Lloyds Banking Group plc Key Executives

This section highlights Lloyds Banking Group plc's key executives, including their titles and compensation details.

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Lloyds Banking Group plc Earnings

This section highlights Lloyds Banking Group plc's earnings, including key dates, EPS, earnings reports, and earnings call transcripts.

Next Earnings Date

Date: July 24, 2025
Time: Before Market
Est. EPS: $0.08
Status: Unconfirmed

Last Earnings Results

Date: April 23, 2025
EPS: $-
Est. EPS: $0.08
Revenue: $-

Earnings Call Transcripts

Transcript Quarter Year Date Estimated EPS Actual EPS
Read Transcript Q4 2024 2025-02-20 $0.08 $0.05
Read Transcript Q3 2024 2024-10-23 $0.09 $0.10
Read Transcript Q2 2024 2024-07-25 $0.07 $0.09
Read Transcript Q4 2023 2024-02-22 $0.09 $0.11
Read Transcript Q2 2023 2023-07-26 $0.09 $0.08

Lloyds Banking Group plc (LYG)

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, debt financing, and debt capital market services to small and medium-sized entities, corporates, and financial institutions. The Insurance and Wealth segment offers insurance, investment and wealth management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.

Financial Services Banks - Regional

$3.94

Stock Price

$59.13B

Market Cap

61.23K

Employees

London, None

Location

Financial Statements

Access annual & quarterly financial statements for Lloyds Banking Group plc, including income statements, balance sheets, and cash flow statements..

Annual Income Statement

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Revenue $17.57B $18.41B $18.21B $16.32B $15.13B
Cost of Revenue $- $-802.00M $- $- $-
Gross Profit $17.57B $19.21B $18.21B $16.32B $15.13B
Gross Profit Ratio 100.00% 104.36% 100.00% 100.00% 100.00%
Research and Development Expenses $- $- $- $- $-
General and Administrative Expenses $- $- $265.00M $210.00M $189.00M
Selling and Marketing Expenses $- $- $170.00M $161.00M $187.00M
Selling General and Administrative Expenses $11.77B $7.36B $435.00M $371.00M $376.00M
Other Expenses $- $- $9.29B $10.43B $8.85B
Operating Expenses $11.77B $7.36B $9.73B $10.80B $9.22B
Cost and Expenses $11.77B $7.36B $9.68B $10.80B $9.22B
Interest Income $31.29B $28.05B $17.64B $13.26B $14.31B
Interest Expense $19.01B $14.75B $3.69B $3.89B $3.56B
Depreciation and Amortization $3.43B $2.90B $2.40B $2.83B $2.73B
EBITDA $- $- $7.17B $9.72B $3.96B
EBITDA Ratio 0.00% 0.00% 39.37% 59.57% 26.17%
Operating Income $17.57B $11.05B $10.52B $6.80B $1.16B
Operating Income Ratio 100.00% 60.03% 57.77% 41.66% 7.65%
Total Other Income Expenses Net $-11.60B $-3.55B $-3.27B $-3.55B $-2.73B
Income Before Tax $5.97B $7.50B $6.93B $6.90B $1.23B
Income Before Tax Ratio 33.98% 40.75% 38.05% 42.28% 8.11%
Income Tax Expense $1.49B $1.99B $1.37B $1.02B $-161.00M
Net Income $4.42B $5.46B $5.46B $5.78B $1.32B
Net Income Ratio 25.16% 29.65% 29.98% 35.43% 8.71%
EPS $0.22 $0.30 $0.32 $0.30 $0.07
EPS Diluted $0.20 $0.30 $0.31 $0.30 $0.07
Weighted Average Shares Outstanding 17.83B 16.24B 17.21B 17.73B 17.65B
Weighted Average Shares Outstanding Diluted 15.77B 16.44B 17.42B 17.95B 17.81B
SEC Filing Source Source Source Source Source


Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Revenue $5.13B $8.01B $4.49B $11.32B $5.31B $4.31B $4.79B $4.81B $4.93B $4.54B $4.59B $4.13B $4.04B $4.20B $4.21B $3.87B $3.89B $3.63B $-13.80B $21.69B
Cost of Revenue $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Gross Profit $5.13B $8.01B $4.49B $11.32B $5.31B $4.31B $4.79B $4.81B $4.93B $4.54B $4.59B $4.13B $4.04B $4.20B $4.21B $3.87B $3.89B $3.63B $-13.80B $21.69B
Gross Profit Ratio 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Research and Development Expenses $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
General and Administrative Expenses $- $- $- $- $- $- $- $- $1.70B $- $- $- $1.39B $584.00M $584.00M $- $1.20B $- $- $-
Selling and Marketing Expenses $- $- $- $- $- $- $- $- $170.00M $- $- $- $161.00M $3.21B $3.21B $- $187.00M $- $- $-
Selling General and Administrative Expenses $3.73B $1.83B $4.09B $- $7.36B $3.36B $3.36B $- $7.56B $3.22B $3.22B $- $7.28B $3.80B $3.80B $- $6.66B $208.00M $302.00M $224.00M
Other Expenses $- $2.45B $-2.75B $-9.63B $-3.03B $-2.31B $-3.56B $2.31B $2.65B $2.51B $2.19B $2.33B $2.90B $2.41B $2.45B $2.33B $3.07B $-1.86B $-15.64B $-17.88B
Operating Expenses $3.73B $4.28B $2.75B $9.63B $3.62B $2.25B $2.64B $2.31B $2.65B $2.51B $2.19B $2.33B $2.90B $2.41B $2.45B $2.33B $3.07B $2.07B $-15.64B $20.18B
Cost and Expenses $3.73B $4.28B $2.79B $9.69B $3.62B $2.25B $2.64B $2.31B $2.65B $2.51B $2.19B $2.33B $2.90B $2.41B $2.45B $2.33B $3.07B $2.07B $-15.64B $20.18B
Interest Income $22.16B $- $12.39B $3.04B $17.94B $- $9.61B $3.43B $6.58B $3.63B $4.30B $3.13B $6.18B $529.00M $4.28B $2.27B $5.31B $2.62B $2.39B $5.18B
Interest Expense $- $- $- $- $- $- $- $- $- $- $- $26.00M $- $- $- $- $- $- $- $-
Depreciation and Amortization $- $-3.73B $-1.91B $-1.63B $-2.35B $-1.67B $-1.79B $-2.26B $-1.88B $-422.00M $-1.76B $-1.54B $-1.45B $-1.91B $-2.12B $-1.90B $2.00B $208.00M $174.00M $-137.00M
EBITDA $- $1.82B $-214.00M $- $-574.00M $185.00M $- $2.26B $-116.00M $1.09B $279.00M $1.62B $- $- $- $1.90B $- $1.24B $- $-63.00M
EBITDA Ratio 0.00% 22.77% -4.77% 0.00% -10.80% 4.30% 0.00% 47.00% -2.35% 23.94% 6.08% 39.28% 0.00% 0.00% 0.00% 49.03% 0.00% 34.22% 0.00% -0.29%
Operating Income $1.40B $5.56B $1.91B $1.63B $1.77B $1.84B $1.59B $2.26B $1.72B $1.44B $1.95B $1.65B $926.00M $1.99B $1.97B $1.90B $723.00M $1.04B $-681.00M $60.00M
Operating Income Ratio 27.25% 69.41% 42.55% 14.39% 33.28% 42.82% 33.19% 47.00% 34.88% 31.78% 42.54% 39.91% 22.91% 47.37% 46.70% 49.03% 18.58% 28.50% 4.93% 0.28%
Total Other Income Expenses Net $-573.00M $-3.73B $- $- $29.00M $- $1.05B $- $-523.00M $66.00M $77.00M $-26.00M $-817.00M $1.50B $1.23B $- $-435.00M $-208.00M $-2.51B $-1.44B
Income Before Tax $824.00M $1.82B $1.70B $1.63B $1.77B $1.86B $1.61B $2.26B $1.76B $1.51B $2.04B $1.62B $968.00M $2.03B $2.01B $1.90B $792.00M $1.04B $-676.00M $74.00M
Income Before Tax Ratio 16.07% 22.77% 37.78% 14.39% 33.41% 43.15% 33.63% 47.00% 35.69% 33.24% 44.41% 39.28% 23.95% 48.30% 47.67% 49.03% 20.35% 28.50% 4.90% 0.34%
Income Tax Expense $124.00M $490.00M $467.00M $413.00M $541.00M $438.00M $387.00M $619.00M $239.00M $299.00M $416.00M $419.00M $548.00M $429.00M $-461.00M $501.00M $112.00M $348.00M $-215.00M $-406.00M
Net Income $690.00M $1.21B $1.21B $1.20B $1.23B $1.41B $1.20B $1.62B $1.50B $1.06B $1.58B $1.01B $399.00M $1.45B $2.32B $1.29B $611.00M $688.00M $-466.00M $466.00M
Net Income Ratio 13.46% 15.11% 26.95% 10.64% 23.09% 32.65% 25.10% 33.80% 30.44% 23.43% 34.41% 24.44% 9.87% 34.59% 55.13% 33.32% 15.70% 18.93% 3.38% 2.15%
EPS $0.03 $0.08 $0.07 $0.07 $0.07 $0.08 $0.06 $0.09 $0.09 $0.07 $0.09 $0.06 $0.02 $0.09 $0.14 $0.07 $0.03 $0.03 $-0.03 $0.03
EPS Diluted $0.04 $0.07 $0.07 $0.07 $0.06 $0.08 $0.06 $0.09 $0.09 $0.07 $0.09 $0.06 $0.02 $0.09 $0.14 $0.07 $0.03 $0.03 $-0.03 $0.03
Weighted Average Shares Outstanding 19.37B 15.35B 15.75B 15.98B 16.14B 15.70B 16.70B 16.41B 16.74B 16.87B 17.06B 18.04B 17.73B 17.72B 16.86B 17.73B 16.73B 16.73B 17.40B 17.40B
Weighted Average Shares Outstanding Diluted 15.60B 17.04B 15.75B 15.98B 16.95B 15.70B 16.70B 17.16B 16.87B 16.87B 17.82B 18.04B 17.95B 17.83B 17.71B 17.73B 16.73B 16.73B 17.40B 17.40B
SEC Filing Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source Source

Annual Balance Sheet

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Cash and Cash Equivalents $62.68B $79.02B $91.63B $76.57B $73.56B
Short Term Investments $- $60.39B $-35.78B $- $-
Cash and Short Term Investments $62.68B $139.41B $91.63B $76.57B $73.56B
Net Receivables $- $- $- $- $-
Inventory $- $- $- $- $-
Other Current Assets $1.63B $143.52B $- $- $-
Total Current Assets $62.68B $140.86B $91.63B $76.57B $73.56B
Property Plant Equipment Net $- $9.67B $8.13B $7.96B $11.75B
Goodwill $- $2.80B $2.65B $2.32B $2.32B
Intangible Assets $8.19B $5.51B $4.79B $4.20B $4.14B
Goodwill and Intangible Assets $8.19B $8.31B $7.44B $6.52B $6.46B
Long Term Investments $- $18.55B $238.83B $264.15B $234.54B
Tax Assets $- $5.18B $5.23B $3.12B $2.74B
Other Non-Current Assets $835.83B $697.67B $-41.01B $-3.12B $-2.74B
Total Non-Current Assets $844.01B $739.38B $218.62B $278.63B $252.76B
Other Assets $- $1.21B $567.58B $531.33B $544.96B
Total Assets $906.70B $881.45B $877.83B $886.52B $871.27B
Account Payables $- $- $- $857.00M $-
Short Term Debt $- $- $- $- $-
Tax Payables $45.00M $39.00M $8.00M $6.00M $31.00M
Deferred Revenue $- $- $- $- $-
Other Current Liabilities $-45.00M $5.44B $-8.00M $-863.00M $-31.00M
Total Current Liabilities $8.73B $5.48B $76.23B $81.28B $92.62B
Long Term Debt $80.92B $93.67B $58.48B $85.90B $103.10B
Deferred Revenue Non-Current $- $- $830.09B $84.62B $101.61B
Deferred Tax Liabilities Non-Current $- $- $216.00M $39.00M $45.00M
Other Non-Current Liabilities $779.89B $261.30B $-888.79B $-170.56B $-103.10B
Total Non-Current Liabilities $860.81B $354.96B $830.31B $84.66B $101.66B
Other Liabilities $-8.73B $473.64B $-76.23B $-81.28B $-92.62B
Total Liabilities $860.81B $834.09B $830.31B $84.66B $101.66B
Preferred Stock $- $- $547.00M $- $-
Common Stock $6.06B $6.36B $6.73B $7.10B $7.08B
Retained Earnings $5.91B $6.79B $10.14B $10.24B $4.58B
Accumulated Other Comprehensive Income Loss $15.02B $15.45B $-547.00M $4.04B $5.98B
Other Total Stockholders Equity $18.72B $18.57B $18.50B $20.41B $17.86B
Total Stockholders Equity $45.72B $47.16B $47.28B $52.92B $49.18B
Total Equity $45.89B $47.37B $47.52B $53.15B $49.41B
Total Liabilities and Stockholders Equity $906.70B $881.45B $877.83B $886.52B $871.27B
Minority Interest $172.00M $201.00M $244.00M $235.00M $229.00M
Total Liabilities and Total Equity $906.70B $881.45B $877.83B $886.52B $871.27B
Total Investments $242.94B $227.15B $203.05B $264.15B $234.54B
Total Debt $80.92B $93.67B $84.55B $84.66B $101.66B
Net Debt $18.24B $14.65B $-7.08B $8.09B $28.10B


Balance Sheet Charts

Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Cash and Cash Equivalents $62.68B $59.05B $66.81B $70.99B $79.02B $87.50B $95.52B $98.93B $91.63B $84.84B $86.92B $101.07B $76.57B $-68.87B $79.13B $83.53B $73.56B $- $78.47B $78.90B
Short Term Investments $- $- $- $- $- $- $- $- $- $526.73B $- $512.04B $-41.91B $- $- $- $- $- $- $-
Cash and Short Term Investments $62.68B $59.05B $66.81B $70.99B $79.02B $87.50B $95.52B $98.93B $91.63B $84.84B $86.92B $101.07B $76.57B $-68.87B $79.13B $83.53B $73.56B $- $78.47B $78.90B
Net Receivables $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Inventory $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Other Current Assets $1.63B $- $117.36B $117.13B $- $- $- $- $- $84.84B $- $101.07B $- $68.87B $- $- $- $- $- $-
Total Current Assets $62.68B $59.05B $117.36B $117.13B $79.02B $87.50B $95.52B $98.93B $91.63B $84.84B $86.92B $101.07B $76.57B $68.87B $79.13B $83.53B $73.56B $- $78.47B $78.90B
Property Plant Equipment Net $- $- $712.13B $- $9.67B $- $211.94B $- $8.13B $- $220.45B $- $7.96B $- $11.52B $- $8.41B $- $12.21B $-
Goodwill $- $- $- $- $2.80B $- $- $- $2.65B $- $2.63B $- $2.32B $- $2.32B $- $2.32B $- $2.32B $-
Intangible Assets $8.19B $- $8.31B $- $5.51B $- $8.20B $- $4.79B $- $4.40B $- $4.20B $- $4.30B $- $4.14B $- $3.98B $-
Goodwill and Intangible Assets $8.19B $- $8.31B $- $8.31B $- $8.20B $- $7.44B $- $7.03B $- $6.52B $- $6.62B $- $6.46B $- $6.31B $-
Long Term Investments $- $19.98B $18.98B $18.82B $269.02B $262.63B $209.95B $248.71B $203.05B $240.57B $217.20B $256.13B $264.15B $23.19B $217.31B $223.64B $206.07B $- $208.28B $724.25B
Tax Assets $- $- $5.00B $- $5.18B $- $6.21B $- $5.23B $- $3.78B $- $194.81B $- $3.35B $- $- $- $- $-
Other Non-Current Assets $835.83B $821.81B $31.14B $753.68B $-5.18B $-262.63B $-218.15B $-248.71B $-5.23B $526.73B $-224.23B $512.04B $-236.72B $789.93B $-3.35B $-223.64B $-220.93B $- $-226.80B $-724.25B
Total Non-Current Assets $844.01B $841.79B $775.56B $772.50B $287.00B $262.63B $218.15B $248.71B $218.62B $767.30B $224.23B $768.17B $236.72B $813.12B $235.44B $223.64B $220.93B $- $226.80B $724.25B
Other Assets $- $- $- $- $515.43B $542.95B $569.13B $538.08B $567.58B $40.78B $579.26B $40.63B $573.24B $- $565.12B $562.37B $576.78B $- $567.72B $58.53B
Total Assets $906.70B $900.84B $892.93B $889.63B $881.45B $893.09B $882.80B $885.72B $877.83B $892.92B $890.41B $909.88B $886.52B $882.00B $879.69B $869.54B $871.27B $- $872.99B $861.68B
Account Payables $- $- $- $- $- $- $- $- $- $- $369.00M $- $857.00M $- $325.00M $- $- $- $- $-
Short Term Debt $- $- $- $- $- $- $45.96B $- $- $- $- $- $- $- $- $- $- $- $- $-
Tax Payables $45.00M $- $47.00M $- $39.00M $- $25.00M $- $8.00M $- $6.00M $- $6.00M $- $- $- $31.00M $- $33.00M $-
Deferred Revenue $- $- $- $- $-1.43B $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Other Current Liabilities $-45.00M $- $39.68B $- $-39.00M $- $-45.99B $- $-8.00M $- $-375.00M $- $-863.00M $- $-325.00M $- $-31.00M $- $-33.00M $-
Total Current Liabilities $8.73B $481.61B $39.73B $37.46B $39.13B $41.59B $45.99B $47.34B $76.23B $46.38B $60.90B $46.52B $81.28B $- $14.10B $- $- $- $- $-
Long Term Debt $80.92B $81.67B $96.72B $- $94.97B $- $74.63B $87.58B $58.48B $82.69B $79.62B $88.81B $65.58B $108.24B $94.80B $97.25B $79.87B $- $116.75B $117.58B
Deferred Revenue Non-Current $- $- $474.65B $- $93.51B $- $95.24B $- $830.09B $- $840.17B $- $-39.00M $- $827.76B $- $- $- $- $-
Deferred Tax Liabilities Non-Current $- $- $146.00M $- $157.00M $- $181.00M $- $216.00M $- $164.00M $- $39.00M $- $42.00M $- $- $- $- $-
Other Non-Current Liabilities $779.89B $291.14B $717.14B $811.32B $-94.97B $- $-170.04B $-87.58B $-888.79B $-82.69B $-919.96B $-88.81B $767.79B $721.11B $-922.60B $-97.25B $-79.87B $- $-116.75B $-117.58B
Total Non-Current Liabilities $860.81B $372.81B $814.01B $811.32B $93.67B $92.63B $95.42B $87.58B $830.31B $846.55B $840.33B $857.93B $833.37B $829.36B $827.80B $820.01B $821.86B $- $824.13B $809.00B
Other Liabilities $-8.73B $- $- $- $-39.13B $-41.59B $-45.99B $-47.34B $-76.23B $-46.38B $-60.90B $-46.52B $-81.28B $829.36B $-14.10B $820.01B $821.86B $- $824.13B $809.00B
Total Liabilities $860.81B $854.42B $853.74B $848.78B $93.67B $92.63B $95.42B $87.58B $830.31B $846.55B $840.33B $857.93B $833.37B $829.36B $827.80B $820.01B $821.86B $- $824.13B $809.00B
Preferred Stock $- $- $- $- $- $- $- $- $547.00M $- $- $- $- $- $- $- $- $- $- $-
Common Stock $6.06B $- $6.25B $6.37B $6.36B $6.36B $6.46B $6.66B $6.73B $39.93B $6.90B $46.25B $7.10B $46.50B $7.10B $43.40B $7.08B $43.40B $7.08B $46.60B
Retained Earnings $5.91B $- $5.51B $7.25B $6.79B $6.15B $6.08B $8.25B $10.14B $- $10.19B $- $10.24B $- $8.08B $- $4.58B $- $3.79B $-
Accumulated Other Comprehensive Income Loss $15.02B $9.25B $8.53B $8.36B $1.36B $6.78B $6.19B $7.15B $-547.00M $6.22B $8.78B $5.49B $4.04B $5.90B $12.71B $5.90B $19.65B $5.90B $19.92B $5.90B
Other Total Stockholders Equity $18.72B $36.95B $18.67B $18.66B $18.57B $18.56B $18.56B $18.55B $18.50B $- $18.49B $- $18.48B $42.00M $17.87B $33.00M $17.86B $- $17.86B $-37.00M
Total Stockholders Equity $45.72B $46.20B $38.96B $40.64B $47.16B $44.79B $44.23B $47.69B $47.28B $46.15B $49.86B $51.73B $52.92B $52.44B $51.67B $49.33B $49.18B $49.30B $48.64B $52.46B
Total Equity $45.89B $46.43B $39.19B $40.85B $47.37B $45.01B $44.48B $47.93B $47.52B $46.37B $50.08B $51.94B $53.15B $52.64B $51.89B $49.53B $49.41B $49.50B $48.86B $52.68B
Total Liabilities and Stockholders Equity $906.70B $900.84B $892.93B $889.63B $881.45B $893.09B $882.80B $885.72B $877.83B $892.92B $890.41B $909.88B $886.52B $882.00B $879.69B $869.54B $871.27B $49.50B $872.99B $861.68B
Minority Interest $172.00M $231.00M $226.00M $210.00M $201.00M $220.00M $251.00M $248.00M $244.00M $223.00M $219.00M $210.00M $235.00M $200.00M $219.00M $197.00M $229.00M $200.00M $222.00M $217.00M
Total Liabilities and Total Equity $906.70B $900.84B $892.93B $889.63B $881.45B $893.09B $882.80B $885.72B $877.83B $892.92B $890.41B $909.88B $886.52B $882.00B $879.69B $869.54B $871.27B $49.50B $872.99B $861.68B
Total Investments $242.94B $19.98B $18.98B $18.82B $269.02B $262.63B $209.95B $248.71B $203.05B $767.30B $217.20B $768.17B $222.24B $23.19B $217.31B $223.64B $206.07B $- $208.28B $724.25B
Total Debt $80.92B $81.67B $136.40B $137.65B $93.67B $92.63B $95.42B $87.58B $90.56B $82.69B $85.06B $88.81B $85.98B $108.24B $94.80B $97.25B $100.62B $- $117.65B $117.58B
Net Debt $18.24B $22.61B $69.60B $66.66B $14.65B $5.13B $-105.00M $-11.35B $-1.07B $-2.15B $-1.86B $-12.26B $9.41B $177.12B $15.67B $13.72B $27.07B $- $39.18B $38.68B

Annual Cash Flow

Breakdown December 31, 2024 December 31, 2023 December 31, 2022 December 31, 2021 December 31, 2020
Net Income $4.42B $7.50B $6.93B $6.90B $1.23B
Depreciation and Amortization $1.32B $2.90B $2.40B $2.83B $2.73B
Deferred Income Tax $- $- $- $- $-
Stock Based Compensation $- $- $- $- $-
Change in Working Capital $-16.02B $-4.88B $32.63B $-5.55B $17.09B
Accounts Receivables $- $- $- $- $-
Inventory $- $- $- $- $-
Accounts Payables $- $- $- $- $-
Other Working Capital $-16.02B $-4.88B $1.30B $-9.27B $-12.98B
Other Non Cash Items $5.88B $1.28B $-19.94B $2.44B $6.13B
Net Cash Provided by Operating Activities $-4.39B $6.81B $22.01B $6.62B $27.17B
Investments in Property Plant and Equipment $-4.36B $-5.46B $-3.85B $-3.23B $-2.90B
Acquisitions Net $-179.00M $-380.00M $-373.00M $-57.00M $-3.00M
Purchases of Investments $- $-10.31B $-7.98B $-8.98B $-8.59B
Sales Maturities of Investments $- $5.30B $11.17B $8.29B $6.35B
Other Investing Activities $-3.15B $1.03B $1.55B $1.44B $1.15B
Net Cash Used for Investing Activities $-7.69B $-9.82B $510.00M $-2.54B $-4.00B
Debt Repayment $-7.00M $-328.00M $-1.38B $-557.00M $-3.87B
Common Stock Issued $- $86.00M $776.00M $25.00M $144.00M
Common Stock Repurchased $-3.83B $-1.99B $-2.01B $- $-
Dividends Paid $-2.33B $-1.65B $-1.48B $-877.00M $-453.00M
Other Financing Activities $237.00M $-4.57B $-3.37B $-1.82B $-1.14B
Net Cash Used Provided by Financing Activities $-5.93B $-8.46B $-6.61B $-3.23B $-5.32B
Effect of Forex Changes on Cash $-7.00M $-480.00M $727.00M $70.00M $-196.00M
Net Change in Cash $-18.02B $-6.99B $16.64B $912.00M $17.66B
Cash at End of Period $70.82B $88.84B $95.83B $76.38B $75.47B
Cash at Beginning of Period $88.84B $95.83B $79.19B $75.47B $57.81B
Operating Cash Flow $-4.39B $6.81B $22.01B $6.62B $27.17B
Capital Expenditure $-4.36B $-5.46B $-3.85B $-3.23B $-2.90B
Free Cash Flow $-8.76B $1.35B $18.16B $3.39B $24.27B

Cash Flow Charts

Breakdown December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020
Net Income $690.00M $1.32B $1.34B $1.07B $1.23B $1.41B $1.32B $1.51B $962.00M $461.00M $1.28B $1.12B $399.00M $1.56B $2.44B $1.38B $611.00M $688.00M $-461.00M $480.00M
Depreciation and Amortization $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Deferred Income Tax $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Stock Based Compensation $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $196.00M $- $- $-
Change in Working Capital $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Accounts Receivables $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Inventory $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Accounts Payables $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Other Working Capital $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Other Non Cash Items $-690.00M $-1.32B $-1.34B $-1.07B $-1.23B $-1.41B $-1.32B $-1.51B $-962.00M $-461.00M $-1.28B $-1.12B $-399.00M $-1.56B $-2.44B $-1.38B $-807.00M $-688.00M $461.00M $-480.00M
Net Cash Provided by Operating Activities $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Investments in Property Plant and Equipment $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Acquisitions Net $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Purchases of Investments $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Sales Maturities of Investments $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Other Investing Activities $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Net Cash Used for Investing Activities $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Debt Repayment $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Common Stock Issued $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Common Stock Repurchased $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Dividends Paid $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Other Financing Activities $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Net Cash Used Provided by Financing Activities $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Effect of Forex Changes on Cash $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Net Change in Cash $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Cash at End of Period $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Cash at Beginning of Period $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Operating Cash Flow $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Capital Expenditure $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-
Free Cash Flow $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $-

Lloyds Banking Group plc Dividends

Explore Lloyds Banking Group plc's dividend history, including dividend yield, payout ratio, and historical payments.

Dividend Yield

5.35%

Dividend Payout Ratio

41.35%

Dividend Paid & Capex Coverage Ratio

-0.89x

Lloyds Banking Group plc Dividend History

Dividend Adjusted Dividend Date Record Date Payment Date Declaration Date
$0.1035 $0.1035 April 11, 2025 April 11, 2025 May 30, 2025 February 25, 2025
$0.054636 $0.054636 August 05, 2024 August 05, 2024 September 20, 2024 July 25, 2024
$0.09328 $0.09328 April 11, 2024 April 12, 2024 May 31, 2024 February 27, 2024
$0.047545 $0.047545 August 04, 2023 August 07, 2023 September 22, 2023 July 26, 2023
$0.077641 $0.077641 April 13, 2023 April 14, 2023 June 02, 2023 March 02, 2023
$0.038 $0.0385 August 05, 2022 August 08, 2022 September 22, 2022 July 27, 2022
$0.068 $0.0696 April 07, 2022 April 08, 2022 May 31, 2022 March 16, 2022
$0.038 $0.036994 August 06, 2021 August 09, 2021 September 23, 2021 July 29, 2021
$0.032227 $0.032227 April 15, 2021 April 16, 2021 June 04, 2021 February 26, 2021
$0.055 $0.055 August 09, 2019 August 12, 2019 September 23, 2019
$0.112 $0.1119 April 04, 2019 April 05, 2019 May 31, 2019 March 08, 2019
$0.056 $0.05552 August 16, 2018 August 17, 2018 October 09, 2018 August 03, 2018
$0.114 $0.1141 April 19, 2018 April 20, 2018 June 08, 2018 March 05, 2018
$0.053 $0.052932 August 09, 2017 August 11, 2017 October 10, 2017 July 28, 2017
$0.108 $0.108 April 05, 2017 April 07, 2017 May 26, 2017 March 02, 2017
$0.045 $0.045 August 10, 2016 August 12, 2016 October 11, 2016 August 01, 2016
$0.111 $0.111 April 06, 2016 April 08, 2016 May 27, 2016
$0.047 $0.047 August 12, 2015 October 08, 2015
$0.046 $0.0457 April 02, 2015 April 07, 2015 May 29, 2015 March 06, 2015
$1.449 $1.449 December 14, 2009 December 18, 2009 December 10, 2009

Lloyds Banking Group plc News

Read the latest news about Lloyds Banking Group plc, including recent articles, headlines, and updates.

Lloyds (LYG) is a Great Momentum Stock: Should You Buy?

Does Lloyds (LYG) have what it takes to be a top stock pick for momentum investors? Let's find out.

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Lloyds Banking Group: Quarterlies in the offing; is now the time to buy?

As Lloyds Banking Group PLC (LSE:LLOY) readies its first quarter results, the share price, hovering around 73p, has prompted fresh debate: is this a buying opportunity, or should investors await the actual figures? To decide, it helps to understand Lloyd's key metrics, the forces at play and the risks ahead.

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LYG vs. CM: Which Stock Is the Better Value Option?

Investors interested in stocks from the Banks - Foreign sector have probably already heard of Lloyds (LYG) and Canadian Imperial Bank (CM). But which of these two stocks presents investors with the better value opportunity right now?

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Chart Of The Day: 2025 'Top Picks' Top Performers Speak Volumes

MoneyShow produces an annual “Top Picks” report containing the best investing ideas for the coming year from a rotating roster of top expert contributors. The MoneyShow Chart of the Day shows which recommendations in the 2025 Top Picks Report have performed the best through this week. The table speaks volumes about how the market's character has changed radically.

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Why Barclays, not Lloyds remains the pick of the undervalued UK banking sector

UBS remains upbeat on the outlook for UK banks ahead of the first-quarter earnings season, with strong balance sheets, attractive valuations and resilient credit quality underpinning the broker's positive stance ahead of reporting season early next month. Shares in Barclays PLC (LSE:BARC), NatWest Group PLC (LSE:NWG) and Standard Chartered PLC (LSE:STAN) are the Swiss bank's top picks in the sector, with analysts highlighting their exposure to robust trading income and attractive capital returns.

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Lloyds Banking Group in the cross-hairs as recession fears haunt the financial sector

Lloyds Banking Group PLC (LSE:LLOY) shares fell as much as 6% in early Monday trading, as fears of a global recession triggered by President Trump's sweeping new tariffs rattled financial markets. While Lloyds is more focused on the UK economy than its international peers, it remains highly sensitive to broader economic sentiment.

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LYG or CM: Which Is the Better Value Stock Right Now?

Investors interested in stocks from the Banks - Foreign sector have probably already heard of Lloyds (LYG) and Canadian Imperial Bank (CM). But which of these two stocks is more attractive to value investors?

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FCA intervention may complicate pay-out process; so what does this mean for Lloyds investors?

The Financial Conduct Authority (FCA) pushed back against a sweeping court ruling that could force banks to pay out billions in motor finance compensation, which may limit payouts but complicate the compensation process, according to research from RBC Capital. Submitting its views to the Supreme Court, the FCA said the Court of Appeal had gone “too far” by assuming all car dealers owed customers a fiduciary duty - meaning a legal obligation to act in their best interest.

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Lloyds and Close Bros in the Supreme Court spotlight as motor finance hearing begins

Tuesday is "crunch time" for lenders including Lloyds and Close Brothers, analysts said, as the UK's Supreme Court hearing begins into the motor finance mis-selling.  The case relates to claims from car finance borrowers seeking redress over undisclosed commissions paid to motor broker-dealers.

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Lloyds (LYG) Upgraded to Buy: Here's What You Should Know

Lloyds (LYG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

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Novo Banco puts ex-Lloyds director in charge of risk before IPO

Portugal's fourth-largest lender Novo Banco has appointed former Lloyds Banking Group director Carmen Goncalves as chief risk officer, the bank said on Thursday, after her predecessor was fired three months ago for alleged misconduct.

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XBT.com Surpasses $3M at Lloyds Auctions, Poised to Be the Largest Crypto Domain Sale Since 2021

The premium crypto domain XBT.com has surpassed $3 million USD in its ongoing auction at Lloyds, positioning it as one of the most valuable digital asset domain sales in recent history and potentially the largest crypto domain sale since 2021 The premium crypto domain XBT.com has surpassed $3 million USD in its ongoing auction at Lloyds, positioning it as one of the most valuable digital asset domain sales in recent history and potentially the largest crypto domain sale since 2021

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Lloyds Bank CEO says motor finance matters won't derail transformation plan

Lloyds Banking Group CEO Charlie Nunn said on Tuesday he saw no risk his transformation plan for Britain's biggest mortgage lender would be blown off course by the legal and regulatory scrutiny into its motor finance commission arrangements.

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Lloyds, Close Bros and other motor finance lenders face redress scheme, says FCA

A motor finance redress scheme has been proposed by the UK financial watchdog if the current review, including a looming Supreme Court decision, finds that customers have lost out due to widespread failings by lenders, including Lloyds Banking Group PLC (LSE:LLOY) and Close Brothers Group PLC (LSE:CBG). In that case, the Financial Conduct Authority (FCA) confirmed that it is likely to launch a consultation about an industry-wide redress scheme.

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Lloyds Banking Group's market dominance a key reason to buy the stock

Lloyds Banking Group PLC (LSE:LLOY) is Jefferies' top UK banking pick, with analysts highlighting its market dominance, solid financial position, and strong earnings outlook. The investment bank has set a price target of 85p for the stock, implying 21% upside from current levels.

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Lloyds shifts skilled IT jobs from UK to India, FT reports

Lloyds Banking Group is hiring hundreds of IT engineers in India, while planning to cut hundreds of similar jobs in the UK, the Financial Times reported on Friday citing a person familiar with the plans.

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Up 33% year-to-date, has Lloyds run its race? One leading investment bank thinks so

Citi has ranked Lloyds Banking Group PLC (LSE:LLOY) as the 'least preferred' UK bank in its coverage, assigning the lender a 'neutral' rating and expressing concerns over its ability to deliver upside surprises. While UK banks have seen strong year-to-date gains, with shares rising between 9% and 303%, Lloyds has been one of the top performers alongside Standard Chartered.

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Lloyds gets twin upgrade as shares seen playing catch-up

Lloyds Banking Group PLC (LSE:LLOY) was given a boost on Tuesday as analysts at Morgan Stanley and Peel Hunt upped their expectations and raised share price targets.  Morgan Stanley upgraded its rating on the shares to 'overweight' from 'equalweight' and raised its price target to 90p from 70p.

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Lloyds gets a boost of sorts from mid-tier bank

Lloyds Banking Group PLC (LSE:LLOY) got a boost (of sorts) from Peel Hunt, which raised its price target by 17% to 70p following a strong end to 2024. The bank's fourth-quarter underlying profit before tax came in 13% ahead of consensus, even after setting aside an additional £700 million for motor finance provisions.

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Lloyds Bank plc: 2024 Form 20-F Filed

LONDON, Feb. 27, 2025 (GLOBE NEWSWIRE) -- Lloyds Bank plc announces that on 27 February 2025 it filed its Annual Report on Form 20-F for the year ended 31 December 2024 with the Securities and Exchange Commission. A copy of the Form 20-F is available through the 'Investors' section of our website at www.lloydsbankinggroup.com and also online at  www.sec.gov Shareholders can receive hard copies of the complete audited financial statements free of charge upon request.

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Lloyds Banking up 3.5% after upgrade from leading investment bank

Shares in Lloyds Banking Group PLC (LSE:LLOY) jumped 3.5% after Deutsche Bank raised its price target from 80p to 88p while maintaining its 'buy' recommendation. It cited strong revenue growth, book value expansion, and robust capital returns as key drivers of its optimism.

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Lloyds Banking Group: Is it time to 'buy'. These two banks think not.

RBC Capital has raised its price target for Lloyds Banking Group PLC (LSE:LLOY) from 60p to 70p, reflecting stronger forecasts for the bank's earnings and shareholder returns. The bank's latest results showed steady progress, with rising net interest income and lower-than-expected costs helping to support profitability.

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Lloyds and other motor finance lenders paid large commissions upfront - report

Lloyds Banking Group PLC (LSE:LLOY) and other motor finance lenders paid large upfront commissions to individual car dealerships, according to a report from the Guardian. The newspaper said court documents showed the lenders made these payments, with the filings state that the practice encouraged the car salespeople to favour those loan providers even if it would result in higher payments for the buyer.

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Lloyds Banking Group: Underlying Trends Remain Positive Despite More Motor Provisions

Lloyds Banking Group delivered solid fourth quarter results, although another round of motor commission provisions drove a bottom line miss. Underlying trends were better for the bank. Hedge income continues to power net interest margin expansion, which will be a tailwind this year and next, while asset quality remains resilient. These shares trade for a little under 1.3x tangible book value, justified by the bank's strong underlying profitability and the prospect of increasing capital returns.

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Lloyds Banking Group plc (LYG) Q4 2024 Earnings Conference Call Transcript

Lloyds Banking Group plc (NYSE:LYG ) Q4 2024 Earnings Conference Call February 20, 2025 4:30 AM ET Company Participants Charlie Nunn - Executive Director and Group Chief Executive William Chalmers - Executive Director and CFO Douglas Radcliffe - Group IR Director Conference Call Participants Benjamin Toms - RBC Perlie Mong - Bank of America Jonathan Pierce - Jefferies Ben Caven Roberts - Goldman Sachs Chris Cant - Autonomous Amit Goel - Mediobanca Charlie Nunn Good morning, everyone. And thank you for joining our 2024 Full Year Results Presentation at our brilliant new London Headquarters.

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Lloyds jumps 7% as solid figures shine through motor uncertainty

Lloyds Banking Group PLC's move to set aside further funds to cover a potential hit from a probe into historic motor finance commission deals did little to deter investors on Thursday. Shares jumped 7.0% in the wake of full-year figures, where it said an additional £700 million provision had been made in the fourth quarter to cover possible remuneration.

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Lloyds profit down a fifth, extra £700mln set aside for motor finance probe

Lloyds Banking Group PLC saw profit drop by a fifth last year and set aside hundreds of millions in the final quarter to cover a potential hit from motor finance mis-selling. Statutory pre-tax profit tumbled 20% to £5.97 billion in the year to December 31, the lender said Thursday, against company-compiled consensus expectations for £6.39 billion.

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Britain's Lloyds Bank reports 20% fall in annual profit, missing estimates

Lloyds Banking Group reported a 20.4% drop in annual profit on Thursday, missing market expectations, as interest rate cuts hit lending margins and Britain's sluggish economic recovery hurt the bank's income.

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Close Brothers, Lloyds fall; traders cite UK court decision on motor finance

Shares in British lenders Close Brothers and Lloyds Banking group fell on Monday, with traders and analysts citing reports that the Treasury has been blocked from intervening into the Supreme Court review of the motor finance misselling case.

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Lloyds shares at almost 6yr high as final results near

Lloyds Banking Group PLC (LSE:LLOY) reports final results on Thursday 20 February, with the lender's shares up over 50% in the past 12months to almost a six-year high. However, they have been lagging in analyst affections in recent months, with the cloud of a large potential hit from motor finance commission looming - though some have hopes that things will not be as bad as expected.

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Related Metrics

Explore detailed financial metrics and analysis for LYG.