Fiserv Key Executives

This section highlights Fiserv's key executives, including their titles and compensation details.

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Fiserv Earnings

This section highlights Fiserv's earnings, including key dates, EPS, earnings reports, and earnings call transcripts.

Next Earnings Date

Date:
Time:
Est. EPS: $-
Status: Unconfirmed

Last Earnings Results

Date: September 29, 2024
EPS: $3.57
Est. EPS: $-
Revenue: $5.21B

Earnings Call Transcripts

Transcript Quarter Year Date Estimated EPS Actual EPS
Read Transcript Q4 2024 2025-02-05 N/A N/A
Read Transcript Q3 2024 2024-10-22 N/A N/A
Read Transcript Q2 2024 2024-07-24 N/A N/A
Read Transcript Q1 2024 2024-04-23 N/A N/A
Read Transcript Q4 2023 2024-02-06 N/A N/A
Read Transcript Q3 2023 2023-10-26 N/A N/A
Read Transcript Q2 2023 2023-07-27 N/A N/A
Read Transcript Q1 2023 2023-04-25 $1.56 $1.58

Fiserv, Inc. (FISV)

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. The company was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

Technology Information Technology Services

$114.23

Stock Price

$116.20B

Market Cap

38.00K

Employees

Brookfield, WI

Location

Financial Statements

Access annual & quarterly financial statements for Fiserv, including income statements, balance sheets, and cash flow statements..

Annual Income Statement

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Revenue $20.46B $19.09B $17.74B $16.23B $14.85B
Cost of Revenue $8.01B $7.67B $7.99B $8.13B $7.81B
Gross Profit $12.44B $11.42B $9.74B $8.10B $7.04B
Gross Profit Ratio 60.83% 59.80% 54.94% 49.90% 47.40%
Research and Development Expenses $- $- $- $- $-
General and Administrative Expenses $- $- $- $- $-
Selling and Marketing Expenses $- $- $- $- $-
Selling General and Administrative Expenses $6.56B $6.58B $6.06B $5.81B $5.65B
Other Expenses $- $-167.00M $-94.00M $71.00M $28.00M
Operating Expenses $6.56B $6.41B $6.06B $5.81B $5.65B
Cost and Expenses $14.58B $14.08B $14.05B $13.94B $13.46B
Interest Income $43.00M $28.00M $13.00M $3.00M $7.00M
Interest Expense $1.24B $1.00B $733.00M $693.00M $709.00M
Depreciation and Amortization $- $2.93B $3.00B $3.05B $3.09B
EBITDA $5.88B $7.81B $6.64B $5.39B $4.96B
EBITDA Ratio 28.74% 40.92% 38.12% 34.24% 31.15%
Operating Income $5.88B $4.85B $3.74B $2.29B $1.42B
Operating Income Ratio 28.74% 25.41% 21.09% 14.10% 9.53%
Total Other Income Expenses Net $-1.37B $-953.00M $-827.00M $-622.00M $-681.00M
Income Before Tax $4.51B $3.90B $2.91B $1.67B $1.17B
Income Before Tax Ratio 22.03% 20.42% 16.42% 10.27% 7.88%
Income Tax Expense $641.00M $754.00M $551.00M $363.00M $196.00M
Net Income $3.13B $3.07B $2.53B $1.33B $958.00M
Net Income Ratio 15.31% 16.07% 14.26% 8.22% 6.45%
EPS $5.41 $5.02 $3.94 $2.01 $1.43
EPS Diluted $5.38 $4.98 $3.90 $1.99 $1.40
Weighted Average Shares Outstanding 578.70M 611.70M 642.30M 662.60M 672.10M
Weighted Average Shares Outstanding Diluted 582.10M 615.90M 647.90M 671.60M 683.40M
SEC Filing Source Source Source Source Source


Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Revenue $5.25B $5.21B $5.11B $4.88B $4.92B $4.87B $4.76B $4.55B $4.63B $4.52B $4.45B $4.14B $4.26B $4.16B $4.05B $3.75B $3.83B $3.79B $3.46B $3.77B
Cost of Revenue $2.02B $2.01B $1.98B $2.01B $1.27B $1.89B $1.93B $2.00B $1.98B $2.00B $2.04B $1.97B $2.20B $2.05B $1.97B $1.91B $1.86B $1.87B $1.92B $2.17B
Gross Profit $3.23B $3.21B $3.12B $2.88B $3.65B $2.98B $2.83B $2.54B $2.65B $2.52B $2.41B $2.17B $2.05B $2.11B $2.08B $1.85B $1.98B $1.92B $1.54B $1.60B
Gross Profit Ratio 61.55% 61.50% 61.20% 58.90% 74.20% 61.10% 59.40% 55.90% 57.20% 55.80% 54.10% 52.30% 48.20% 50.70% 51.40% 49.20% 51.54% 50.66% 44.59% 42.50%
Research and Development Expenses $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
General and Administrative Expenses $- $- $- $- $- $- $- $- $- $- $- $- $- $- $16.43M $16.45M $14.62M $18.66M $22.29M $26.68M
Selling and Marketing Expenses $- $- $- $- $- $- $- $- $- $- $- $- $- $- $1.42B $1.36B $1.44B $1.39B $1.35B $1.38B
Selling General and Administrative Expenses $1.56B $1.61B $1.70B $1.70B $1.62B $1.65B $1.70B $1.60B $1.50B $1.55B $1.55B $1.47B $1.52B $1.48B $1.44B $1.37B $1.46B $1.41B $1.38B $1.40B
Other Expenses $- $- $-5.00M $-7.00M $-572.00M $-35.00M $-26.00M $-20.00M $-11.00M $-13.00M $-66.00M $-4.00M $35.00M $14.00M $1.00M $21.00M $-6.00M $13.00M $1.00M $20.00M
Operating Expenses $1.56B $1.61B $1.70B $1.70B $2.20B $1.65B $1.70B $1.60B $1.50B $1.55B $1.55B $1.47B $1.52B $1.48B $1.44B $1.37B $1.46B $1.41B $1.38B $1.40B
Cost and Expenses $3.58B $3.61B $3.68B $3.70B $3.47B $3.55B $3.62B $3.61B $3.48B $3.54B $3.59B $3.44B $3.72B $3.53B $3.41B $3.28B $3.32B $3.28B $3.30B $3.57B
Interest Income $11.00M $13.00M $9.00M $10.00M $5.00M $10.00M $5.00M $8.00M $5.00M $3.00M $2.00M $3.00M $- $1.00M $1.00M $1.00M $- $2.00M $178.00K $533.00K
Interest Expense $334.00M $339.00M $294.00M $271.00M $284.00M $258.00M $232.00M $202.00M $199.00M $190.00M $176.00M $168.00M $170.00M $172.00M $175.00M $176.00M $174.00M $174.00M $174.00M $187.00M
Depreciation and Amortization $758.00M $844.00M $705.00M $774.00M $767.00M $769.00M $800.00M $785.00M $771.00M $790.00M $809.00M $799.00M $631.00M $805.00M $813.00M $797.00M $774.00M $787.00M $817.00M $832.00M
EBITDA $2.28B $2.45B $2.14B $1.95B $2.22B $2.10B $1.93B $1.72B $1.94B $1.76B $1.67B $1.50B $1.20B $1.44B $1.46B $1.27B $1.28B $1.34B $985.00M $1.48B
EBITDA Ratio 43.34% 47.06% 41.75% 40.02% 45.11% 42.29% 40.05% 37.45% 41.29% 38.78% 36.02% 36.10% 31.69% 34.95% 35.99% 34.43% 33.51% 34.50% 28.46% 27.86%
Operating Income $1.67B $1.60B $1.43B $1.18B $1.45B $1.50B $1.13B $934.00M $1.18B $855.00M $860.00M $846.00M $533.00M $636.00M $644.00M $475.00M $516.00M $542.00M $165.00M $629.00M
Operating Income Ratio 31.77% 30.70% 27.94% 24.17% 29.51% 30.84% 23.78% 20.54% 25.46% 18.92% 19.33% 20.44% 12.52% 15.28% 15.90% 12.65% 13.47% 14.32% 4.76% 16.69%
Total Other Income Expenses Net $-484.00M $-330.00M $-290.00M $-267.00M $-343.00M $-293.00M $-258.00M $-222.00M $-210.00M $-203.00M $-242.00M $-172.00M $-135.00M $-158.00M $-174.00M $-155.00M $-180.00M $-161.00M $-173.00M $-167.00M
Income Before Tax $1.18B $1.27B $1.14B $913.00M $1.10B $1.21B $873.00M $712.00M $969.00M $652.00M $618.00M $674.00M $398.00M $478.00M $470.00M $320.00M $336.00M $381.00M $-8.00M $462.00M
Income Before Tax Ratio 22.55% 24.37% 22.28% 18.70% 22.43% 24.83% 18.36% 15.66% 20.92% 14.43% 13.89% 16.29% 9.35% 11.48% 11.60% 8.52% 8.77% 10.06% -0.23% 12.26%
Income Tax Expense $193.00M $74.00M $221.00M $153.00M $210.00M $239.00M $181.00M $124.00M $169.00M $147.00M $137.00M $98.00M $63.00M $54.00M $228.00M $18.00M $20.00M $124.00M $-27.00M $79.00M
Net Income $938.00M $564.00M $894.00M $735.00M $870.00M $952.00M $683.00M $563.00M $782.00M $481.00M $598.00M $669.00M $333.00M $428.00M $269.00M $304.00M $300.00M $264.00M $2.00M $392.00M
Net Income Ratio 17.86% 10.81% 17.51% 15.05% 17.69% 19.54% 14.36% 12.38% 16.89% 10.65% 13.44% 16.17% 7.82% 10.28% 6.64% 8.10% 7.83% 6.97% 0.06% 10.40%
EPS $1.64 $0.98 $1.53 $1.24 $1.45 $1.57 $1.11 $0.90 $1.23 $0.76 $0.93 $1.03 $0.51 $0.65 $0.41 $0.45 $0.45 $0.39 $0.00 $0.58
EPS Diluted $1.64 $0.98 $1.53 $1.24 $1.44 $1.56 $1.10 $0.89 $1.22 $0.75 $0.92 $1.02 $0.50 $0.64 $0.40 $0.45 $0.44 $0.39 $0.00 $0.57
Weighted Average Shares Outstanding 571.40M 573.70M 582.70M 590.90M 600.62M 606.20M 615.40M 626.90M 635.91M 636.00M 643.00M 647.00M 650.00M 661.40M 663.70M 668.60M 669.10M 669.80M 670.00M 678.10M
Weighted Average Shares Outstanding Diluted 571.40M 576.90M 585.40M 594.80M 602.70M 610.30M 619.20M 631.30M 638.60M 645.00M 650.80M 657.20M 663.90M 669.70M 672.70M 679.90M 681.20M 680.30M 680.80M 691.20M
SEC Filing Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source

Annual Balance Sheet

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Cash and Cash Equivalents $1.24B $1.20B $902.00M $835.00M $906.00M
Short Term Investments $- $916.00M $- $- $-
Cash and Short Term Investments $1.24B $1.20B $902.00M $835.00M $906.00M
Net Receivables $3.73B $3.58B $3.58B $2.86B $2.48B
Inventory $- $- $- $- $-
Other Current Assets $18.52B $30.02B $23.06B $15.18B $12.83B
Total Current Assets $23.48B $34.81B $27.54B $18.87B $16.22B
Property Plant Equipment Net $2.37B $2.79B $1.96B $1.74B $1.63B
Goodwill $36.58B $37.20B $36.81B $36.43B $36.32B
Intangible Assets $4.07B $11.21B $12.41B $14.01B $15.36B
Goodwill and Intangible Assets $40.66B $48.41B $49.23B $50.44B $51.68B
Long Term Investments $1.51B $2.26B $2.40B $2.56B $2.76B
Tax Assets $- $- $905.00M $811.00M $692.00M
Other Non-Current Assets $9.16B $2.61B $1.83B $1.82B $1.64B
Total Non-Current Assets $53.70B $56.08B $56.33B $57.38B $58.40B
Other Assets $- $- $- $- $-
Total Assets $77.18B $90.89B $83.87B $76.25B $74.62B
Account Payables $511.00M $449.00M $652.00M $593.00M $437.00M
Short Term Debt $1.11B $747.00M $592.00M $630.00M $509.00M
Tax Payables $1.13B $203.00M $432.00M $154.00M $130.00M
Deferred Revenue $- $1.43B $625.00M $585.00M $546.00M
Other Current Liabilities $19.41B $30.72B $24.78B $16.92B $14.56B
Total Current Liabilities $22.16B $33.55B $26.46B $18.30B $15.64B
Long Term Debt $23.73B $23.03B $21.58B $21.34B $20.77B
Deferred Revenue Non-Current $- $250.00M $235.00M $225.00M $187.00M
Deferred Tax Liabilities Non-Current $2.48B $3.08B $3.60B $4.17B $4.39B
Other Non-Current Liabilities $1.13B $313.00M $308.00M $263.00M $306.00M
Total Non-Current Liabilities $27.33B $26.67B $25.72B $26.00B $25.65B
Other Liabilities $- $- $- $- $-
Total Liabilities $49.49B $60.22B $52.18B $44.30B $41.29B
Preferred Stock $- $- $- $- $-
Common Stock $8.00M $8.00M $8.00M $8.00M $8.00M
Retained Earnings $23.57B $20.44B $17.38B $14.85B $13.44B
Accumulated Other Comprehensive Income Loss $-1.41B $-783.00M $-1.19B $-745.00M $-387.00M
Other Total Stockholders Equity $4.90B $10.19B $14.63B $16.84B $19.27B
Total Stockholders Equity $27.07B $29.86B $30.83B $30.95B $32.33B
Total Equity $27.69B $30.67B $31.69B $31.95B $33.33B
Total Liabilities and Stockholders Equity $77.18B $90.89B $83.87B $76.25B $74.62B
Minority Interest $618.00M $812.00M $860.00M $998.00M $999.00M
Total Liabilities and Total Equity $77.18B $90.89B $83.87B $76.25B $74.62B
Total Investments $1.51B $3.18B $2.40B $2.56B $2.76B
Total Debt $24.84B $23.90B $21.42B $21.24B $20.68B
Net Debt $23.60B $22.70B $20.52B $20.40B $19.78B


Balance Sheet Charts

Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Cash and Cash Equivalents $1.24B $617.00M $1.20B $1.21B $1.20B $1.35B $1.08B $1.05B $902.00M $893.00M $883.00M $863.00M $835.00M $933.00M $841.00M $831.00M $906.00M $937.00M $869.00M $896.00M
Short Term Investments $- $611.00M $- $- $- $- $- $- $- $- $- $- $- $- $2.03M $2.25M $2.25M $- $- $-
Cash and Short Term Investments $1.24B $1.23B $1.20B $1.21B $1.20B $1.35B $1.08B $1.05B $902.00M $893.00M $883.00M $863.00M $835.00M $933.00M $841.00M $831.00M $906.00M $937.00M $869.00M $896.00M
Net Receivables $3.73B $3.71B $3.74B $3.57B $3.58B $3.46B $3.46B $3.34B $3.58B $3.30B $3.19B $2.91B $2.86B $2.79B $2.66B $2.62B $2.48B $2.32B $2.51B $2.58B
Inventory $- $-1.86B $- $543.00M $- $- $- $- $- $- $- $- $- $- $94.68M $94.74M $81.72M $82.82M $79.86M $78.09M
Other Current Assets $18.52B $22.04B $33.39B $31.76B $30.02B $23.77B $16.90B $15.90B $23.06B $15.68B $17.73B $14.67B $15.18B $14.70B $14.22B $12.99B $12.83B $10.77B $14.10B $9.46B
Total Current Assets $23.48B $25.12B $38.33B $37.09B $34.81B $28.58B $21.44B $20.29B $27.54B $19.88B $20.28B $18.44B $18.87B $18.43B $17.73B $16.44B $16.22B $14.03B $17.48B $12.93B
Property Plant Equipment Net $2.37B $2.38B $2.29B $2.23B $2.79B $2.12B $2.02B $2.00B $1.96B $1.92B $1.80B $1.73B $1.74B $1.72B $1.65B $1.65B $1.63B $1.63B $1.69B $1.71B
Goodwill $36.58B $37.13B $36.87B $37.04B $37.20B $36.84B $37.11B $37.02B $36.81B $36.24B $36.83B $36.54B $36.43B $36.30B $36.67B $36.38B $36.32B $35.91B $36.09B $35.70B
Intangible Assets $4.07B $10.32B $10.55B $10.93B $11.21B $11.44B $11.78B $11.99B $12.41B $12.46B $13.02B $13.44B $14.01B $14.27B $14.71B $14.99B $15.36B $15.65B $16.64B $17.00B
Goodwill and Intangible Assets $40.66B $47.45B $47.42B $47.96B $48.41B $48.27B $48.89B $49.01B $49.23B $48.70B $49.84B $49.98B $50.44B $50.57B $51.38B $51.38B $51.68B $51.56B $52.72B $52.70B
Long Term Investments $1.51B $1.58B $3.20B $3.18B $3.18B $2.26B $2.32B $2.36B $2.40B $2.39B $2.52B $2.58B $2.56B $2.60B $2.59B $3.04B $2.76B $2.77B $2.76B $2.81B
Tax Assets $- $960.00M $2.86B $10.93B $80.00M $921.00M $920.00M $912.00M $905.00M $886.00M $849.00M $840.00M $811.00M $782.00M $16.48M $16.48M $18.03M $16.87M $15.77M $15.78M
Other Non-Current Assets $9.16B $3.25B $-674.00M $-8.69B $1.62B $2.00B $2.01B $1.97B $1.83B $1.87B $1.92B $1.90B $1.82B $1.67B $2.41B $2.33B $2.32B $2.37B $2.42B $2.43B
Total Non-Current Assets $53.70B $54.67B $55.09B $55.60B $56.08B $55.57B $56.16B $56.26B $56.33B $55.77B $56.93B $57.03B $57.38B $57.34B $58.05B $58.40B $58.40B $58.35B $59.61B $59.66B
Other Assets $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Total Assets $77.18B $79.79B $93.42B $92.70B $90.89B $84.15B $77.60B $76.55B $83.87B $75.64B $77.21B $75.47B $76.25B $75.77B $75.78B $74.84B $74.62B $72.37B $77.09B $72.60B
Account Payables $511.00M $483.00M $522.00M $540.00M $449.00M $441.00M $412.00M $425.00M $652.00M $469.00M $545.00M $439.00M $593.00M $496.00M $479.00M $483.00M $437.00M $373.00M $400.00M $370.00M
Short Term Debt $1.11B $1.31B $1.22B $785.00M $873.00M $764.00M $726.00M $586.00M $592.00M $528.00M $600.00M $552.00M $630.00M $449.00M $418.00M $366.00M $509.00M $365.00M $359.00M $338.00M
Tax Payables $1.13B $604.00M $237.00M $205.00M $203.00M $241.00M $103.00M $312.00M $432.00M $194.00M $161.00M $227.00M $154.00M $205.00M $147.00M $162.00M $130.00M $93.00M $89.00M $115.00M
Deferred Revenue $- $770.00M $781.00M $779.00M $761.00M $605.00M $674.00M $692.00M $625.00M $545.00M $600.00M $611.00M $585.00M $529.00M $524.00M $555.00M $546.00M $451.00M $481.00M $506.00M
Other Current Liabilities $19.41B $20.40B $34.22B $33.59B $32.03B $25.18B $18.22B $17.54B $24.78B $17.53B $18.05B $16.51B $16.92B $16.41B $16.21B $14.89B $14.56B $12.43B $15.91B $11.30B
Total Current Liabilities $22.16B $23.57B $36.20B $35.12B $33.55B $26.63B $19.46B $18.86B $26.46B $18.72B $19.35B $17.73B $18.30B $17.56B $17.25B $15.90B $15.64B $13.26B $16.76B $12.12B
Long Term Debt $23.73B $24.09B $24.40B $23.75B $22.59B $22.66B $22.59B $21.94B $21.58B $20.85B $20.91B $20.52B $21.34B $20.54B $20.43B $20.84B $20.77B $20.89B $21.52B $21.63B
Deferred Revenue Non-Current $- $255.00M $262.00M $247.00M $250.00M $247.00M $244.00M $273.00M $235.00M $216.00M $216.00M $230.00M $225.00M $204.00M $181.00M $190.00M $187.00M $170.00M $159.00M $154.00M
Deferred Tax Liabilities Non-Current $2.48B $2.53B $2.86B $3.05B $3.08B $3.26B $3.40B $3.52B $3.60B $3.77B $3.80B $3.98B $4.17B $4.11B $4.32B $4.29B $4.39B $4.53B $4.48B $4.23B
Other Non-Current Liabilities $1.13B $958.00M $913.00M $948.00M $756.00M $971.00M $1.02B $995.00M $308.00M $944.00M $963.00M $867.00M $263.00M $764.00M $802.00M $773.00M $306.00M $824.00M $892.00M $922.00M
Total Non-Current Liabilities $27.33B $27.82B $28.44B $28.00B $26.67B $27.14B $27.26B $26.73B $25.72B $25.77B $25.89B $25.60B $26.00B $25.62B $25.73B $26.09B $25.65B $26.42B $27.05B $26.93B
Other Liabilities $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Total Liabilities $49.49B $51.39B $64.64B $63.12B $60.22B $53.77B $46.72B $45.59B $52.18B $44.50B $45.24B $43.33B $44.30B $43.18B $42.98B $41.99B $41.29B $39.68B $43.81B $39.05B
Preferred Stock $- $- $- $- $- $- $- $- $- $- $- $- $- $- $17.02B $17.56B $18.20B $18.31B $18.28B $18.71B
Common Stock $- $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M $8.00M
Retained Earnings $- $22.64B $22.07B $21.18B $20.44B $19.57B $18.62B $17.94B $17.38B $16.59B $16.11B $15.52B $14.85B $14.44B $14.01B $13.74B $13.44B $13.14B $12.88B $12.88B
Accumulated Other Comprehensive Income Loss $- $-956.00M $-1.20B $-994.00M $-783.00M $-1.17B $-900.00M $-1.05B $-1.19B $-1.54B $-1.00B $-640.00M $-745.00M $-649.00M $-323.00M $-536.00M $-387.00M $-831.00M $-644.00M $-811.00M
Other Total Stockholders Equity $27.07B $6.06B $7.27B $8.61B $10.19B $11.16B $12.26B $13.18B $14.63B $15.26B $15.99B $16.39B $16.84B $17.80B $18.09B $18.63B $19.27B $19.37B $19.34B $19.77B
Total Stockholders Equity $27.07B $27.75B $28.15B $28.80B $29.86B $29.57B $29.99B $30.08B $30.83B $30.33B $31.11B $31.27B $30.95B $31.60B $31.79B $31.85B $32.33B $31.69B $31.58B $31.84B
Total Equity $27.69B $28.40B $28.78B $29.58B $30.67B $30.39B $30.88B $30.95B $31.69B $31.14B $31.97B $32.14B $31.95B $32.58B $32.79B $32.84B $33.33B $32.69B $33.29B $33.55B
Total Liabilities and Stockholders Equity $77.18B $79.79B $93.42B $92.70B $90.89B $84.15B $77.60B $76.55B $83.87B $75.64B $77.21B $75.47B $76.25B $75.77B $75.78B $74.84B $74.62B $72.37B $77.09B $72.60B
Minority Interest $618.00M $652.00M $624.00M $782.00M $812.00M $813.00M $886.00M $877.00M $860.00M $817.00M $861.00M $870.00M $998.00M $988.00M $1.00B $994.00M $999.00M $997.00M $1.70B $1.70B
Total Liabilities and Total Equity $77.18B $79.79B $93.42B $92.70B $90.89B $84.15B $77.60B $76.55B $83.87B $75.64B $77.21B $75.47B $76.25B $75.77B $75.78B $74.84B $74.62B $72.37B $77.09B $72.60B
Total Investments $1.51B $1.58B $3.20B $3.18B $3.18B $2.26B $2.32B $2.36B $2.40B $2.39B $2.52B $2.58B $2.56B $2.60B $2.59B $3.04B $2.25M $2.77B $2.76B $2.81B
Total Debt $24.84B $25.39B $25.62B $24.54B $23.90B $23.31B $23.20B $22.40B $21.42B $21.38B $21.52B $21.07B $21.24B $20.99B $20.84B $21.20B $20.68B $21.26B $21.87B $21.97B
Net Debt $23.60B $24.78B $24.42B $23.32B $22.70B $21.96B $22.12B $21.36B $20.52B $20.48B $20.63B $20.21B $20.40B $20.06B $20.00B $20.37B $19.78B $20.32B $21.00B $21.07B

Annual Cash Flow

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Net Income $3.18B $3.07B $2.58B $1.40B $975.00M
Depreciation and Amortization $3.10B $2.93B $3.17B $3.20B $3.21B
Deferred Income Tax $-662.00M $-511.00M $-558.00M $-262.00M $71.00M
Stock Based Compensation $367.00M $342.00M $323.00M $239.00M $369.00M
Change in Working Capital $- $-912.00M $-744.00M $-495.00M $-211.00M
Accounts Receivables $-169.00M $23.00M $-770.00M $-358.00M $320.00M
Inventory $- $- $-253.00M $-248.00M $-167.00M
Accounts Payables $426.00M $-54.00M $511.00M $303.00M $-146.00M
Other Working Capital $- $-881.00M $-232.00M $-192.00M $-218.00M
Other Non Cash Items $651.00M $249.00M $-154.00M $-47.00M $-267.00M
Net Cash Provided by Operating Activities $6.63B $5.16B $4.62B $4.03B $4.15B
Investments in Property Plant and Equipment $- $-1.39B $-1.48B $-1.16B $-900.00M
Acquisitions Net $- $165.00M $-742.00M $-848.00M $440.00M
Purchases of Investments $-155.00M $-39.00M $-52.00M $-256.00M $-1.00M
Sales Maturities of Investments $61.00M $5.00M $23.00M $519.00M $900.00M
Other Investing Activities $-2.31B $189.00M $138.00M $115.00M $-780.00M
Net Cash Used for Investing Activities $-2.40B $-1.07B $-2.11B $-1.63B $-341.00M
Debt Repayment $1.67B $1.10B $-1.69B $295.00M $-2.04B
Common Stock Issued $97.00M $101.00M $149.00M $140.00M $133.00M
Common Stock Repurchased $-5.84B $-4.83B $-2.68B $-2.79B $-1.83B
Dividends Paid $- $- $- $- $-
Other Financing Activities $-90.00M $-726.00M $1.74B $610.00M $-100.00M
Net Cash Used Provided by Financing Activities $-4.17B $-4.36B $-2.48B $-761.00M $-3.84B
Effect of Forex Changes on Cash $-32.00M $33.00M $-41.00M $-27.00M $16.00M
Net Change in Cash $30.00M $-229.00M $-13.00M $1.62B $-14.00M
Cash at End of Period $2.99B $2.96B $3.19B $4.36B $919.00M
Cash at Beginning of Period $2.96B $3.19B $3.21B $2.74B $933.00M
Operating Cash Flow $6.63B $5.16B $4.62B $4.03B $4.15B
Capital Expenditure $- $-1.39B $-1.48B $-1.16B $-900.00M
Free Cash Flow $6.63B $3.77B $3.14B $2.87B $3.25B

Cash Flow Charts

Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Net Income $948.00M $564.00M $894.00M $735.00M $870.00M $969.00M $695.00M $576.00M $798.00M $493.00M $609.00M $682.00M $355.00M $446.00M $284.00M $318.00M $313.00M $276.00M $9.00M $377.00M
Depreciation and Amortization $758.00M $798.00M $705.00M $774.00M $767.00M $769.00M $800.00M $785.00M $771.00M $790.00M $809.00M $799.00M $781.00M $805.00M $813.00M $797.00M $774.00M $787.00M $817.00M $832.00M
Deferred Income Tax $-123.00M $-332.00M $-183.00M $-24.00M $-167.00M $-158.00M $-99.00M $-87.00M $-156.00M $-85.00M $-134.00M $-183.00M $4.00M $-197.00M $1.00M $-70.00M $196.00M $-31.00M $-37.00M $-57.00M
Stock Based Compensation $94.00M $88.00M $99.00M $86.00M $67.00M $76.00M $106.00M $93.00M $79.00M $89.00M $94.00M $61.00M $49.00M $63.00M $61.00M $66.00M $83.00M $84.00M $94.00M $108.00M
Change in Working Capital $352.00M $428.00M $-310.00M $-808.00M $-45.00M $56.00M $-650.00M $-273.00M $135.00M $-262.00M $-293.00M $-324.00M $159.00M $-434.00M $-73.00M $-147.00M $-292.00M $-34.00M $85.00M $30.00M
Accounts Receivables $-33.00M $40.00M $-179.00M $3.00M $-96.00M $-12.00M $-124.00M $255.00M $-249.00M $-158.00M $-303.00M $-60.00M $-60.00M $-144.00M $-25.00M $-129.00M $-140.00M $182.00M $78.00M $200.00M
Inventory $- $- $- $- $- $-76.00M $-206.00M $-224.00M $-50.00M $21.00M $-94.00M $-130.00M $-6.00M $-186.00M $-400.00K $-12.46M $2.05M $914.00K $-2.68M $-1.85M
Accounts Payables $292.00M $582.00M $9.00M $-457.00M $249.00M $270.00M $-237.00M $-336.00M $406.00M $-6.00M $189.00M $-78.00M $206.00M $-74.00M $69.00M $102.00M $-180.00M $88.00M $34.00M $-88.00M
Other Working Capital $93.00M $-194.00M $-140.00M $-354.00M $-198.00M $-126.00M $-83.00M $32.00M $28.00M $-119.00M $-85.00M $-56.00M $19.00M $-30.00M $-116.60M $-107.54M $25.95M $-304.91M $-24.32M $-80.14M
Other Non Cash Items $192.00M $692.00M $1.83B $2.18B $129.00M $-153.00M $26.00M $36.00M $6.00M $155.00M $-95.00M $-220.00M $-5.00M $-5.00M $-25.00M $-12.00M $112.00M $-40.00M $63.00M $-402.00M
Net Cash Provided by Operating Activities $2.22B $2.24B $1.36B $853.00M $1.62B $1.56B $878.00M $1.13B $1.63B $1.18B $990.00M $815.00M $1.34B $678.00M $1.06B $952.00M $1.19B $1.04B $1.03B $888.00M
Investments in Property Plant and Equipment $-399.00M $-402.00M $-348.00M $-420.00M $-354.00M $-355.00M $-340.00M $-339.00M $-331.00M $-430.00M $-387.00M $-331.00M $-346.00M $-320.00M $-260.00M $-234.00M $-211.00M $-201.00M $-242.00M $-246.00M
Acquisitions Net $- $- $- $- $-11.00M $232.00M $- $- $-278.00M $204.00M $-668.00M $331.00M $-353.00M $-2.00M $-212.00M $-281.00M $-1.00M $-7.00M $-26.00M $474.00M
Purchases of Investments $-118.00M $-2.00M $-32.00M $-3.00M $-24.00M $-4.00M $-6.00M $-5.00M $-7.00M $-15.00M $-22.00M $-8.00M $-6.00M $-15.00M $-8.00M $-227.00M $-1.00M $- $242.00M $-
Sales Maturities of Investments $8.00M $45.00M $5.00M $3.00M $5.00M $355.00M $- $- $10.00M $10.00M $387.00M $3.00M $16.00M $31.00M $229.93M $-199.65M $-2.83M $- $2.83M $-
Other Investing Activities $-155.00M $-194.00M $-452.00M $1.00M $9.00M $-325.00M $47.00M $30.00M $28.00M $-143.00M $-370.00M $-95.00M $24.00M $39.00M $260.07M $233.65M $28.83M $28.00M $-214.83M $36.00M
Net Cash Used for Investing Activities $-664.00M $-553.00M $-827.00M $-419.00M $-384.00M $-97.00M $-299.00M $-314.00M $-578.00M $-374.00M $-1.06B $-100.00M $-665.00M $-267.00M $10.00M $-708.00M $-187.00M $-180.00M $-238.00M $264.00M
Debt Repayment $-156.00M $-443.00M $992.00M $1.27B $-408.00M $89.00M $549.00M $866.00M $-389.00M $-1.08B $613.00M $-381.00M $245.00M $-266.00M $-1.53B $401.00M $-855.00M $-802.00M $-223.00M $-201.00M
Common Stock Issued $18.00M $21.00M $19.00M $39.00M $33.00M $15.00M $24.00M $29.00M $53.00M $24.00M $29.00M $43.00M $35.00M $45.00M $17.00M $43.00M $25.00M $22.00M $38.00M $48.00M
Common Stock Repurchased $-1.35B $-1.26B $-1.56B $-1.67B $-1.04B $-1.19B $-1.07B $-1.53B $-768.00M $-831.00M $-534.00M $-544.00M $-1.02B $-407.00M $-619.00M $-742.00M $-214.00M $-38.00M $-604.00M $-970.00M
Dividends Paid $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Other Financing Activities $-496.00M $612.00M $-380.00M $174.00M $92.00M $-203.00M $-101.00M $-514.00M $-177.00M $1.44B $215.00M $-195.00M $1.67B $313.00M $1.06B $-13.00M $-7.00M $-8.00M $-36.00M $-11.00M
Net Cash Used Provided by Financing Activities $-1.98B $-1.07B $-925.00M $-189.00M $-1.32B $-1.29B $-601.00M $-1.15B $-1.28B $-443.00M $323.00M $-1.08B $931.00M $-315.00M $-1.07B $-311.00M $-1.05B $-826.00M $-825.00M $-1.13B
Effect of Forex Changes on Cash $-57.00M $37.00M $5.00M $-17.00M $41.00M $-27.00M $2.00M $17.00M $43.00M $-51.00M $-23.00M $-10.00M $-16.00M $-9.00M $6.00M $-8.00M $20.00M $8.00M $5.00M $-17.00M
Net Change in Cash $-480.00M $671.00M $-19.00M $10.00M $-145.00M $149.00M $-20.00M $-316.00M $-183.00M $312.00M $230.00M $-372.00M $3.42B $87.00M $11.00M $-75.00M $-32.00M $44.00M $-27.00M $1.00M
Cash at End of Period $2.99B $3.47B $1.20B $1.21B $1.20B $3.00B $2.86B $2.88B $3.19B $3.38B $3.06B $2.83B $4.36B $942.00M $855.00M $844.00M $919.00M $951.00M $907.00M $934.00M
Cash at Beginning of Period $3.47B $2.80B $1.21B $1.20B $1.35B $2.86B $2.88B $3.19B $3.38B $3.06B $2.83B $3.21B $942.00M $855.00M $844.00M $919.00M $951.00M $907.00M $934.00M $933.00M
Operating Cash Flow $2.22B $2.26B $1.36B $853.00M $1.62B $1.56B $878.00M $1.13B $1.63B $1.18B $990.00M $815.00M $1.34B $678.00M $1.06B $952.00M $1.19B $1.04B $1.03B $888.00M
Capital Expenditure $-399.00M $-402.00M $-348.00M $-420.00M $-354.00M $-355.00M $-340.00M $-339.00M $-331.00M $-430.00M $-387.00M $-331.00M $-346.00M $-320.00M $-260.00M $-234.00M $-211.00M $-201.00M $-242.00M $-246.00M
Free Cash Flow $1.82B $1.84B $1.01B $433.00M $1.27B $1.20B $538.00M $791.00M $1.30B $750.00M $603.00M $484.00M $997.00M $358.00M $801.00M $718.00M $975.00M $841.00M $789.00M $642.00M

Fiserv Dividends

Explore Fiserv's dividend history, including dividend yield, payout ratio, and historical payments.

Fiserv does not currently pay a dividend.

Fiserv News

Read the latest news about Fiserv, including recent articles, headlines, and updates.

Fiserv Purchases CCV to Expand Clover Throughout Europe

Fiserv has acquired CCV, a payment solutions provider operating in the Netherlands, Belgium and Germany. The payments technology firm announced the deal Wednesday (March 19) morning, saying it allows Fiserv to speed deployment of its Clover point-of-sale (POS) platform throughout Europe.

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Fiserv's Clover Revenues Leap 29%, Commerce Hub's Momentum Continues

In the final three months of the year, Fiserv's revenue growth continued to be underpinned by its merchant and financial solutions segments — and an embrace by enterprises of Clover, its POS hardware and software flagship offering. Commerce Hub, the company's payments acceptance platform, has seen significant growth, management said on its Wednesday (Feb.

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Fiserv Appoints PNC Veteran Michael Lyons as President and CEO-Elect

Fiserv has appointed Michael P. Lyons, former president of PNC Financial Services Group, as its president and CEO-elect, effective Monday (Jan. 27).

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Top Wall Street analysts are confident about the long-term potential of these 3 stocks

TipRanks' analyst ranking service pinpoints Wall Street's best-performing stocks, including Chipotle Mexican Grill and Fiserv.

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Fiserv Earnings Highlight Embedded Finance and Pay-by-Bank Pacts

Fiserv's latest third quarter results showed growth in its core point-of-sale solutions — and long-term potential for embedded finance amid new and recently struck partnerships.

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Fiserv-Wells Fargo Merchant Acquiring Joint Venture to Expire in April

Fiserv disclosed Wednesday (Sept. 25) that it expects its merchant acquiring joint venture with Wells Fargo to expire April 1, 2025.

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Fiserv to Facilitate Merchant Access to PayPal, Venmo and Fastlane

Fiserv clients will be able to more easily enable PayPal, Venmo and related services, and accelerate guest checkout flows in the U.S. via a simple connection point to Fastlane by PayPal. These enhancements are enabled by an expansion of the global strategic partnership of Fiserv and PayPal, the companies said in a Thursday (Aug.

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Fiserv: Clover Revenues Are Up 29% in 2024

Fiserv's momentum with its Clover point of sale technologies continues to help underpin revenue growth, while management charted a path for its partnership with Apple, enabling new Apple Pay functionalities.

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5 Financial Transaction Stocks in Focus Amid Digital Payment Boom

The Financial Transaction Services industry benefits from digital adoption, strong consumer spending and M&A strategies. Companies like FI, FIS, GPN, WEX and WU are well-positioned to thrive amid these favorable trends.

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The 7 Best Fintech Stocks to Buy in May 2024

Money is a core pillar of the economy, and many firms have positioned themselves to profit from the strong demand for capital. Consumers spend, save and invest money.

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The 'Mag 7 Bench': Josh Brown Picks The Next Magnificent 7 Stocks - CrowdStrike Holdings (NASDAQ:CRWD), Advanced Micro Devices (NASDAQ:AMD)

As the mega-cap tech rally stalls, investors are starting to think about what stocks could make up the next “Magnificent Seven.” Ritholtz Wealth Management‘s Josh Brown used a stock screener and came up with seven names he calls the “Mag 7 Bench.

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Fintech Frontiers: 7 Innovative Stocks Reshaping Finance in 2024

In the ever-shifting terrain of the financial sector, fintech stocks have emerged as both a turbulent and transformative force. These stocks, imperative in the digital overhauling of financial systems, continue to captivate investors.

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3 Fintech Stocks You'll Regret Not Buying Soon: December Edition

Fintech stocks still have a lot of potential to deliver solid gains for investors. These companies are pioneering how we transact money and sometimes challenge the nature of money with the case of cryptocurrencies such as Bitcoin ( BTC-USD ).

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Fiserv's 2024 Outlook: Growth Rates, Debt, And Strategic Vision

Fiserv's Q3 showcases robust 12% organic revenue growth and notable margin expansion. A discussion of its 2024 outlook. Challenges arise as Fiserv grapples with macroeconomic uncertainties and significant debt on its balance sheet. For now, I'm still bullish, but the details in this story matter.

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Fiserv Announces Plan for Executive Leadership Changes

BROOKFIELD, Wis.--(BUSINESS WIRE)--Fiserv announces executive leadership changes that will take effect in 2024.

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Fiserv: Executing Well As Clover Accelerates.

Fiserv reported strong Q3 earnings, leading to a 4% increase in stock price. The company showed impressive revenue growth and margin expansion. Fiserv also displayed continued capital allocation discipline.

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10 ‘better values' in the stock market, selected for the next two years

Since market valuations are always changing, along with outlooks for corporate revenue and earnings, any list of favored stocks is only a snapshot. Repeating the same analysis in the near term might lead to an entirely different list of compelling names.

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Fiserv Provides Preliminary 2024 Outlook and Expectations for Medium Term Outlook at its Investor Conference

BROOKFIELD, Wis.--(BUSINESS WIRE)--Fiserv Provides Preliminary 2024 Outlook and Expectations for Medium Term Outlook at its Investor Conference.

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Fiserv: Collaboration and Communication Help FIs and FinTechs Navigate Uncertain Regulatory Landscape

The steady drumbeat of legislation and regulation echoes through federal buildings in Washington, D.C. and through state capitols across the country.

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Why Fiserv Stock Is Gaining Today

Fiserv beat Wall Street's third-quarter sales and earnings targets. The company also raised its full-year sales and earnings forecast ranges.

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Clover Sales Grow 26% as Fiserv's Merchants Embrace Business ‘Operating Systems'

Fiserv reported third-quarter results Tuesday (Oct. 24) that showed a continued embrace of P2P payments and Clover's point of sale and software solutions for small and medium-sized businesses (SMBs).

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Fiserv posts strong 3Q earnings, raises FY23 guidance

Fiserv Inc (NASDAQ:FISV) reported strong 3Q earnings boosted by strong growth across all three of its major businesses. The fintech firm's expenses declined during the quarter after improved margins and a lower tax rate helped to boost the bottom line.

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Fiserv Reports Third Quarter 2023 Results

BROOKFIELD, Wis.--(BUSINESS WIRE)--Fiserv Reports Third Quarter 2023 Results.

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Fiserv and Melio Partner to Help Banks Serve Small Businesses

Fiserv, a global provider of payments and financial services technology solutions, has partnered with Melio, a B2B payments platform, to help financial institutions streamline accounts payable and receivable for small businesses.

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Fiserv and Melio Partner to Streamline Accounts Payable and Receivable for Small Businesses

BROOKFIELD, Wis.--(BUSINESS WIRE)--Fiserv is partnering with Melio to enable financial institutions to better meet the payments needs of small businesses with CashFlow Central.

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Fiserv Offers Developers Access to Its Banking Hub

Fiserv says it has made it easier for financial institutions and FinTechs to collaborate. The payments and financial services technology solutions company announced Thursday (Oct. 19) that it had streamlined access to its core banking application programming interfaces (APIs).

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Fiserv Accelerates Collaboration Among Financial Institutions and Fintechs with Streamlined Access to Core Platform APIs

BROOKFIELD, Wis.--(BUSINESS WIRE)--Fiserv has streamlined access to its core banking APIs through Banking Hub to accelerate innovation across the industry.

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Fiserv Unveils APIs for Embedded Finance

Global payments and financial technology company Fiserv announced that it will offer embedded payments and banking solutions to digital platforms and merchants.

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Visa, Fiserv and other payment stocks have analysts playing defense

Wedbush analysts continue to see overall volume growth rates for payment stocks in the third quarter moderating on a year-over-year basis, while being relatively "flattish" quarter over quarter.  In a note to clients, they highlighted a number of relevant trends including consistent growth moderation in credit purchases as well as credit transactions, a likely reduction in large ticket (discretionary) item sales, continued declines in average ticket prices (credit cards); as well as moderating quarter over quarter growth in travel volumes.

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Fiserv Strengthens Distribution Network in Brazil With Skytef Acquisition

Global payments and financial technology company Fiserv has acquired Skytef, the primary distributor of Software Express payment solution SiTef. This strategic move aims to strengthen Fiserv's distribution network in Brazil and offer a broader range of products and services to its clients and partners, the company said in a Wednesday (Oct. 11) press release.

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