Overview of Financial Statements
Financial statements are records that provide an overview of a company's financial performance and position. There are three main types of financial statements:
- Income Statement: Shows the company's revenue, expenses, and profit over a specific period.
- Balance Sheet: Provides a snapshot of the company's assets, liabilities, and equity at a specific point in time.
- Cash Flow Statement: Details the cash inflows and outflows from operating, investing, and financing activities over a period.
This page presents both annual and quarterly data for these financial statements. The charts below provide a visual representation of the key metrics from each statement, helping you to quickly understand the financial health of Fiserv.
Income Statement
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 | December 31, 2019 | December 31, 2018 | December 31, 2017 | December 31, 2016 | December 31, 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $20.46B | $19.09B | $17.74B | $16.23B | $14.85B | $10.19B | $5.82B | $5.70B | $5.50B | $5.25B |
| Cost of Revenue | $8.01B | $7.67B | $7.99B | $8.13B | $7.81B | $5.31B | $3.07B | $3.02B | $2.96B | $2.91B |
| Gross Profit | $12.44B | $11.42B | $9.74B | $8.10B | $7.04B | $4.88B | $2.75B | $2.67B | $2.55B | $2.35B |
| Gross Profit Ratio | 60.83% | 59.83% | 54.94% | 49.91% | 47.40% | 47.88% | 47.30% | 46.91% | 46.25% | 44.63% |
| Research and Development Expenses | $- | $- | $- | $- | $- | $- | $- | $- | $106.00M | $92.00M |
| General and Administrative Expenses | $- | $- | $- | $- | $- | $- | $155.58M | $163.70M | $228.80M | $270.68M |
| Selling and Marketing Expenses | $- | $- | $- | $- | $- | $- | $1.07B | $986.30M | $872.20M | $763.32M |
| Selling General and Administrative Expenses | $6.56B | $6.58B | $6.06B | $5.81B | $5.65B | $3.28B | $1.23B | $1.15B | $1.10B | $1.03B |
| Other Expenses | $- | $-167.00M | $-94.00M | $71.00M | $28.00M | $-6.00M | $9.00M | $122.10M | $114.22M | $108.96M |
| Operating Expenses | $6.56B | $6.41B | $6.06B | $5.81B | $5.65B | $3.28B | $1.23B | $1.15B | $1.10B | $1.03B |
| Cost and Expenses | $14.58B | $14.08B | $14.05B | $13.94B | $13.46B | $8.59B | $4.30B | $4.17B | $4.06B | $3.94B |
| Interest Income | $43.00M | $28.00M | $13.00M | $3.00M | $7.00M | $34.00M | $- | $2.00M | $- | $- |
| Interest Expense | $1.24B | $1.00B | $733.00M | $693.00M | $709.00M | $473.00M | $189.00M | $176.00M | $170.00M | $169.00M |
| Depreciation and Amortization | $135.00M | $2.93B | $3.00B | $3.05B | $3.09B | $1.55B | $556.00M | $433.00M | $411.00M | $417.00M |
| EBITDA | $5.88B | $7.81B | $6.64B | $5.39B | $4.96B | $3.13B | $2.30B | $1.96B | $1.86B | $1.73B |
| EBITDA Ratio | 28.74% | 40.92% | 37.41% | 33.23% | 33.42% | 30.69% | 39.50% | 34.43% | 33.71% | 32.89% |
| Operating Income | $5.88B | $4.85B | $3.74B | $2.29B | $1.42B | $1.61B | $1.75B | $1.53B | $1.45B | $1.31B |
| Operating Income Ratio | 28.74% | 25.41% | 21.09% | 14.10% | 9.53% | 15.79% | 30.10% | 26.90% | 26.25% | 24.95% |
| Total Other Income Expenses Net | $-1.37B | $-953.00M | $-827.00M | $-622.00M | $-681.00M | $-526.00M | $-198.00M | $-174.00M | $-170.00M | $-254.00M |
| Income Before Tax | $4.51B | $3.90B | $2.91B | $1.67B | $1.17B | $1.08B | $1.55B | $1.36B | $1.27B | $1.06B |
| Income Before Tax Ratio | 22.03% | 20.42% | 16.42% | 10.27% | 7.88% | 10.63% | 26.70% | 23.84% | 23.16% | 20.12% |
| Income Tax Expense | $641.00M | $754.00M | $551.00M | $363.00M | $196.00M | $198.00M | $378.00M | $158.00M | $492.00M | $377.00M |
| Net Income | $3.13B | $3.07B | $2.53B | $1.33B | $958.00M | $893.00M | $1.19B | $1.25B | $930.00M | $712.00M |
| Net Income Ratio | 15.31% | 16.07% | 14.26% | 8.22% | 6.45% | 8.77% | 20.38% | 21.88% | 16.89% | 13.55% |
| EPS | $5.41 | $5.02 | $3.94 | $2.01 | $1.43 | $1.74 | $2.93 | $3.00 | $2.16 | $1.58 |
| EPS Diluted | $5.38 | $4.98 | $3.90 | $1.99 | $1.40 | $1.71 | $2.87 | $2.89 | $2.08 | $1.50 |
| Weighted Average Shares Outstanding | 578.70M | 611.70M | 642.30M | 662.60M | 672.10M | 512.30M | 405.50M | 415.20M | 431.00M | 450.60M |
| Weighted Average Shares Outstanding Diluted | 582.10M | 615.90M | 647.90M | 671.60M | 683.40M | 522.60M | 413.70M | 431.20M | 447.80M | 476.00M |
| SEC Filing | Source | Source | Source | Source | Source | Source | Source | Source | Source | Source |
Balance Sheet
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 | December 31, 2019 | December 31, 2018 | December 31, 2017 | December 31, 2016 | December 31, 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and Cash Equivalents | $1.24B | $1.20B | $902.00M | $835.00M | $906.00M | $893.00M | $415.00M | $325.00M | $300.00M | $275.00M |
| Short Term Investments | $- | $916.00M | $- | $- | $- | $- | $26.60M | $81.02M | $- | $- |
| Cash and Short Term Investments | $1.24B | $1.20B | $902.00M | $835.00M | $906.00M | $893.00M | $415.00M | $325.00M | $300.00M | $275.00M |
| Net Receivables | $3.73B | $3.58B | $3.58B | $2.86B | $2.48B | $2.78B | $1.05B | $997.00M | $902.00M | $802.00M |
| Inventory | $- | $- | $- | $- | $- | $- | $69.38M | $76.42M | $139.08M | $161.26M |
| Other Current Assets | $18.52B | $30.02B | $23.06B | $15.18B | $12.83B | $13.37B | $760.00M | $653.00M | $72.00M | $429.00M |
| Total Current Assets | $23.48B | $34.81B | $27.54B | $18.87B | $16.22B | $17.05B | $2.22B | $1.98B | $1.73B | $1.51B |
| Property Plant Equipment Net | $2.37B | $2.79B | $1.96B | $1.74B | $1.63B | $1.61B | $398.00M | $390.00M | $405.00M | $396.00M |
| Goodwill | $36.58B | $37.20B | $36.81B | $36.43B | $36.32B | $36.04B | $5.70B | $5.59B | $5.37B | $5.20B |
| Intangible Assets | $4.07B | $11.21B | $12.41B | $14.01B | $15.36B | $17.64B | $2.14B | $1.88B | $1.83B | $1.87B |
| Goodwill and Intangible Assets | $40.66B | $48.41B | $49.23B | $50.44B | $51.68B | $53.68B | $7.84B | $7.47B | $7.21B | $7.07B |
| Long Term Investments | $1.51B | $2.26B | $2.40B | $2.56B | $2.76B | $2.72B | $23.78M | $30.35M | $36.27M | $45.25M |
| Tax Assets | $- | $- | $905.00M | $811.00M | $692.00M | $533.00M | $14.62M | $-30.35M | $79.31M | $536.00K |
| Other Non-Current Assets | $9.16B | $2.61B | $1.83B | $1.82B | $1.64B | $1.95B | $756.60M | $452.00M | $288.42M | $320.21M |
| Total Non-Current Assets | $53.70B | $56.08B | $56.33B | $57.38B | $58.40B | $60.49B | $9.04B | $8.31B | $8.02B | $7.83B |
| Other Assets | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Total Assets | $77.18B | $90.89B | $83.87B | $76.25B | $74.62B | $77.54B | $11.26B | $10.29B | $9.74B | $9.34B |
| Account Payables | $511.00M | $449.00M | $652.00M | $593.00M | $437.00M | $392.00M | $127.00M | $80.00M | $110.00M | $74.00M |
| Short Term Debt | $1.11B | $747.00M | $592.00M | $630.00M | $509.00M | $645.00M | $4.00M | $3.00M | $95.00M | $5.00M |
| Tax Payables | $1.13B | $203.00M | $432.00M | $154.00M | $130.00M | $137.00M | $28.38M | $198.00M | $26.60M | $31.18M |
| Deferred Revenue | $- | $1.43B | $625.00M | $585.00M | $546.00M | $492.00M | $380.00M | $552.00M | $483.00M | $473.00M |
| Other Current Liabilities | $19.41B | $30.72B | $24.78B | $16.92B | $14.56B | $14.55B | $1.85B | $1.66B | $696.40M | $1.39B |
| Total Current Liabilities | $22.16B | $33.55B | $26.46B | $18.30B | $15.64B | $15.73B | $2.01B | $1.94B | $1.82B | $1.50B |
| Long Term Debt | $23.73B | $23.03B | $21.58B | $21.34B | $20.77B | $22.21B | $5.96B | $4.90B | $4.47B | $4.29B |
| Deferred Revenue Non-Current | $- | $250.00M | $235.00M | $225.00M | $187.00M | $155.00M | $89.00M | $- | $- | $- |
| Deferred Tax Liabilities Non-Current | $2.48B | $3.08B | $3.60B | $4.17B | $4.39B | $4.25B | $745.00M | $552.00M | $762.00M | $726.00M |
| Other Non-Current Liabilities | $1.13B | $313.00M | $308.00M | $263.00M | $306.00M | $338.00M | $254.00M | $171.00M | $153.00M | $164.00M |
| Total Non-Current Liabilities | $27.33B | $26.67B | $25.72B | $26.00B | $25.65B | $26.95B | $6.96B | $5.62B | $5.38B | $5.18B |
| Other Liabilities | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Total Liabilities | $49.49B | $60.22B | $52.18B | $44.30B | $41.29B | $42.68B | $8.97B | $7.56B | $7.20B | $6.68B |
| Preferred Stock | $- | $- | $- | $- | $- | $- | $- | $- | $- | $705.00K |
| Common Stock | $8.00M | $8.00M | $8.00M | $8.00M | $8.00M | $8.00M | $8.00M | $4.00M | $4.00M | $4.00M |
| Retained Earnings | $23.57B | $20.44B | $17.38B | $14.85B | $13.44B | $12.53B | $11.63B | $10.24B | $8.99B | $8.06B |
| Accumulated Other Comprehensive Income Loss | $-1.41B | $-783.00M | $-1.19B | $-745.00M | $-387.00M | $-180.00M | $-67.00M | $-54.00M | $-76.00M | $-74.00M |
| Other Total Stockholders Equity | $4.90B | $10.19B | $14.63B | $16.84B | $19.27B | $20.62B | $-9.28B | $-7.46B | $-6.38B | $-5.33B |
| Total Stockholders Equity | $27.07B | $29.86B | $30.83B | $30.95B | $32.33B | $32.98B | $2.29B | $2.73B | $2.54B | $2.66B |
| Total Equity | $27.69B | $30.67B | $31.69B | $31.95B | $33.33B | $34.86B | $2.29B | $2.73B | $2.54B | $2.66B |
| Total Liabilities and Stockholders Equity | $77.18B | $90.89B | $83.87B | $76.25B | $74.62B | $77.54B | $11.26B | $10.29B | $9.74B | $9.34B |
| Minority Interest | $618.00M | $812.00M | $860.00M | $998.00M | $999.00M | $1.88B | $- | $- | $- | $- |
| Total Liabilities and Total Equity | $77.18B | $90.89B | $83.87B | $76.25B | $74.62B | $77.54B | $11.26B | $10.29B | $9.74B | $9.34B |
| Total Investments | $1.51B | $3.18B | $2.40B | $2.56B | $2.76B | $2.72B | $50.39M | $111.37M | $36.27M | $45.25M |
| Total Debt | $24.84B | $23.90B | $21.42B | $21.24B | $20.68B | $21.90B | $5.96B | $4.90B | $4.56B | $4.29B |
| Net Debt | $23.60B | $22.70B | $20.52B | $20.40B | $19.78B | $21.01B | $5.54B | $4.58B | $4.26B | $4.02B |
Cash Flow Statement
| Breakdown | December 31, 2024 | December 31, 2023 | December 31, 2022 | December 31, 2021 | December 31, 2020 | December 31, 2019 | December 31, 2018 | December 31, 2017 | December 31, 2016 | December 31, 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $3.18B | $3.07B | $2.58B | $1.40B | $975.00M | $914.00M | $1.19B | $1.23B | $930.00M | $712.00M |
| Depreciation and Amortization | $3.10B | $2.93B | $3.17B | $3.20B | $3.21B | $1.65B | $556.00M | $433.00M | $411.00M | $417.00M |
| Deferred Income Tax | $-662.00M | $-511.00M | $-558.00M | $-262.00M | $71.00M | $47.00M | $133.00M | $-247.00M | $21.00M | $20.00M |
| Stock Based Compensation | $367.00M | $342.00M | $323.00M | $239.00M | $369.00M | $229.00M | $73.00M | $63.00M | $68.00M | $65.00M |
| Change in Working Capital | $- | $-912.00M | $-744.00M | $-495.00M | $-211.00M | $36.00M | $-169.00M | $-15.00M | $33.00M | $76.00M |
| Accounts Receivables | $-169.00M | $23.00M | $-770.00M | $-358.00M | $320.00M | $-7.00M | $-108.00M | $-75.00M | $-88.00M | $-2.00M |
| Inventory | $- | $- | $-253.00M | $-248.00M | $-167.00M | $-82.00M | $-2.92M | $12.10M | $27.38M | $41.50M |
| Accounts Payables | $426.00M | $-54.00M | $511.00M | $303.00M | $-146.00M | $238.00M | $116.00M | $54.00M | $178.00M | $148.00M |
| Other Working Capital | $- | $-881.00M | $-232.00M | $-192.00M | $-218.00M | $-113.00M | $-174.08M | $-6.10M | $-84.38M | $-111.50M |
| Other Non Cash Items | $651.00M | $249.00M | $-154.00M | $-47.00M | $-267.00M | $-82.00M | $-228.00M | $17.00M | $-32.00M | $56.00M |
| Net Cash Provided by Operating Activities | $6.63B | $5.16B | $4.62B | $4.03B | $4.15B | $2.79B | $1.55B | $1.48B | $1.43B | $1.35B |
| Investments in Property Plant and Equipment | $- | $-1.39B | $-1.48B | $-1.16B | $-900.00M | $-721.00M | $-360.00M | $-287.00M | $-290.00M | $-359.00M |
| Acquisitions Net | $- | $165.00M | $-742.00M | $-848.00M | $440.00M | $-15.95B | $-293.00M | $-367.00M | $-265.00M | $-78.68M |
| Purchases of Investments | $-155.00M | $-39.00M | $-52.00M | $-256.00M | $-1.00M | $-45.00M | $-3.00M | $-10.00M | $-1.00M | $-869.00K |
| Sales Maturities of Investments | $61.00M | $5.00M | $23.00M | $519.00M | $900.00M | $721.00M | $143.82M | $53.30M | $11.10M | $1.00M |
| Other Investing Activities | $-2.31B | $189.00M | $138.00M | $115.00M | $-780.00M | $-603.00M | $-150.82M | $-46.30M | $-9.10M | $77.55M |
| Net Cash Used for Investing Activities | $-2.40B | $-1.07B | $-2.11B | $-1.63B | $-341.00M | $-16.60B | $-663.00M | $-657.00M | $-554.00M | $-360.00M |
| Debt Repayment | $1.67B | $1.10B | $-1.69B | $295.00M | $-2.04B | $14.99B | $1.03B | $325.00M | $263.00M | $414.00M |
| Common Stock Issued | $97.00M | $101.00M | $149.00M | $140.00M | $133.00M | $156.00M | $75.00M | $78.00M | $79.00M | $71.00M |
| Common Stock Repurchased | $-5.84B | $-4.83B | $-2.68B | $-2.79B | $-1.83B | $-561.00M | $-1.95B | $-1.22B | $-1.25B | $-1.52B |
| Dividends Paid | $- | $- | $- | $- | $- | $- | $- | $- | $- | $- |
| Other Financing Activities | $-90.00M | $-726.00M | $1.74B | $610.00M | $-100.00M | $-209.00M | $-5.00M | $- | $51.00M | $32.00M |
| Net Cash Used Provided by Financing Activities | $-4.17B | $-4.36B | $-2.48B | $-761.00M | $-3.84B | $14.19B | $-842.00M | $-820.00M | $-852.00M | $-1.00B |
| Effect of Forex Changes on Cash | $-32.00M | $33.00M | $-41.00M | $-27.00M | $16.00M | $1.00M | $3.38M | $-1.10M | $3.68M | $1.15M |
| Net Change in Cash | $30.00M | $-229.00M | $-13.00M | $1.62B | $-14.00M | $518.00M | $90.00M | $25.00M | $25.00M | $-19.00M |
| Cash at End of Period | $2.99B | $2.96B | $3.19B | $4.36B | $919.00M | $933.00M | $415.00M | $325.00M | $300.00M | $275.00M |
| Cash at Beginning of Period | $2.96B | $3.19B | $3.21B | $2.74B | $933.00M | $415.00M | $325.00M | $300.00M | $275.00M | $294.00M |
| Operating Cash Flow | $6.63B | $5.16B | $4.62B | $4.03B | $4.15B | $2.79B | $1.55B | $1.48B | $1.43B | $1.35B |
| Capital Expenditure | $- | $-1.39B | $-1.48B | $-1.16B | $-900.00M | $-721.00M | $-360.00M | $-287.00M | $-290.00M | $-359.00M |
| Free Cash Flow | $6.63B | $3.77B | $3.14B | $2.87B | $3.25B | $2.07B | $1.19B | $1.20B | $1.14B | $987.00M |