022202320232024202420252025
Financing Cash Flow$600.00M$600.00M$400.00M$400.00M$200.00M$200.00M$0.00$0.00-$200.00M-$200.00M20162016201720172018201820192019202020202021202120222022202320232024202420252025
Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020 December 31, 2019 December 31, 2018 December 31, 2017 December 31, 2016 December 31, 2015
Net Income $19.17M $30.06M $34.90M $28.60M $25.18M $30.40M $30.27M $25.01M $24.35M $23.06M
Depreciation and Amortization $4.33M $4.97M $4.70M $5.17M $11.27M $10.94M $11.24M $11.34M $9.43M $8.86M
Deferred Income Tax $-1.05M $-284.00K $-1.16M $-698.00K $-874.00K $1.25M $-3.52M $4.00M $319.00K $-137.00K
Stock Based Compensation $3.17M $4.14M $6.73M $2.86M $2.27M $3.14M $3.01M $2.34M $1.96M $2.06M
Change in Working Capital $- $-4.52M $-4.28M $-2.21M $6.42M $-2.22M $13.10M $326.00K $4.49M $4.60M
Accounts Receivables $-3.34M $-3.84M $-2.52M $-602.00K $756.00K $988.00K $4.71M $-4.66M $-4.07M $-839.00K
Inventory $- $-3.77M $- $-215.02M $-210.50M $22.40M $23.34M $-22.63M $- $-
Accounts Payables $77.91M $3.77M $17.20M $215.02M $210.50M $-22.40M $-19.59M $19.60M $65.03M $-78.17M
Other Working Capital $- $-675.00K $-18.96M $-1.60M $5.66M $-3.21M $4.64M $8.01M $-60.53M $82.77M
Other Non Cash Items $13.33M $2.57M $10.71M $817.00K $3.53M $-1.39M $-5.75M $-4.13M $-5.36M $-4.94M
Net Cash Provided by Operating Activities $38.95M $36.94M $51.61M $34.55M $47.78M $42.13M $48.34M $38.89M $35.19M $33.49M
Investments in Property Plant and Equipment $- $-14.32M $-5.87M $-4.37M $-2.00M $-2.72M $-4.40M $-4.13M $-4.68M $-5.75M
Acquisitions Net $- $- $-4.81M $-68.66M $-119.18M $-2.83M $-35.34M $-21.34M $-5.77M $10.88M
Purchases of Investments $-119.74M $-15.33M $-232.08M $-494.23M $-20.04M $-50.97M $-82.02M $-124.78M $-96.29M $-161.28M
Sales Maturities of Investments $213.32M $150.82M $65.05M $160.72M $85.73M $26.15M $96.64M $44.16M $65.02M $137.81M
Other Investing Activities $-89.62M $163.50M $-128.67M $-121.98M $11.60M $-45.38M $-21.67M $-33.76M $179.00K $14.70M
Net Cash Used for Investing Activities $3.95M $284.66M $-306.39M $-528.52M $-43.90M $-75.76M $-46.80M $-139.84M $-41.55M $-3.64M
Debt Repayment $- $- $- $- $-18.00M $18.00M $- $- $- $-
Common Stock Issued $- $- $- $- $- $- $- $- $- $-
Common Stock Repurchased $-7.25M $-5.77M $-5.30M $-31.00M $-6.83M $-7.80M $-8.84M $-2.27M $-9.21M $-10.95M
Dividends Paid $-16.46M $-15.96M $-15.44M $-15.45M $-15.60M $-15.23M $-13.18M $-10.68M $-9.98M $-9.70M
Other Financing Activities $-41.93M $-128.34M $-38.46M $384.81M $503.12M $11.69M $23.30M $75.26M $39.13M $-50.37M
Net Cash Used Provided by Financing Activities $-65.64M $-150.07M $-59.20M $338.37M $462.69M $6.65M $1.28M $62.32M $19.93M $-71.02M
Effect of Forex Changes on Cash $- $- $- $- $- $- $- $- $- $-
Net Change in Cash $-22.74M $171.53M $-313.99M $-155.60M $466.57M $-26.98M $2.82M $-38.63M $13.57M $-41.16M
Cash at End of Period $349.73M $372.47M $200.94M $514.93M $670.53M $203.95M $230.93M $228.11M $266.74M $253.17M
Cash at Beginning of Period $372.47M $200.94M $514.93M $670.53M $203.95M $230.93M $228.11M $266.74M $253.17M $294.33M
Operating Cash Flow $38.95M $36.94M $51.61M $34.55M $47.78M $42.13M $48.34M $38.89M $35.19M $33.49M
Capital Expenditure $- $-14.32M $-5.87M $-4.37M $-2.00M $-2.72M $-4.40M $-4.13M $-4.68M $-5.75M
Free Cash Flow $38.95M $22.61M $45.74M $30.18M $45.78M $39.40M $43.94M $34.76M $30.50M $27.75M