CF Bankshares (CFBK) Debt Metrics
Market Cap: $142.60M
Avg Volume: 16.22K
Industry: Banks - Regional
Sector: Financial Services
How much debt does CF Bankshares have?
According to CF Bankshares's latest annual financial reports, the company's debt profile is as follows:
Total Debt and Liabilities
CF Bankshares's total debt stands at $113.91M. This is broken down into:
- Long-term debt: $113.91M
- Short-term debt: $-
The company's net debt, which accounts for cash and cash equivalents, is $-121.46M. In terms of overall financial obligations, CF Bankshares's total liabilities amount to $1.90B.
Debt Ratios and Metrics
To better understand CF Bankshares's debt position, we can look at several key ratios:
- Debt to Equity Ratio: 0.68 - this indicates the proportion of equity and debt the company uses to finance its assets.
- Debt Ratio: 5.51% - this shows the proportion of a company's assets that are financed through debt.
- Interest Coverage Ratio: 0.40 - this measures how easily a company can pay interest on its outstanding debt.
- Long-term Debt to Capitalization: 39.00% - this shows the proportion of long-term debt in the company's capital structure.
- Total Debt to Capitalization: 40.34% - this indicates the total debt in the company's capital structure.
These metrics provide insight into CF Bankshares's financial leverage and its ability to meet financial obligations. For a comprehensive understanding of the company's financial health, it's important to consider these debt metrics alongside other financial indicators and industry benchmarks.
Total Debt
$113.91M
Long-term Debt
$113.91M
Short-term Debt
$-
Net Debt
$-121.46M
Total Liabilities
$1.90B
Interest Coverage
0.40
Debt to Equity Ratio
0.68
Debt Ratio
5.51%
CF Bankshares Historical Debt Metrics
CF Bankshares Historical Debt
The table below shows various debt metrics for each year, with the latest data available for the last fiscal year 2024.
| Year | Total Debt | Long-term Debt | Short-term Debt | Net Debt | Total Liabilities | Debt to Equity | Debt Ratio | Interest Coverage | Long-term Debt to Capitalization | Total Debt to Capitalization |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $113.91M | $113.91M | $- | $-121.46M | $1.90B | 0.68 | 5.51% | 0.40 | 39.00% | 40.34% |
| 2023 | $130.26M | $130.26M | $- | $-131.44M | $1.90B | 0.84 | 6.33% | 0.00 | 44.57% | 45.60% |
| 2022 | $125.82M | $125.82M | $- | $-26.07M | $1.68B | 0.90 | 6.91% | 2.19 | 47.18% | 47.47% |
| 2021 | $106.64M | $106.64M | $- | $-60.05M | $1.37B | 0.85 | 7.13% | 2.21 | 45.49% | 45.97% |
| 2020 | $230.80M | $230.80M | $- | $9.11M | $1.37B | 2.09 | 15.63% | 2.49 | 67.68% | 67.68% |
| 2019 | $45.78M | $41.28M | $- | $-196.00K | $799.88M | 0.57 | 5.20% | 0.90 | 32.77% | 36.21% |
| 2018 | $34.27M | $34.27M | $- | $-33.14M | $619.47M | 0.75 | 5.15% | 1.76 | 42.93% | 42.93% |
| 2017 | $18.66M | $18.66M | $- | $-26.94M | $441.16M | 0.46 | 3.87% | 1.95 | 31.66% | 31.66% |
| 2016 | $18.66M | $18.66M | $- | $-39.39M | $396.82M | 0.47 | 4.28% | 1.77 | 32.19% | 32.19% |
| 2015 | $19.66M | $19.66M | $- | $-6.24M | $312.98M | 0.51 | 5.60% | 1.50 | 33.91% | 33.91% |
Related Metrics
Explore detailed financial metrics and analysis for CFBK.